Screwed by your own Family?
By lelin1123
@lelin1123 (15595)
Puerto Rico
July 10, 2010 1:41am CST
Well about two weeks ago I received a three page letter from the New York Taxation Department claiming I owed almost 3,000 dollars from my 2007 taxes. Well from the begining when I had to start paying taxes many moons ago I did my own taxes. Then when I brought my first house I had a company do them for 11 years. In all these years I never had a problems with my taxes. In 2007. I moved and I decide to have them done by family members who work in the tax business, a brother, uncle and cousin. Now two years later I got screwed because I have to pay this money. I'm so upset and on top of this there is interest added. Is that fair since I thought my taxes were done correctly. I had already paid over two thousand that year. I feel family is always the first to screw you and I'm just so upset right now. Has your family screwed you lately? If so, how?
7 people like this
16 responses
@dragon54u (31634)
• United States
10 Jul 10
Most tax firms have insurance in case they make mistakes, is this the case with your family members? If so, ask them to pay the taxes. If not, you'll have to set up a payment plan with the tax people and chalk it up to a hard lesson.
I haven't been bilked by my family because my family doesn't do business with each other. We don't borrow or loan unless it's an absolute emergency with no other way out and our businesses-the few of us who have one-are done strictly out of the family. We'll do free things for each other but never a business arrangement. We've all seen what happens when it goes bad and don't want to deal with that strife. If one of us is in dire financial straits another gives then what they need and if it's paid back, that's a bonus.
I'm sorry this happened to you! You know it wasn't intentional so don't think of yourself as screwed and don't resent your family. Ask them to help you pay it and if they don't, don't tear the family apart over it--it's only money. Money can be replaced, family can't.
2 people like this
@zed_k4 (17589)
• Singapore
10 Jul 10
I think what you have said there makes perfect sense.. the business arrangement between family members.. it's best to stay out of those. Family is a tangible relation; it can be strong and weak at different times, and sometimes ties are broken because of other irresponsible parties. So sad...
1 person likes this
@lelin1123 (15595)
• Puerto Rico
11 Jul 10
It will be the last time I'm involved in any type of family business or money issues. Its just not worth it in the end.
@lelin1123 (15595)
• Puerto Rico
10 Jul 10
Well I talked to the supervisor who is also my cousin and he didn't speak about having the firm take care of the problem. No, he said I could pay 50 dollars a month not telling me that if I do it that way that interest will still be added until the bill is completely paid off. It was not intentional but they should offer to help out since it was their fault that I'm in this mess. Thank you!
1 person likes this
@free_man (7330)
• United States
10 Jul 10
Hi Lelin. You can always go to H & R block and have them do a five year back tax thing and they might can help you straighten things out. No I don't let my family screw me. They did it once about 20 years ago and I told them they can shove thier family love where the sun don't shine. And that day I moved out of state and haven't talked to them since. I don't let anyone screw me over on things. I am sorry that this happened to you but you are right it is always the family that will screw you over when given a chance. They should help you pay this since they are the ones that caused you to get into this situation. Good luck I hope it all works out for the best.
1 person likes this
@lelin1123 (15595)
• Puerto Rico
10 Jul 10
You would think I would get and we are sorry and we will help you pay this off, but no nothing. I then asked my brother who borrowed money back in February if he had anything saved up to give me. He said "no I'm sorry." He is suppose to pay me back by December. However, if you have nothing saved up now how will he have the whole about in five months. Meanwhile the money I lent him would pay 3/4 of the bill to the IRS.
1 person likes this
@lelin1123 (15595)
• Puerto Rico
12 Jul 10
Unbelievable how people think they can borrow and not pay back, family or not. Thank you for your kind words and I know God will get me through this because I do have the faith.
@carmelanirel (20942)
• United States
10 Jul 10
I am so sorry lelin, I know how you feel and learned the hard way, NEVER DO BUSINESS WITH RELATIVES!!!
My house was suppose to be fixed by a relative who not only didn't do the work he said he'd do, but he left the house with no siding at all..We were forced to finish it ourselves, with hardly any money or skill..If it wasn't for an elderly neighbor who was willing to help us, we would have had to sell for no profit and maybe even out on the streets..
1 person likes this
@lelin1123 (15595)
• Puerto Rico
10 Jul 10
OMG why is family so mean to other family members. This is so wrong. I'm so sorry you went through this and God Bless your elderly neighbor that was willing to help you out. He was your guardian angel.
1 person likes this
@lelin1123 (15595)
• Puerto Rico
13 Jul 10
Its very upsetting and not one of the three seems to care about all of this. That is what makes me so angry. As if everyone has almost 3,000 to send to the IRS.
@lovinangelsinstead21 (36850)
• Pamplona, Spain
10 Jul 10
Hiya lelin,
Here you would not be able to negotiate tax problems at least not yet they have not got around to that kind of thing you either pay or else. It´s like your electric Bill pay now ask questions later that´s all they are interested in. It´s not fair by any means but I would think that in the U.S.A. by now they would have or they do have a Department for that kind of thing.
Perhaps it´s a genuine mistake by that Family member too and it can all get sorted out in time.
Family I would rather not mention what Family can do or have done in my case but in your case as I don´t them it could be genuine a mistake on their behalf. My tax forms in England were always fine and if you made a mistake they just sent them you back explaining what you had to do to put it right. It must be like a bucket of cold water to find out that you have to pay that now. Maybe they negotiate the payment if you are having money problems which I think is a general thing for everyone. Lucky for those who don´t have problems eh?
1 person likes this
@lelin1123 (15595)
• Puerto Rico
10 Jul 10
The IRS does not help you here. All they want is their money and they don't care about what you might be going through financially. To put interest on this after two years not knowing that you owe this money is a form of loansharking in my opinion.
@lovinangelsinstead21 (36850)
• Pamplona, Spain
10 Jul 10
Hiya lelin,
I agree that is unfair that kind of thing is going on all over the place. I have heard about this kind of thing here too. It´s unfair for them to do that without you even knowing about it you are supposed to be notified about it first surely. I would seek out someone that can advise you maybe you have rights that you don´t know about and can use them. The fact that they have´nt told you about your rights does´nt mean that they don´t exist. I would try and seek someone out at least. See what happens. I know here it would be useless but there there must be something I would think. Don´t give up maybe you have a way out. Of course I am just supposing but even so I would try.
@lelin1123 (15595)
• Puerto Rico
10 Jul 10
One of the family members went over the paper work he is the superivor at the company that did the taxes. The peaceful resolution is that I owe this money and oh I can pay 50 dollars a month for the next almost 5 years. Which would take longer because until the bill is paid they will continue to tak on interest. I believe since I didn't know about this and it took two years for them to tell me they should take off the interest. To me its a form of loan sharking but that is what this wonderful country is all about how to get the last red cent that you have while they live the good life on our dollar. Sorry but I'm just so angry over this whole thing expecially since I have always paid my taxes every year did what I was suppose to do and now I still get screwed.
@lelin1123 (15595)
• Puerto Rico
14 Jul 10
I'm going to call the NY Taxation department to see if they will be willing to at least take off the interest. If not maybe I will just pay without the interest. To me adding interest when I didn't even know about this is like a form of loan sharking. After all I sent in my documents on time with payment of my taxes that year. Its not my fault it took them two years and two months to let me know there was a problem.
@Christmas2006 (1661)
• United States
10 Jul 10
Have you talked with your family that did your taxes to see what they have to say about this?
Since you already paid $2,000 did your check clear or do they show the payment?
We have had tax problems too. Once the State of Michigan lost our return, once they held up our refund, the next year we owed, so I sent a letter to have them take it from what they still owed us, they don't do it that way and by the time I got my return from the previous year I had to add $300 to pay the other one!!!
We had some tax problem with IRS and had them all paid off, then the next year we got a notice that we owed them $$...seems they charged us interest at the beginning of the year on what we had already paid them. I tried arguing with them, but they kept adding interest and penalties. Our tax accountant told me we were in the right and we didn't owe it but the only way we were going to clear this up with them was to pay it. At least it wasn't very much.
All I am trying to say is are you sure this is your families fault? I feel for you. At this time in the economy noone has extra money for these kind of mistakes.
I don't know how New York state works, but can you consult with another tax advisor for help, or even appeal to the state? Just some thoughts for you.
@lelin1123 (15595)
• Puerto Rico
10 Jul 10
I talked to the supervisor of the company who did my taxes that year, who is also my cousin. All he could say was that something about the capital gains not being put on the right line or something like that. I honestly didn't understand the whole problem. He tells me you don't have to pay the whole thing up front. You can tell them you can only pay 50 dollars a month. However, he again fails to tell me that I will still be charged interest until the whole bill is paid off. I'm so angry at him, my brother and my uncle. Three people and they all messed me up as far as I'm concerned.
@Christmas2006 (1661)
• United States
12 Jul 10
Well lelin, I know from very personal experience that if your problem is with the IRS they will work with you to settle this. I can also tell you that 'paying $50 a month' is bad advice as the interest and penalties will keep adding up and the longer it continues it will also increase after a certain length of time, as they add a % fee for over a certain time frame of not being paid. It is really hard to explain.
Is this problem with IRS or the state of New York? With all the problems we had I soon discovered if I had to make a choice I would rather owe IRS then the state of Michigan! When a friend had some tax problems and she told me what they were thinking of doing I told her to 'pay Michigan cause IRS will work with you if you honestly are trying and work with them'.
I don't understand why they waited 2 years to notify you of an outstanding balance. Were they notifing your tax accountant? Have you thought about taking it to court? Especially since this is their mistake and they admitted it to you.
I think if I was in your place I would contact another tax accountant and see what kind of advice they could give you, or maybe a tax attorney. The cost might be worth it.
@lelin1123 (15595)
• Puerto Rico
13 Jul 10
These papers are from New York State Department of Taxation and Finance. This was my first notificaton of this and of course then tacked on interest which I think is so unfair since I didn't know about this. I know when my cousin who finalized my taxes to begin with said you don't have to pay the whole thing up front he didn't mention the fees that would be added until the whole thing is paid off. Very bad advice and I can't believe he has been doing this for a long time. I wish I could get some info from a good tax accountant but I'm in a middle of getting ready to move and there is so much going on I don't have the time to deal with all of this. I wi to Puerto Rico. I will have to pay it off with a credit card and never deal with family members again when it comes to my taxes and or my money.
@zed_k4 (17589)
• Singapore
10 Jul 10
I'm so sorry about what you had to go through.. I'd be very angry and sad at the same time if I were you as well. So, there's no way of your brother paying you back, even in installment? I think he should..it's just so sad when family members screw us like that, and it can be in any form and any way. And the most saddest part is how outsiders see us.. they think we are bad for doing this and that to family members because we have our own reasons. And the worst part is they don't know the real story.. and they don't have to know, if the only thing they know is to talk about the bad points of others. Be well, my friend.. I hope in time your brother will pay you.
@lelin1123 (15595)
• Puerto Rico
15 Jul 10
Thank you so much my dear friend you are so kind. Its funny my brother just came by to pick up his mail and didn't say a word about it. He came in said hello to everyone took his mail and left.
1 person likes this
@lelin1123 (15595)
• Puerto Rico
10 Jul 10
Thank you my friend for your words. I lent him the money out of the kindest of my heart. I didn't have to especially since I don't have a job and he knows this. So I told him I will need the money back. A smart person would have paid back in installments so it won't be such a huge about in December. Your just put the money away every week to give me a lump sum. So I thought for sure he would have something put away to pay me back. Oh well I have learned now not to len anyone anything anymore. The bank is closed!
1 person likes this
@Hatley (163776)
• Garden Grove, California
11 Jul 10
hi lelin wow thats a lot of back taxes, is there not some way you can get some help from the IRS I think I have read where there are programs where they can get the irs to cut way down on the interest,I dont remember exactly w hat the name was of the company but I think there are probably companies like we have here in Ca in New York too that help cut way back on those back taxes. I am lucky that I have not had any family problems like that. How about your brother, your uncle and your cousin that screwed things up in the first place now each fork out one thousand dollars to help unscrew the mess they made for you?.
1 person likes this
@lelin1123 (15595)
• Puerto Rico
11 Jul 10
That's a joke. My cousin who is the supervior at this company and was the last one to look over my taxes didn't catch the error. He didn't even say he was sorry for the error. My brother owes me $2000.00 that he borrowed earlier this year. When all this happened I said do you have anything saved up to give me back some of the money. His reply was "no I'm sorry. Meanwhile he is suppose to pay me back by December. If he hasn't saved anything by now how will he come up with that amount in five months?
@moonlitmagikchild (22181)
• United States
12 Jul 10
mine not lately and husbands not lately due to he finally stopped speaking to the toxic members.. some family members are just no good no matter what and you have to decide you rather have a healthy life away from them because they just bring you pain.. were they working for a company when they did them?? i know like hr block has like a thing where if its done wrong they do something to fix it so maybe if they were working for a company they have some kind of policy.. i would definitely just do it on your own from now on so they dont know your business and you know its done right!! i use the website taxact and i only have to pay if i want it direct deposited
1 person likes this
@lelin1123 (15595)
• Puerto Rico
13 Jul 10
They all worked at the time for the same company. My cousin is still there as a superivisor. However, he didn't say anything about a policy to fix it or we will take care of it. Nothing like that. You have to pay it but if you wish you don't have to pay the whole thing at once. However, if I don't then interest is added on till the bill is paid. The more I think about this the more angry I get. I only used them that one time for my 2007 taxes because I had moved from New York to New Mexico and didn't know anyone out here that could do them. For years I did them myself until I brought a house. Then I would have a company do them. Never had any problems until my family did them.
@lelin1123 (15595)
• Puerto Rico
14 Jul 10
OMG - I just wish I knew why family will do that to you before a friend. Its just so not right. That is why so many families are totally disfunctional.
@lelin1123 (15595)
• Puerto Rico
14 Jul 10
I have learned my less well. Sorry you are going through your own family drama. Hope it all works out in the end.
@eurekafemme (5876)
• Philippines
10 Jul 10
I'm sorry to hear that, dear...
Unfortunately, I experienced the same thing, too.Good thing it wasn't a payment for something so I didn't have to suffer further damage as a result of such.
I was sending allowance money to my mom as allowance for my kids who stay with them. My brother, sadly, has the only one who got a bank account I can access here in the city0 with greater convenience so I deposited the money and told him to give it to our mom. I thought he did but when I visited them they told he did not give them any money from me.I was crushed because my kids need that money for their school...
Sometimes, it is better to trust a stranger than to trust your own blood. However, this is not always the case...
1 person likes this
@lelin1123 (15595)
• Puerto Rico
10 Jul 10
You are so right. Sometimes even friends are more trustworthy then family. Its very sad and I'm so sorry that your brother did that to you. Its just not right.
@lelin1123 (15595)
• Puerto Rico
11 Jul 10
Well I just can't believe it took over two years for this to come to me. Plus I paid over 2000.00 dollars back in April of 2008 so now that tell me I should have paid over 4,000 dollars that year which makes not a bit of sense to me. I will never have family take care of my taxes again.
@nitram166 (28)
• Denmark
10 Jul 10
That is quite a bit of money.
Well don´t you familie always screw you up in some way?
Just keep going and you will one day have all your taxes paid off.
M.S.A
1 person likes this
@gabs8513 (48686)
• United Kingdom
10 Jul 10
Oh Lelin I am so sorry that happened to you it is awful when can not even trust your own Family I hope you spoke to them about this and if they where decent People they would offer to help you pay for it as they are the one's that made the Mistake
@lelin1123 (15595)
• Puerto Rico
10 Jul 10
You would think they would collectively say we will help you out. That is not happening. No, the brother who is involved borrowed money earlier this year. What he borrowed would pay 3/4 of the bill. When I called him to find out if he has any money saved up to give back to me all he said was "No I'm sorry." He is suppose to pay me back the whole thing by December. However, if he has nothing saved up by now how is he going to come up with the whole amount by December?
@qianyun6 (2067)
• China
10 Jul 10
I feel sorry to hear what you said. It is a deep hurt to be cheated by relatives.
I haven't encountered this before. But I don't think it's a good idea to have economic relations with relatives, unless the relationship between you two is close enough to share everything.
@lelin1123 (15595)
• Puerto Rico
10 Jul 10
You are so right about that. The best thing is the brother who is involved in this borrowed money back in February. So I called him on it and asked if he had any money saved up to give me back. Even though he suppose to pay me by December. Well of course not, he has nothing saved up. The money he borrowed would pay 3/4 of this bill. I wonder how he is going to pay me by December if he has nothing saved up by now.