Money management

I can't svae what I don't have never mind a budget. We never know from week to week whether or not we will have any income. Budget is now, Pay it if we have it! Really stinks. Having great faith has brought us through. Every time we think we won't make it, we receive a job. So we get by one blessing at a time. All the worry in the world doesn't change it either. I work very hard at being faithfully patient, which takes up all of my time and energy. Relieves worry big time! Don't feel alone, things will someday turn around my friend, just keep looking up †

I feel you savypat! Everytime i think I'm getting ahead..something "comes up". I have to be thankful that I have what I do to cover it when it does come up though. I might not be ahead but I'm not behind yet either....knock on wood.

I am a very bad financial manager. If only I have saved for rainy days I won't be looking up to the sky and hoping that it won't rain until I have enough resources. But I have learned my lesson and am lucky to be given a second chance to change the course of my life and spared from further miseries.

My money management is quite bad at the moment.A lot of it is stuck up in real estate with no quick escape route.I share your concern once we complete one money consuming activity then another crops up.Will it be too expensive to chop down the tree as it might damage the barn.My granddad used to say that during tough times we get more problems added to our existing ones.I wish you'll get some money to tide over your difficulty.

Well, I am having trouble with managing my finances as well. i have my salary and an additional income from business but then i find it hard to have some spare money at the end of the month.

save your money in your boy friend or your girl friend, but all of you must have comitment to eficient in using money

I think you and I are in the same sisterhood. I have a job, but it has no work. By the time we realized this, the jobs available that I might want were gone. We are still paying on one home emergency. It could be worse, and I keep telling myself that.

We are waiting for an income tax disability check . My husband who has ALS got a patio put in so he can wheelchair outsideand enjoy his masters years outside . The bill is due in a couple of days it now webs d have to use the equity fund I do not have that much and j do nit want to use it as it would take a couple of decades to get it b k Nd I am not thT young oh and did itell you that we had over a thousand dlars for van repairs. I know whT you are going through ,

My money management keeps getting sabotaged by braces, glasses, tires, etc. etc. etc.

Pat- My money mananagement managed me until I started my gratitude journal. The problem in the past was that I always had my needs and wants slightly confused, and fell into that trap of the "Average American needs..." mentality. The journaling helped me to be happy and content with where I am in life, even when the tire goes flying off the front end of the car in a mid-turn. (It occured to us lol). The reality is, there will always be a bill from someone for our phone, electric, and so forth because we do not yet live in a resource based economy. I have learned, and granted it took many years of repeating to myself, that I can be happy with anything life throws at me, and with where I am financially. I am here for a purpose, a reason, and when I accepted that I found I didn't worry as much. I started working with daily mantras designed to help me gain that peace of mind. (I wrote them myself, so nothing fancy). I began to focus on simply dealing with whatever my fiances threw at me, and not allowing myself to become angry, worried, or other. I treated my gains in the same fashion. I didn't over-react with emotion to some lucky extra monies, I simply put it into my gratitude journal with "I'm grateful the extra twenty dollars" and left it at that. I've found that the more I've done, the more I've gotten and it's kept me even in my emotions. I know you're going through a tough time with the recent car issues, but keep your chin up. There is something that is coming out of this, even if we can't see it right at this moment. Namaste-Anora

Hubby and I are on fixed incomes, and the great and good US government decided we didn't need a COLA raise last year, so we continue to struggle along on out of date benefits. I would like to see one month...just one month...where something unexpected didn't come up and throw everything out of wack, but there is always too much month left at the end of the money.

I know it always happens, when we try to save some money. It disappears somewhere in thin air.