paypal

he is right, linking your bank account to your paypal account is just to verify that you really exist and you have a address where they can contact you. well it is not necessary to be linking your paypal account to your bank or credit/debit card, you can still use your account to buy things from ebay or other paypal supported outlets, and you can still withdraw to your bank account but has limits (in India minimum amount is $10 to bank electronic transfer) and min $5 for check withdraw . so linking your paypal account to your bank account will reduce your limit like there will be no minimum to withdraw to your bank account, so you can now withdraw $0.01 to your bank account. its your choice to link or not to link your paypal acount