Just wondering ,whydo banks have so many teller windows when only a few are used

@Hatley (163776)
Garden Grove, California
August 15, 2010 10:53pm CST
Everytime I go to my local bank I have to stand and stand in line and see at least twice to three times as many closed windows as ones that actually have tellers at them. So I have wondered why even have that many if they never intended to use them? any ideas? oh yes I could go to the atm machines but again there is'no place to put my purse or bank book or atm card while I am pushing buttons.And like most people I only have two hands. Also I have to use a quad cane to balance myself, so going to a teller window is easier for me if I do not have to wait in long lines for a half hour or more.Rant over.
15 people like this
47 responses
@goldeneagle (6745)
• United States
16 Aug 10
I have a better question...why does Walmart have 30 cash registers yet at any given time, only about SIX of them are open...
2 people like this
@Hatley (163776)
• Garden Grove, California
16 Aug 10
hi goldeneagle yep thats a great question, and I have run up and down the store looking for one that did not have fifteen people backed up in it.Maybe the same law of something or rather applies to both my bank and Walmart. lol lo l lol.
2 people like this
@MsTickle (25180)
• Australia
16 Aug 10
They man the registers according to sales. It's all worked out by efficiency experts. If they manned all the registers all the time you would have most of the operators standing there doing nothing most of the time....AND GETTING PAID FOR IT. Would you be prepared to wear the increase in your grocery prices as a result odf those extra wages??
2 people like this
• China
17 Aug 10
I think they have a rules to open the cash registers after strictly calculation.It's helpful to save the cost. At the same time, most people will buy things in a busy shop because they think they have good things.
@MsTickle (25180)
• Australia
16 Aug 10
A lot of Aussie banks now only have one or two tellers on deck. They may only have 3/4 teller places. Most of the time banks are not that busy and when they are there would be casual staff working. Staff cutbacks have been huge in banks in Australia for many years now. There have been many bank closures too, in small towns mostly=-0987In one of the bigger towns I travel to to shop they have many banks some even with 2/3 branches. One bank I have accounts with, you walk in, take a number then sit down and wait till your number is called. The staff are the most friendly bank staff I've ever met too. That certainly makes a nice change.
2 people like this
@MsTickle (25180)
• Australia
17 Aug 10
Yes, I know what you're saying my dear. I have issues with my back and my knees etc and standing in one place can be extremely uncomfortable and fatiguing.
@Hatley (163776)
• Garden Grove, California
16 Aug 10
hi mstickle that would be a lovely way to do it, wish our American' banks would do something like that, I wou ld not mind waiting if I could just sit down. Thats the way they do it in our d mv offices 'and you are not shaking from fatigue when you reach the teller that way or the dmv employee.
2 people like this
@KrauseHome (36447)
• United States
4 Sep 10
Well, I do agree that there are many times when there is a longer line and only a few tellers or people just standing around back in the back area that it makes you wonder why there are not more helping others out. But when you stop and think about the Economy and job losses many banks took a Huge hit to where it is harder for them to afford the help like they once had their as well. But personally I do feel for you and thinks their needs to be a better solution. Especially for people with Special needs like you.
1 person likes this
@KrauseHome (36447)
• United States
9 Dec 10
Wow!! This is cool. I think more Banks need to be more helpful like this to people who are Elderly and may not be able to stand as long as well as maybe just there to help people with real disabilities. Definately a Good thing to hear though.
@Hatley (163776)
• Garden Grove, California
9 Dec 10
hi krausehome my bank of A merica has a lovely new polich for oldies like me hobbling around with a quad cane they make you go to this last window and sit on a soft chair and a sweet teller comes and takes your transaction and you are done and out in just a few minutes. it really hurt my bad leg to stand for any lenght of time and this was sokind I was amazed. it rose my opinion of Bank of America for s ure. I know all older people will app reciate that too.
1 person likes this
@ifa225 (14460)
• Indonesia
27 Sep 10
maybe they are still looking for an employee there. in my country, the windows empty because the teller is sick. but when everything okay, the windows usually filled with teller
1 person likes this
@Hatley (163776)
• Garden Grove, California
9 Dec 10
hi ifa it co uld be that the economy here in the U S is pulling down some bank services but they have anew elder service a young lady comes over guides you to a chair and you are waited on immediately .a new feature bvt it goijng to be well appreciated.
@de_toya (2429)
• Indonesia
16 Aug 10
I think this is like reserve player in football. Each football team brought up to twenty player in the match but only eleven of them will be starter. Another Three else become reserve player because player change only three times allowed. In the bank, you won't know when it will be crowded with the customer queue. Reserve teller windows is needed to anticipation this situation. Moreover, teller need to rest when lunch time but in other hand customer need to be serviced. If one teller is closed then the other will open. They all won't close at the same time. If this is happen, customers will be complain them. Well, it's just my opinion, actually I never work in the bank .
1 person likes this
@Hatley (163776)
• Garden Grove, California
16 Aug 10
hi de tolya so they never ever really use those other windows as I have banked there for a year and a half and come in at early afternoon when eveyone is off work and wanting to get money o ut, so they have to know they will have a run, so would not it be more efficient to have all the tellers working at the same time just before closing to get all the tired patrons the heck out of there? We customers have complained but so far nothing has changed at all.
2 people like this
@Hatley (163776)
• Garden Grove, California
16 Aug 10
as I was there and saw it in my bank they did not work effiectently, they took their sweet time to wait on people and finally one of the bankers came over and started taking some of us to the atms and helping us use them as they had just put in a new system where you no longer deposit money in an envelope. He really did apologize to me for the long wait. a lot of people just do not realize that we older p eople cannot stand for many minutes without moving as it makes our arthritis really bad. The branch of the bank where I used to bank used almost all their windows and there were never more than five or six people in line so yes I do think this local bank was not working effeciently. if we had done that in the hospital where I once worked, patients would have made sure we lost our jobs. when a light went on, we were to answer it at once, not when ever we felt it was the right time.
2 people like this
@de_toya (2429)
• Indonesia
16 Aug 10
As I know, they work efficiently. If they think one teller is enough to handle the customers, the others will work behind the table to do many others work. They use their resources in highly efficient. Indeed, as customer we want to be serviced immediately but they have SOP (Standard Operating Procedure). As long as they serve us with the best, I won't complain about this.
1 person likes this
@Rallon (441)
• United States
29 Sep 10
Yes, it is the same at Walmart too. They have like 40 cash registers and only have 2 or 3 open for customers. Why? They could have bought 20 registers instead of 40 and spent the saved money on hiring a few more employees to tend more registers. That would be better customer service and also more fiscally responsible. What a waste!
@Hatley (163776)
• Garden Grove, California
9 Dec 10
hi rallon I have also noticed that and wondered why they were not utilizing other clerks who were standing in aisles talking to'each other as one wor ked and the other one watched her.yes its really a waste and makes us wonder why they do not call for clekrs who are just loafing to come open up more registers. where i have shopped they have a lot of clerks but few ever are on the registers for whatever reason I do not know.
1 person likes this
@chiyosan (30183)
• Philippines
16 Aug 10
heheh just thinking about the same thing the last time i was at this bank. there are about 4 teller windows and only 2 of them are working... (with tellers, i mean) athe other two is empty... with about 3 other bank employees not doing anything to help and the line is getting longer! shees they have just become so numb in trying to assist and provide a good customer service to their clients. i hate it when they pretend as if no one is on the line!! these banks really are not thinking of adding more people - they just wanted not a single more headcount on the payroll!!!
1 person likes this
@Hatley (163776)
• Garden Grove, California
16 Aug 10
hi chiyosan I do agree and it seems it would be more cost effective to use more tellers and not have a long line backed up as we customers can always switch to banks that do give quicker service. the branch of my bank where I used to bank never let the line get longer than three or four people.
2 people like this
• Philippines
2 Sep 10
LOL. Great question you have here, Hatley. Most of the banks here in the Philippines though have like 3 teller windows. The biggest amount would be 10 (found in BDO banks who usually closes at 7pm). What irritates me is in our water company - they have like 7 windows and only three of them are working while we all have to wait, sit and around for more minutes with our priority numbers.
@pyewacket (43903)
• United States
16 Aug 10
LOL--actually the same could be said for my Post Office. It never fails..there are five windows at the Post Office and maybe only or or two people actually working. With a bank, like you, I prefer going to a teller also instead of relying on the ATM machine particularly if it's to deposit money. I don't know if they have this system with your bank, but it used to be that when you wanted to deposit via the ATM, you put the check or money in an envelope with a deposit slip with it...the way it's now, you just deposit the check or money in the slot...how safe is that? Also do you notice that the other tellers who aren't actually working at a window look like they're kind of goofing off?
1 person likes this
• United States
1 Sep 10
I've never used a teller window or even gone into a bank to deposit my own money. My mom did that kind of thing. She would spend hours in the teller window lines with all us kids baking in the hot Georgia sun. She didn't run the AC much. Anyway, now I just mail in my checks and the bank takes care of the rest. Saves me so much time. And, I don't have to drag my own daughter along in the car for a senseless trip that could have been taken care of with one stamp and envelope.
@sid556 (30959)
• United States
16 Aug 10
Hi Hatley, I would say you need to switch banks. I once had a bank like that and I just dreaded going into it. There were always long, long lines and a long wait and only two tellers at the windows! It reached a point where I just didn't bother going half the time and dealt with mainly cash and money orders that I could buy quickly at the post office. I switched banks finally and could not be happier. I go into my bank on a Saturday morning and it is packed. All the windows are open and the most I have to wait is 5 mins and that is rare. They move the lines quickly and efficiently. If it is way busy then the ladies that normally do loans and those types of transactions will jump in if they are not with a customer and do the job.
1 person likes this
@Hatley (163776)
• Garden Grove, California
16 Aug 10
hi sid yes the branch of my bank where I lived before was like that if the line got long the loans people would come out and help the tellers and I never had to wait more than five minutes. but this branch in smack in the midst of Little Saigon with the problems of non vietnamese people trying to make the vietanamese understandthem and this is all in Garden Grove calif. the boatpeople fled here for the warm climate. I think if they would hire more bilinual tellers they cou ld move the line a lot faster. I noticed the two vietnamese ladies waited on us a lot faster than the englishe speaking ladies did. I am not vietnamese but felt sorry for this little vietnamese lady ahead of me who was even more crippled than myself and we had been in line for nearly thirty minutes.one of the l oan p eople came out and helped her at the atm machine.
2 people like this
@CatsandDogs (13963)
• United States
27 Aug 10
Hatley, if you can figure it out or someone gives you the right answer, please do let me know! I don't understand it either especially when it's busy. Hubby will holler out and let them know how he feels if he has to wait in a long line when another window can be opened and most often times, they do open another one. Just like Walmart at night, they'll close all their registers except maybe one or two and we have to walk a mile to get to them and then another mile to get out the door! Go figure!! UGH!
• Malaysia
17 Aug 10
I like your discussion, I often thought about it myself. I start hating to go to banks unless I need to. I don't see the point of them having so many counters and only 2 people manning a counter each.. They see so many people waiting and they just don't do anything, just leaving 2 tellers manning the counters, when they could add 5 more people to man the counter and people won't wait so long.. It goes the same as grocery shops as well.. I don't know why, there's like 40 counters there, but 10 counters are open and there's a long queue at each of the 10 counters.. What's up with that?? Anyone in that service industry that mind explaining why?
1 person likes this
@qianyun6 (2067)
• China
16 Aug 10
Hi, Hatley! The same thing is happening in China too. Our local banks also have many windows, but some of them are empty with nobody behind, some have a teller but don't serve. Only a few of them works. And the windows are classified as for private and for public, always there are long queues in front of for private windows but the teller behind for public window keeps idle. But they had never been flexible to release the pressure of for private windows.
1 person likes this
@Hatley (163776)
• Garden Grove, California
16 Aug 10
hi qianyun6 I have seen banks like that with private and public windows but this bank did open windows and wait on all people'if necessary whether public or private. I was spoiled by the branch 'I used to use as you never had to wait more thant five minutes 'there. if they got busy the loan officers would also lend a hand.
1 person likes this
• Australia
17 Aug 10
Hi Hatley. It seems others have had the same immediate thoughts as I had - GROCERY CHECK-OUTS! We seldom have long queues at banks, or at least not at my bank, but grocery supermarkets and department stores is another thing. Why do they have so many check-outs? I have NEVER seen them all open - not even at Christmas time. Now, I am not complaining because standing there gives us opportunity for a free read of their magazines which are stacked near the check-outs and which I never buy. However, I have been denied my free read lately. You see, I have always been very friendly to the check-out operators and more often than not, when I am in a queue one who doesn't have her check-out opened will come up and direct me to her check-out and put me through without waiting. It pays to be polite and happy and friendly!
• Philippines
17 Aug 10
And I thought I was the only one who ever wondered about this. I can understand that bank tellers have many tasks to do and oftentimes they have to leave their window to attend to something that's urgent. What I can't understand is why so many windows are left without any tellers. It does not happen to only one bank but among many others as well. My guess? Probably these banks have a lot of job vacancies.
@paula27661 (15811)
• Australia
17 Aug 10
It’s probably the same reason department stores have around 20 cashier stations and only two or three are operational! I put it down to lack of staff due to the economy at the moment. A while ago I recall someone in a department store saying that they could not find any staff who would work there and later I read that they could not afford to hire anymore people. So it looks like there is always a reason for so many windows and not enough staff and the ones who have to stand patiently and wait is us!
@RawBill1 (8531)
• Gold Coast, Australia
26 Aug 10
I have often wondered this myself over the years. Maybe I just happen to pick the quiet times when they only have half the amount of staff on though? Maybe at certain times of the week they get a rush and have them all fully staffed? I doubt it though. I have put it down to the fact that the banks were built before the popularity of internet banking and ATM's. There is only one bank in recent years that I have seen all windows staffed and it is not really a major bank, but a building society where we have our business banking account. They are only a small room with only 4 windows so it does not take much to fill them with staff. Most times though there are only two people serving when I go in there. There are never large queues though either. Most days I walk straight to the front of the line and up to a teller.
@bounce58 (17385)
• Canada
19 Aug 10
It seems that phenomenon is very common to almost all banks. I guess they could always say, to go to the ATM if you don't want to wait in the lines. The funny thing about it is that sometimes the tellers just rotate between these windows. They move around so it would look like there are a bunch of people tending the window. And I agree with you Hatley, most of us just have two hands...
@carpediem17 (1315)
• Singapore
17 Aug 10
hi Hatley, yup, that is something that I noticed also, even during peak hours. However, I notice that some banks actually assist by having someone direct the 'traffic' such that those who are not in the right queue are moved to the correct one. Also - there is the occasional staff who will take down 'orders' by issuing out the necessary forms to those who need them in the queue so that it can be completed before hand.