I am scared

I if anyone certainly feel your pain, the panic attacks are coming to quick in between. I wake up stressed and with a headache everyday, I linger the entire day panicking not knowing what to do. I often say to myself I wish I were the type of person who absolutely just does not care, but I just can't this is so new to me and I have been dealing with it for almost nine months, oh my God this morning I literally thought it is almost it a year. I have no comforting words to display other than honey, we are in the same boat. I have lost everything I have sweated, slaved and earned to date and find no alley to escape to other than trying diligently to remain sane. So sorry for both of us right now.

hi aurorastorm, sorry to hear of your problem. Not sure if you have a spreadsheet to capture the daily or monthy expenses. This would probably put things in clearer perspective as to which area can be controlled or reduced. Medical cost is the real big one - do try to seek some advice on how to manage this aspect - maybe insurance savings etc. Take care.

Hi Aurorastorm, I can so relate to your stress. I am a single mom. Now I have raised 3 of my 4 girls and with only the 16 yr. old left at home, you'd think I'd be on easy street! Nope! It is just as stressful as when they were all here and I was trying to make it work! I just got my first disconnect notice on the electric bill that I've had in years! I live such a simple life...or try to. I mean seriously...I don't have a car payment. I have basic cable which is only 19.00 per month. I have this old computer. I have a tracphone that I pay 20.00 on every 3 months. I have 2nd hand everything. Scarier still is that I live in low-income housing and my rent is based on my income. The rent keeps going up and up and I haven't had a raise in years! I have two credit cards which so far...I have not been late on a payment but it has been close! It's all about to crash and I can see it coming. Oh I do have this internet which is my biggest luxury. I can't imagine at this point losing it. I love it and I love mylot but beyond that...my daughter uses it for her school work and yes...social stuff. It's pretty much the only luxury I give her and I'd feel really, really bad to have to have it shut down. She is a good kid and works and pays for her extras. I understand your venting here...I think I might of just matched you on it. You hit a nerve!

i guess this feeling is shared by many who are marginalized by the crisis and other circumstances. i admire your courage to confront this fear openly. i think this is one of the big step to deal with it - acknowledging that it is there. close friends and families will understand your situation if you approach them in sincere openness. some people are still generous of their hands, be they financial, time, listening ear, and tips. just keep on trying. best wishes..

I am with you here on this one.. I feel ya! I have a lot of concern too about the ends meeting. I worry from month to month and try to make as much as I can. I also try to cut back as much as I can as well!

Hey the feeling is mutual. me, also has endless calls, even texts. Gosh! i hate deadlines of payments. You tried everything to earn but the money is not enough to pay all those dues.

You have to sacrifice something in order to get some materialistic things in this mundane world. Be calm. because the almighty knows everybody's needs, but he will not favor the greedy. Don't ever say that you dont have none, I am there for you my contemporarian.

is there any way you can get another job or somehow make some extra money? i know what you mean, we have been there lots of time but hubby finally got a job (he was off for 9 months) and we do a few extra little jobs such as taking garbage out for a dentists office, stuff like that. can you sell anything? have a garage sale?

...Hi there aurora, In life these things tend to happen. I have been there done that. For four months I was without income until my disability kicked in. You wonder how you will get through the next day or that day. If collectors are calling you, there is a law that permits you to write each one of them and request a "cease and desist" of all telephone calls to you. Ask them to write you about any problem they have with your bill. Keep a copy of each letter for your record. Try to see if there (I am assuming you are in the US)is a company called Purple Heart in your area. They hire people as solicitors to call people for bags and boxes of things to help the veterans from all wars. Check the internet for a telephone number if you are interested. They pay you every two weeks. You can have a regular job and call people at night and on Saturday or Sunday. That can give you a little extra income. For food, see if there is a food bank nearby, call the Human Services Division at your City Hall or Mayor's Office. They can give you information. You might want to look into Supplemental Social Security to see if you qualify. Call the Social Securit Office in your area. Also some churchs have funds to help people out through tight periods, talk to your pastor. Good luck, you have my prayers. In time hopefully things will get better for you. Take care.

you must try to tighten your budget. you must know your needs and wants and luxuries. You must cut those unnecessary things that you can live without. Cut your cable tv connection, you must know how to use your electricity, you must pay first your smallest financial responsibility. You can also look for a part time job. Ask some help from relatives and friends. you can look for a part time using internet or try some online jobs.

No need to scare.some times it happens in everyone's life.try to work hard on it to meet your needs.it will be calm down soon.don't stop your work for trying on loan.it may go slow but it will go in a nice way.

You should not be stressed out or feared. I am strong believer that everything that happens to us is a way of god to let us enjoy all phases of life. No matter what your problem it will easily solved out. Just be a Devotee of god. I am not much spiritual but i am a believer. I will be very happy if my words in any way motivate or help you....