People should know better about those online investment, most are scams

Proper and successful investing comes with experience and perhaps a bit of luck. So if you do not know what you doing do not expect to earn a bunch. Researching before beginning any invest is wise, however also be cautious when people say it is a great deal as remember when looking for referrals all will say that it is a good system as all they want is another notch. God Bless all who succeed, but in my book unless I see proof and long standing records I do not jump at schemes.

I think it's very important to be careful and updated. Virtual world, like the real world could stump us over and being knowledgeable about little things online does pay off. I think, it's also important NOT to get carried away and study before investing. Thanks.

Investing definitely requires research and analysis. I think it's something anyone can do, but you have to take the time and exert the effort to do it right...it's not easy money. You'll have to work for it just as you would in any other endeavor. Most HYIPs aren't real investment programs anyway. They're not doing anything with your money -- they're just running ponzi schemes, recycling money from new investors to pay old investors until they run away with it all.

Before we met my husband and I met, he borrowed a lot of money and invested it in different companies. Unfortuneately it went wrong and now he has a lot of debt. I hope that we will get rid of that debt one day, but it is going to take a long time. I don't want the same thing to happen to me, so I am very careful when I think about investing money online or other places. Sometimes I would like to do it, but I don't go through with it, it is too risky, we don't need anymore debt.

Most of them are scams.. but there are others that really are worth it. Most online investments are like the networking business offline (MLMs). The members can purchase the product directly from the producer and sell it to others in their own price. We call this direct selling. They also get incentives if they are able to get others join the company. In the online world, MLMs are also present, and these are those investment programs where you pay for a registration fee and get selling rights of the ebooks or softwares they offer. There's a rule to follow in these kinds of business, that is.. if you are to pay a registration fee, you must get 70% of your investment back as products. If this is followed then it is not against the law, unless the law stating this in a country is different. Face it, there's no EASY MONEY! People earning thousands of dollars did not do it overnight, don't believe such craps, they used a lot of time and effort to get to that point. If you want a sure way to earn money online, go blogging, invest on learning how to blog and how to make it earn for you. That's a sure way of getting a passive income. I believe there are a lot of ways to better earn online.. and whether you like it or not, most of them will require you to invest money.

Yes, I agree that most of this stuff is extremely risky. I also think it is a shame that so many people fall for these scams, because if people didn't, they wouldn't be around for so long. So the more we spread the word, the better! I never pay for an opportunity to make money online, and I am doing just fine anyway!