The biggest change in your life.

hi oh myG the biggest change ever in my life was having to come here to t this tiresome retirement center as we,my son and I, had been evicted. living here, sharing a room, having my meds. doled out to me like a child, eating in a communal dining room, losing so much of my person-hood as another resident, well I dislike it much but am looking forward to a day when my son has accumulated enough money for us to move into an apartment again and I can be much more autonomous again.Still its better than being on the street seeking shelter each night. this horrid economy cannot last forever surely my son is now working so things will look up for us.

I can say my husband and I haven't really been all that affected by the economy. We only have a handful of bills to pay as we don't have our own place. I don't have a job so that doesn't give us much room to save, but other then that we are doing pretty good. Now if I were to have a job we could have moved out sooner then now but I can't complain as we have everything we need, and some of what we want as well.

I know today's economy is the current issue of all households throughout the world. My family and I are adjusting to it by lessening credit card usage and conserving energy by turning off the things that we aren't using. That is just how my parents and I operate as a household in response to change in economy. But as an individual... The biggest change in my life is how I disciplined and controlled my habits such as smoking and drinking. I've stopped smoking for 6 months already. I used to be a binge drinker back then . I drink almost every day but I have learned lots of things the hard way. And that it made me realize that the things I do lead me no good. I have also changed the way spend. I use to spend on a lot of unimportant things and activities such as my drinking habits. Now, I just realized that its just a waste of money and its pretty bad health-wise. I'm pretty much addicted to saving my money now instead of using it . I find it overwhelming to save for the rainy days. In conclusion, my life is changing.. and this time, it is for the better. Best of luck.

It's just been harder to pay things off and keep the same standard of living. I've had to do more juggling to pay bills...

I been used to being a star employee wherever I go. Aside from the regular inflation salary increases, I always got mid-year performance increases. In the past two years, I've learned that nothing is certain in my chosen career. Even how hard I worked. Not only did I not get any increases, we all got reductions, so just our company could survive. At first my ego could not accept this, and I had trouble coping with all the bills. I think I'm starting to heal. Not completely yet, but I am getting there.

It's even worse for people that graduate during this World Crises Season, they don't have experience so it's more difficult to find a new job for what they graduated.

I am sorry to say you are wrong. Many people have not been impacted by the downturn of economy. The government has the power to control the whole country. Nothing is out of control.

i think nearly everything has changed with me. ive started rolling cigs., instead of buying. not buying clothes until everything is worn out. recycling absolutely everything possible. trying to buy the cheapest good food, of which has been really hard the last couple of months since sons gf buys the most expensive everything. shes going home tuesday...yayyyy.

I am trying so hard not to overspend, but I think there are dark forces about that interfear with all my efforts. No matter how hard I try unforseen situations keep happening. Like my car blowing up and the air condition system breaking down on the hottest day of the year these and many other little things have wiped away my hard won savings.

I guess the biggest thing that have changed in my life since the economy's turn down is that we should really live simply. We should not surround ourselves with riches and things that we can survive without. I have not been good in taking care of my finances. I regretted that. Up to now I am still working really hard to pay off all my debts. Yes, it is possible to live without using someone else money, but it was too late for me to discover that. Hopefully I have learned my lesson well. Next year i would be done in paying all my debts. By that time, I have promised myself to live simply and save as much as I could to avoid experiencing the things I have experienced now.

we have to change our budget plans according to the economy of the world, it is depends on our country's government strategy.

As a result of massive college enrollment expansion,the number of Chinese university students soars.Plus the impact of economic crisis,I may say the biggest change in my life is that I made the decision to continue to persue a higher degree.But I wasn't meant to it,because my parent have already been around 50,I do not wanna see them still do some burdensome work and could't get plenty of sleep.Hope you can understand this Chinese tradition. And hope it will be even better tomorrow. In your case,consumption in advance is indeed not good.Happy to see that your familay has work out the problem.

I'm a college student,I also feel a big change in my life this years.Before I went to college ,almost all of my money come form my parents.But I wanted to change it.I wanted to independent by myself.During the college times,I went to work part-time.You know,it is easy to start,difficult to continue.But I stick to it.The part-time job not only resolved my cost in the college,but also gave me many benefit.such as how to communication with the other people,enhance the efficiency of job,get along with the other people and so on.So I think we should bravely confront the biggest in ours life.

I'm a college student.I also feel a big change in my life.Before I go to college,the cost of money almost come from my parents.But now I had independent by myself.During the college times,I choose to work part-time.It isn't easy,but I also stick to independent.The part-time job not only resolved my cost by myself,but also gave me mang benefit.such as how to communication with the other people,enhance the efficiency of work,get along with the other people and so on.We should bravely confront the biggest in ours life.

It has been very hard for me as my daughter was only working part time and one son lost his job. Very difficult indeed to manage even though I did mange to go away. My part time job goes straight to credit card debt. I have paid it half off and hope to have it fully paid off by February unless something disastrous happens. I do not buy clothes at all and will not buy any this year. I rarely buy lunch and bring something from home - just things like that. I only get my hair trimmed every 6 -8 weeks and the colouring is done by my daughter. Have saved big there and I have cut down on my monthly manis and pedis. Neither has been done for three months now but will have a pedi tomorrow. Have become more creative with food too and am insisting that people who we have given permission to plant on our land to give me some of their provisions. Now that is a big help. Corn, potatoes,bananas and plantain and tomatoes. Congratulations on getting out of debt as that is a wonderful achievement. Blessings

The downturn doesn't really affect our family. During the downturn of the economy, I finished my degree and earn a job so instead of cost saving, we are now earning.

Hello doran You are right my friend, this is a global issue, prices of things in india in the last 40 years have gone up by more than 50 times, quality has gone down, income too has gone up, but because of price rise one can't adjust. when i started working as a lecturer my salary was 345 rupees per month, that was enough, when i retired it was 42000 per month, but still insufficient.. it is better, without loans, i have been sucessful, i never loan money nor lend money.. Thanks for sharing. Welcome always. Cheers. Professor

The biggest change in my life would be changing jobs because of economic reasons. I even had to move places to change my job. It was hard at first but we were able to adjust.

The biggest change in my life is my height it should be.Joke. I think it should be through the entrance examination to college.This is a must for every Chinese person,but also took part in college entrance examination for each person the maximun benefits.He is my kids to adults from a turning point.I key in determining the fate of a link.It can be said,if you admitted to a good university, then you complete half of your life successful.Really is a very important change.I will never forget.