Question for US Residents about renting HOUSES

Not all land lords do credit checks and no both people do not have to work. As long as your husband earns enough to pay the rent. A good rule of thumb, your housing should nit be more than 30% of your income. I do not know if a land lord would count your online earnings.

Most landlords that I know of do require a credit check now, and they ask a fee to do it. So it may be that you will apply and pay $25 and not be accepted. The thing about online earnings is that you cannot guarantee a reasonable expectation of the same earnings every month. You cannot prove that you can count on the money. I wish you guys lots of luck.

Renting a house isn't cheap. In fact, where I live, the rent for the homes around is about $1400 a month, and it is for a two or three bedroom manufactured home, also the rent can go up every year. My mother and I our lucky that we own our home, and I am going to stay in my home until I can get enough money to buy a place of my own.

Hi there SomeCowgirl, All landlords are different and have different policies. Many are doing credit checks now mainly because there are so many landlords that get screwed by tenents. They do what they can to hopefully avoid it but nothing is foolproof. The landlords are not allowed by law to make a list of bad tenents in order to warn other landlords so they have to go by background checks and credit checks. They also do go by your income. I know when I was out and looking for a place, many of them just laughed because my income barely enough to cover the rent. Then there is the heat, hotwater, food, gas for my car, electric all to consider. 800.00 per month would be really difficult to live on depending on the rent. I live in low income housing and I bring home about 1200.00 per month. My rent is 565.00 per month. I barely get by. I don't know if telling a land lord of your on-line earnings would help or not. It couldn't hurt.

I can't help you with some of the questions that you have asked but I may be able to give you an idea that might assist. As I don't know the frequecy of when you get paid, I will look at my own and as my own frequency. which is once every 2 weeks. I do pay for 3 bills the same way. But I was talk about one. Every 3 months I get a bill in. Once I was behind in paying the bill. I was more than what I could afford, so I spoke with the organisation and decide to work out how much I would pay every time I get paid. I ended up paying around $70 once every 2 weeks (or known to me as fortnight). Once I had paid up the bill and the outstanding amount, I dropped it to $40 a fornight. Since the prices did go up recently, I had to up my payments to $45. I won't use the exact money I do recieve but I will give you a round amount. So I recieve $300 each fortnight. One bill when it comes in normally is approximately $200. Now that would leave me $100 for that fortnight that each bill comes in. Now have to remember that I do recieve other bills too. And if they are due at the same time, $100 doesn't not leave me much to pay for other bills. Another bill comes in and it is $700. And then their is the 3rd bill. As you have read, I pay my bills fortnightly. So out of $300 each fortnight I can pay all 3 bills, and this is how I do it. Bill number 1, average payments I pay is $120 per fortnight. Bill number 2, I pay $45, bill number 3, I pay $35. So in total, I pay $200 worth of bills which leaves me with $100. The advantage is that my bills do end up in front because I do pay a little extra so I can stop a payment or 2 on a bill and still remain ahead but I don't. So when dues dates arrive for my bills, my bills are already paid for. And I know I have a certain amount left over for entertainment. It is an idea that has worked really well for me. In total, I am over $1000 in credit on all 3 bills put together. I have told my husband and he is starting to use the same method for a number of bills he is paying and it is working for him too. Because he too is ahead on his bills. Recently, he stopped payments on one bill for one month and then he started the payments again after the month was up and he is still in credit. If this method has worked for us, with the bills, maybe it can work for you to. But it is totally up to you.

My situation is that I use 30% for rent, 30% for food, 30% for else, So I leave nothing at the end of a month.

Alot of places now do the credit check thing its like a loan thing now days. WIth the price of rent dont look like you could pay bill If you get paid by check for your payroll work that should help out depends how they want the info about your work. My daughters Mother in law rents and she is on SS and she pays the rent but her son pays the other bills as she dont draw enough to do it all the place she is at didnt do a credit check. I also would say might be good to rent with friends but that then is hard to liveing all together sometimes can be hard on the friendship!

If you're married, they consider your combined income, not whether one person is working or not. And they don't all do credit checks, but many do...

I recently had reason to go checking for a place to rent. Landlords are all different, here anyway. SOme ask no questions while others ask about everything. THey are just all different. Many do do credit checks and you have to have enough income (whether both applicants work or not)that the amount you pay for rent would be one third of your household income. And when a rental agency does a credit check they charge anywhere from $15 to $30 and it is not refundable. UGH!

Well I'm in the UK, so I can't offer you much in the way of relevant advice: and you already have plenty. Here a single bedroom flat is likely to set you back around £600- $925 a month, and many houses around $1,900 for a decent sized 3 bedroom house! This is before utilities. Good luck with this and take care. This is flat in a property converted to flats. It's leas held (I know that you looked up freehold some time ago). It's $885 to rent.