Electronic payment systems

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I am sure that most of you must be experienced with eCommerce in some way or the other. While most of us have an inclination for shopping online may it be a video game or a digital download, how many of us actually take note of the security aspects associated with online transactions? I myself take extreme care of it as it's my hard earned money. Small factors I take great notice of are looking for https:// component in URLs, URL redirects (may be an affiliate or a scam altogether) which gives me a great peace of mind. My thoughts on this is scribbled at http://www.squidoo.com/electronic-payment-systems-and-security-aspects. It would be interesting to know what your independent thoughts are on this.