Divorce Insurance?

That's ridiculous. That's what pre-nups are for. I don't agree with those types of agreements either, it's setting up for failure by acknowledging that it's a real possibility. I think we would be better served by making it harder to get married and divorced, except in obvious cases of abuse. Both situations should require counseling before a wedding or divorce. Marriage is a sacred trust that has been treated frivolously in the past few decades and that attitude has cost us dearly. Just look at the juvenile crime rates and all the violence as we've practically cheered on the breaking apart of families. No, divorce insurance is just further encouragement to take marriage lightly.

I personally would not invest in this kind of insurance. The main reason for that is because of the fact that I intend to stay married for the rest of my life. If there should ever be something that I would view as unreconciliable circumstances with my husband, I would just be me in a different way than I was in the past, but I could honestly care less about what little money and property that he has. I do think that there are a lot of people that get married for financial reasons, but I am not one of those people.

hmm..it might be worthwhile if you have kids and the spouse seems iffy about future support should something happen.. but yea,i can easily see people failing just to get the $. of course it would depend on the payout tho.court fees might wipeout whatever you might get from it.

I had never heard of that kind of insurance before. No, I would not consider that. However, I was married 40 years until my husband passed and I am not much interested in marrying again. There are many kinds of insurance that I do not feel good about. Divorce insurance would certainly be one of them.

hi thoroughrob this is the silliest thing I have heard of yet, and'would prompt a lot of money hungry young people to take out so they cou ld make some money. whatever has happened to the concept of getting married and staying married for life? do people just care so little for their mates that they wou ld take out this silly divorce insurance. wow. how awful.

It is possible for some couples to take advantage of this insurance policy. They'll get married and then just take a divorce after 3 years. I don't know if the insurance will be beneficial to the company. But they can always put more clauses or caveats in that policy to lessen their risks.

Kind of a pre-nup for the working class. I would not do it. If you go into a marriage with a plan for a divorce you make it more likely to happen. I think and insurance policy like this trivializes marriage. I agree that this will probably give birth to scams as well. It is kind of like when some one is elderly and has some unmet health and financial needs social service agencies advocate for an "economic divorce" so that the ill person can get more assistance. This is a real slam to people who are committed to each other. (My rant)

Dang, I wish I'd bought that policy 3 years ago... :D

Before today i had never heard of such a thing as divorce insurance. What will insurance companies think of next to have us insured with. This is not an insurance that i would ever consider. The thoughts of divorce insurance would not interest me at all. Doesn't this type of insurance promote divorce?