What about the bills?

If anyone has the magic answer, I'd like to know, too!

I have the same issues. It seems that when I am about caught up something happens and I need to spend more money. The clothes are a never ending thing for me. My daughter seems to grow so fast that I cant keep up with her as she out grows her clothes. I have started to use a budget and actually live by it. I have found that since starting the budget I know where my money goes and I seem to have just a little bit more now that I am living on this budget. I dont want for anything and everything is getting paid. Talk about the ease of not worrying. Its crazy how a little piece of paper can change everything. I hope that you get it all figured out as I know how stressful it can be otherwise.

Hello, i think you should consider proper planning, but i must tell you sometimes they won't work. Once i saved upto a 100$ and spent it all at once. I guess every one has their own way of working and managing things in their life, you should experiment and you will surely get a answer to that. Keep experimenting till you get the best results! Have a great day!