S P E N D I N G money - how cautious "U" RRR..........

I think personally unless you are brought up in a Good home where handling and being able to Budget and manage money, this is something that a lot of people have troubles with, and unsure how to Budget and learn to scrimp, plan and save and do with what they have until they can save up for better. For me, it did take some time as there was a time in my life where I was careless, and could have been without. But then with the help of others, god, and getting older I have learned how important money is, and learning that there are other ways to also earn some extra $$ when you really want something more special out there as well.

For the most part, I am careful with what I purchase. There is one question that I ask when I consider making a purchase. "Is this something that I really need?" If there is any confusion on the answer, there might not be something that I really should be buying. Some people lose a lot of money and room from their pocket, when they make a lot of impulse buys. Trust me, it is very easy to see something that catches your eye and buys them. Most of the time, everything that I buy is something that I need. Every now and again, I might by something as a treat to myself. However, you got to choose wisely and those things should be few and far between. Keeping a close watch on money and trying to choose what you need to spend extremely carefully. I know that I really carefully consider everything that I buy.

I certainly make sure that the thing I am spending money for is one hundred percent justified. Otherwise, I would not spend a cent. For instance, I would not buy things for the house which are not really needed in the house. That has been my habit since the time I had to manage my own budget,

I try to get ahead of all of my bills,aswell as get loads of shopping in,then i work out how much money i have left.The money that i have left i save,or buy gifts for people that are in a sale,as that way i have all the things that i need.The way i see it is that you never know what is around the next corner,something may break and you may need to buy a new item.

simple my friend you just needed what you need to buy and if you not needed why must to buying ... spending money more lot easyer not to the way to get it , i just do it that if i need i buy and if some my stuff is broke i will buying another one not to make a lot of party or anything else if we think not neeed .

Once I received my income from any source I have a percentage or allotment for every category. 10% goes to tithes, 5% goes to my own pocket, 10% for my long-term savings fund, 10% give or donation, 40% cost of living, 10% fun and recreation, 15% others.... This is how I allocate my cash inflows.