my third payout with neobux!

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..finally! lol, i have reached my third payout, im glad i made it, well i haven't cash it out yet..im planning to keep it in there for a while until it reaches $ 10.00( still a long way to go..sigh)..but really, i just want to share my happiness, my patience and hard work really pays...although i know neobux is a legit ptc, im still hesitant not to cash out the payment, so my dear mylotter, i wanna know your opinion about this..is it best to keep it in there until i reach my target amount or would it be better to cash it out now? ( ps : i don't really have anything in mind where i can spend the money )..your response and ideas is much appreciated...thank you in advance!