I am little confused what to do next
@sauravmillion (929)
India
September 27, 2010 7:42am CST
Hello everyone this is Saurav from India.I am little confused what to do next.I have joined many ptc sites and most of them are reaching their minimum payout soon.I only have a bank account.Did not registered in pay pal yet.I think its not wise to give my banking related information to PayPal because of internet theft. Please suggest me easy steps to redeem my earnings successfully.I only have a ATM card.Please respond to help me.
3 people like this
9 responses
@owlwings (43910)
• Cambridge, England
27 Sep 10
If a site only pays by PayPal or AlertPay, you have no option but to register with one of those in order to be paid. If you don't link your bank account to the payment provider (PayPal or AlertPay), you cannot convert your earnings into cash, though you CAN purchase things online from anyone who accepts PayPal or AlertPay.
Provided that you have strong passwords for your PayPal/AlertPay accounts, your email account and your online banking account (if you use online banking), there is very little risk of your data or accounts being compromised.
You should create different passwords for each, all passwords should be at least 8 characters and should consist of a mixture of upper and lower case, numbers and (optionally) symbols. They should not be made up of obvious information which might be known or found out (such as personal names, pet's names, date of birth &c) and they should not contain words which can be found in a dictionary.
There are many ways of creating a strong password, from a purely random string of letters and numbers, which makes it very hard for you to remember, to more memorable methods which take, say, the first letter of each word in a sentence (which is memorable to you). An example of this might be a favourite quotation, such as: "Shall I compare thee to a summer's day?" (the first line of one of Shakespeare's sonnets). Taking the first letter of each word gives: "SICTTASD" and changing every other letter to lower case would give "SiCtTaSd". To make it even more obscure, you can substitute numerals and symbols which look somewhat the same for some of the letters. Some common substitutions are:
A = 4 or @; B = 8; E = 3; I = 1; L = 1 or £; S = 5 or $; O = 0 (zero); Z = 2 and so on.
Your chosen password may then look something like this: "S1C+T@$d".
Of course, you should NEVER share your password with ANYONE, no matter how much you trust them, and if you do have to do so (for a specific and single purpose) you should always make sure that you change it directly afterwards. It is good practice, too, to change your password regularly. It is best, of course, to remember your passwords in your head only but, as this is hardly ever possible, you can write them down in a 'coded' form. I might make a note of the above password as something like this: "PayPal - Sonnet XVIII UNUSUSSL" ('XVIII' is the number of the sonnet and the other letters stand for Uppercase, Numeral, Symbol, and Lowercase). I would keep my notes of my passwords in a drawer or somewhere else hidden, of course, NOT on sticky notes attached to my screen or as a text file on my computer!
2 people like this
@sauravmillion (929)
• India
27 Sep 10
Thanks for that security related issue.I will definitely keep that in mind before opening an account in PayPal.Any ways thanks for that precious words from you.
1 person likes this
@piya84 (2580)
• India
27 Sep 10
I am using paypal for all business transaction and its a safest option available on internet to transfer money.There are other sites like paypal but paypal is best and do have less fee that other sites and transferring money takes just 2-3 days.
You can link bank account to your paypal and its safe.There is not risk in doing so.
@sauravmillion (929)
• India
27 Sep 10
Thanks Piya for that information.I will definitely join in PayPal.I think I am shortage of documents that is needed to join in PayPal.Otherwise no other problem I have.Have a nice day
1 person likes this
@ashutoshs8 (373)
• India
27 Sep 10
Well she may be right . Even i have no idea about this . But i will do which is the the best and only after consulting other peoples those are involved in it.
@wongchoiyee (7413)
• Malaysia
27 Sep 10
Internet theft? How?
I only giving the debit card number and the rest is just my bank name and my bank account number to paypal.
I don't understand how they can steal my money.
Please explain.
@sauravmillion (929)
• India
27 Sep 10
I don't how it happens but one of my friend has loosed all his money by giving his banking information to a site.He has given his account number and nothing else but still it happened.Since most of you are earning and I hadn't came across any theft related cases from PayPal.This is sufficient enough for me to believe that the site is secure.
1 person likes this
@saphrina (31551)
• South Africa
27 Sep 10
Sorry sweetie, but you have to get a paypal account.
And as for the savings account, i don't think that will help you at all.
Either a cheque account or a credit card to link with your paypal account.
That is how it works.
TATA.
@sauravmillion (929)
• India
27 Sep 10
I only have a savings bank account and a ATMCumCredit ( DebitCumCredit ) card and nothing else.So is it not sufficient enough to get verified from PayPal.Please respond soon.I need your help
1 person likes this
@thebest1 (658)
• Romania
27 Sep 10
hi,my friend!
If you don't have a paypal account,how do you get your payment?Maybe you use alert pay as payment processor,but still need to add your card to withdraw your money.
For paypal you don't need a bank account,only your card.After veriffication,you can withdraw your money without issues.Trust me,I already did it and all was fine!
I hope that my answer help you in solving your problem! Happy day!
1 person likes this
@monalily (380)
•
27 Sep 10
hi can you help me concerning paypal? i have an unverified paypal account but now when i browsed the services available in my country, i saw only send option. will i never be able to receive n withdraw money? please help my country is Mauritius. send me a message if you searched for it plz. thx in advance.
1 person likes this
@thebest1 (658)
• Romania
27 Sep 10
If you want to withdrow money ,you need to add your credit card and veriffi it.It's the only way to wiyhdraw money from paypal.If now paypal isn't avaiable in your country you can use an exchange processor to convert your money from paypal in other payment processor,or you can talk with a friend and send him money in paypal and he give your money how you want.
I hope that I can help :)
1 person likes this
@sauravmillion (929)
• India
27 Sep 10
Well I have an ATMcumCredit card.So What I need to do next.please answer in detail steps.Hope to get a response from you soon.Any ways thanks for helping me a lot.See you soon
1 person likes this
@bugsyvibe (13)
• Jamaica
27 Sep 10
sugestion to you is to get new account for the web that if want to get pay you use that account for your online banking
@sauravmillion (929)
• India
28 Sep 10
I did not get actually what you are saying.But I think you are suggesting me to open a new Email account and use that.Forgive me if I had misinterpreted you.Any ways thanks for your cooperation
@sauravmillion (929)
• India
28 Sep 10
Yes it is more or less like a bank.I have registering related issues
@Sanitary (3968)
• Singapore
29 Sep 10
The only way to withdraw your online earnings via paypal, is getting your account verified. If u are afraid of internet theft, find someone u trust or a friend of yours who's in india too, transfer all your earnings to him or her, while they pass u the cash. That's the only alternative as well. U need not worry about internet theft because paypal is a secured site. Once u linked your credit or debit card to it, all earnings will be transferred to your bank account.
@sauravmillion (929)
• India
27 Sep 10
So according to you PayPal is more or less like a bank account.Isn't it because you can buy or sell products online through PayPal.Any ways thanks for sharing me those precious words.I will definitely keep that security issues in my mind before opening an account in PayPal.Have a nice day.
1 person likes this