paypal account help

New Zealand
September 28, 2010 10:40pm CST
hey guys im just curious, to buy stuff online, do i need to have credit card info on my paypal account, cause i dont have a credit card, and would liek to keep it that way. i just want to find out before i get to much money on there that i wont be able to get off.
2 people like this
8 responses
bardgirl
@bardgirl (362)
• United States
29 Sep 10
I don't have a credit card either. The only problem I had with PayPal was getting my bank verified. You shouldn't have a problem buying stuff online since a lot of places let you pay through PayPal as long as you have the balance to cover the cost you're good.
1 person likes this
Owenebs
@Owenebs (14)
• New Zealand
29 Sep 10
thanks for the reply, im glad im not the only person on earth who doesnt have a credit card! haha, also, thanks for clearing up my odubts, this reply realy helped to put my mind to rest, thanks!
ravalarun
@ravalarun (337)
• India
30 Sep 10
OWENEBS(6), i am also afraid to expose, i dont have credit card too, but today you speak my toung, thanks
banban
@banban (601)
• China
29 Sep 10
As long as you have enough money on Paypal to purchase something, it doesn't matter whether or not you verified your redit card account. I don't associate my redit card to my Paypal account, either. Paypal is becoming a popular channel to transaction.
1 person likes this
Owenebs
@Owenebs (14)
• New Zealand
29 Sep 10
hey, thanks for the info, very useful, and im glad you could confirm what i already suspected!
youless
@youless (112586)
• Guangzhou, China
29 Sep 10
You don't have to verify your Paypal account if you just want to buy something via the net. The verified account is to the people who sell online. As long as you have money in your Paypal account, you can just use it to pay for the products you are going to buy online. I love China
1 person likes this
gloryacam
@gloryacam (5540)
• Philippines
29 Sep 10
I have signed up with paypal but I did not link my account to any of my credit cards or bank accounts. That's okay as long as you don't add or withdraw from your account. I think there are options but I'm not so sure yet. Eventually, though, I would have to decide which card or account I should link it to, in order for me to withdraw my money.
1 person likes this
darapmonsta
@darapmonsta (653)
• India
2 Oct 10
you don't need any credit card for account on paypal you can use it without any credit card but if you are in india you should have a pan card to use paypal.
agokoys
@agokoys (36)
• Philippines
29 Sep 10
you need to link a credit card to your paypal account. this is their way to verify you. like me, im from the Philippines, I have no credit card so I used a SmartMoney card. And now I can use my Paypal account to any online transactions.
1 person likes this
anurag3786
@anurag3786 (6267)
• India
29 Sep 10
I think you should need of credit card to taking money in your hand. Because if you have no any credit card then your money submitting in your PayPal account and you have not able to taking money in your hand until you have not any credit card and until you not link your credit card with your PayPal account.
getbiswa2000
@getbiswa2000 (5544)
• India
29 Sep 10
Hello, No, you wont need to give your credit card information in order to buy something online. All you have to do is to connect your bank account with Paypal and then verify it. If by any chance you have to pay an amount more than your Paypal balance, the Paypal will get the extra amount from your bank account/credit card. This is why you need to verify either your bank account or credit card - any one of them. I hope that answers your question. Thanks. God bless you.