Chatmates Asking for Money

Hi Graceewenx, I don't think I would suddenly look at her as a user or think any less of her for asking. I would assume that she really does need the money but still in order to preserve the friendship, I would decline. I don't lend out money unless I am willing to "give" it so to speak. In other words, when I lend someone a few bucks it is with the hope that I'll get it back but if not, I'm not going to be real upset and the friendship won't be damaged. I'll just make a mental note not to lend to that person again. Large amounts are a huge risk and one that I could not afford to take. Even if you got everything down on paper, if she failed to pay, you'd have to take her to court and that would surely damage the friendship. If she needs money for her business then she needs to go through a bank. Truthfully, I would not ask a friend for a large amount of money. I value my friendships too much and if I thought I could easily pay it back, with my luck, something unexpected would happen and then there goes the friendship. I just wouldn't even ask. Have you ever even met this person other than on the net?

I don't lend money to people I chat online with. I have to meet the people and have a closer relationship with him/her before we can deal with financial matters. It doesn't matter what the money is for or when the money will be returned. Not unless I know the person well, I won't lend him/her a single cent :P

I believe the old phrase that if we are prepared to feeling give money away then we do not loan out money. Money can be the root of all evil and once you loan out money it compromises the friendship. It amazes me that people ask for money then you have to chase and taunt them to return it. I would hope anyone would know my circumstances about not having money to survive let alone borrow.

I would not lend her the money, unless you trust her completely, which is pretty hard to do unless you have all her details and have actually met her. Then depending on how she reacts, I would decide if to still be her friend or not. If she is fine with it, everything can continue as it did before, and if she isn't... well, then she wasn't really a friend to begin with!

how much money we talking here? hmmmm...tell her no you cant afford to gve her money and see if she still talks to you. if she stops talking to you then i'd say she was a user sad to say!...be careful

I have to say lending money to someone you've never met is a BIG no no. Like someone else said, even friends you have known for 10 years or FAMILY will never pay you back and they are people you actually encounter in "real life"! IF you choose to lend to her, I'd do it with the knowledge you'll never see that money again. That way if she does pay you back, it's an unexpected and happy surprise.