credit card

I'm sorry, but shopping and swiping doesn't match, does it? As far as using a credit card wisely, the best tip I can gie you is to pay the full amount off every month, otherwise you will never get it paid off and your balance left on the card will never go down. Good luck with it. Don't get new ones either. Or you'll end up being credit card poor!

Hello welcome to mylot Nice to know, you got one.I have credit cards too. But whether it is restaurant or mall or grocery shop, I always prefer to pay cash, but if amount is high, I don't have in pocket then only I pay via my shopping card, which is also known as ATM or Debit card, very rarely I use my credit card, though I carry in my wallet always. You can use it with caution, never over spend and pay back with in the grace period to avoid high rate of interest. Thank you so much for sharing. Professor ‘Bhuwan’. . Cheers have a lucky day ahead.

credit card is just like regular cash in another form.And its more easy to use because you don't need to bring a lot of money in your bag just for shopping. For tips don't spend too much that your bill can't afford.And keep it secure. anyway,congratulation for your first credit card,happy shopping.