What do you do to save money?
By Bi An
@angelmoonlyt (103)
Pasig, Philippines
October 14, 2010 10:51pm CST
I think my salary is not enough to cover up my expenses every month. I'm having the hard time to save nowadays and I don't know why. I'm paying for my rent, my phone bill, my water and electricity bill, my life insurance, my son's tuition, food and transportation of course.
Every pay day, I save half a thousand and electronically transfer it to my son's account and half a thousand to my own account. I can do immediate transfer from my payroll account to my son's account and I go to another bank and deposit money to my own account. I gave my ATM card to my mother so temptation of withdrawing money will be avoided. She doesn't know the PIN, of course. :) I just hope that it will work this time. :)
1 person likes this
5 responses
@genix012 (42)
• Philippines
30 Nov 11
hey there! i just control myself not to buy unuseful stuffs and concentrate on saving them up for the future use.. I know its hard to have a self control to it, but practice makes perfect..so better practice..:) hope this one helps..:)
@puccagirl (7294)
• Israel
17 Oct 10
I do tons of different things, actually.
I budget and make plans for what to buy at the supermarket etc. Try to avoid impulse buys, which really helps. I have also automated parts of my savings so that a certain amount gets taken from my paycheck without me ever seeing it (that way I also don't miss it!) and I save all my small change in a jar. Saving change does not sound like much, but it really adds up!
