How would you ask your money back that you lend to your friend?

I ll never ask my friend to give money back to me until I need it for some very important work. I have lended money to many of my friends back in the country and ove here too, but I never asked them to give me back, I dont know why but it is my habit or nature, I never asked them, when they meet me they tell me that we ll give it back to you but I think it is good for me that I made some one life a little easier for a certain period of time and this is my happiness Be happy and be the reason of happiness in others life...

This sounds really strange that he is not answering your calls or texts. I'm afraid he is not answering you because he is gone for good and doesn't plan to pay you back. If he returns to work I would just go to him ask him how he is and why haven't you been answering my calls? Then after his reply ask him, by the way do you have the money that you owe me? If he says no, then say I'm willing to accept payments until its fully paid. If he says that he will not be able to pay you back then its up to you if you want to continue to be friends. I know I wouldn't trust him again and wouldn't be able to remain friends. Good luck to you I lent my brother 2000 dollars in February of this year and he promised that he would be paying me back by December. We shall see. If he doesn't he knows he will never be borrowing money from me again.

Hi aaronfyzeon, You should not feel the least bit awkward in asking for your money back. He is the one that should feel bad. You should feel angry that he is not answering your calls or replying back to your texts. That is an insult to you and your friendship. You really should be angry at this point. Above all, let this be a lesson to you. I will not lend a friend or family member any amount of money that I'm going to be upset about if it isn't paid back. In the meantime, I think you should keep reminding him that he owes you and please stop feeling bad about it. He should be feeling bad for not holding to his promise and for avoiding you and putting you in the awkward position of having to chase him down.

That is also one of my problems. If they borrow money from me I can just say yes but be sure to return it on time. But sometimes, friends don't return on time or maybe forget about it, I don't know but if you have debts, I can assure that you can't forget it. What I do is to just give them message and ask them if they have already money because I also need to pay something.

I think you have to be honest, frank and firm to him. Tell him exactly what you have in mind but your voice must be strong and firm enough for him to understand that you're very serious and you're not being kind anymore. Tell him he has to pay what he owed to you at the time that he promised it and should never make a fool of you. You could start the conversation by asking him if he's trying to hide or run away from you because of that debt. Don't say this in front of others though. Try to talk to him in private, but remember you have to be firm or you'll never get your money back.

I have a new motto in life and that is never to give more than you have. I have gone into major debt giving away things...A lot of the people who had their hands out have long since disappeared from my life without a trace. Never give until it hurts. i agree with the person who stated to just give 10% away. When you give, specify that it is a loan. But don't ever expect that it is going to come back. Let that be a pleasant surprise if it does. Learn the valuable lesson of saying NO. His actions have already told you No.

I would try and get another date off him when hes going to actually pay you back because if hes a good friend he should tell you when and actually give it you then. You could say you can pay me back week by week and that way hes obviously going to be able to afford to pay you back abit at a time, thats if you can manage on that.

Friendship shouldn't be based on money but, it does somehow affect the relationship. I lend my colleagues money and most of them pay on time. There is this one colleague of mine who is still having trouble paying some of the amount that she still owes me but, I do believe that she'll pay me back. Good thing that whenever I get to contact her, she always apologizes and requests me to wait. Now, if I were in your situation, by the time your friend comes back, I wouldn't really mention the money that he owes me. I'd see if he is really sincere if he'd either asks for more time or not at all when he's just completely ignoring things as if it'll just pass. In my case, sometimes multiple colleagues would try to borrow some money. Luckily I get to let them borrow but, there are times when I don't want to lend money even if I do have money to lend. I'd just tell them that another colleague just borrowed money. By the time that colleague of mine returns the money he or she owes me, I can lend you money right away. When that happens, the new colleague who want to borrow money would end up asking when I'd be getting the money back and I would say when, they would be surprised if I still haven't received it even after the due date has already passed, like your situation. For that, they would somehow confront the person who still owes me money. Having debt is rather an awkward thing to admit while it can easily be admitted by those who have, had or will be having experience on it. That way, I wouldn't be the one asking for the money back but, the new 'client' who is also in need of money. That's how I would do it. Yeah, that be quite bad but, when it comes to money, friendship should be an entirely separate matter.

This is very simple, i never lend money to any of my friends such a big amount, i will give at critical situation and they will payback soon, even if they are not paying back, i will not ask them to give back the money, i will just leave it !!! I don't give any big amount..it doesn't mean that i don't trust them but it doesn't mean that i trust them..... when it comes under big money !!

uh if its like over a month or so and knowing he wont pay back after asked him for sometime. ill just forget it D;

ok girl, he is your friend you say. If he treats you as a friend too, he should not be doing that to you. If he wont be able to pay up for the meantime, he should tell it to you straight up and not hide from you. If you were in my place, I will tell him straight up that I already need the money for something. Asking him to pay up should not be hard as its your money, your hard earned money. If he did not have any difficulty hiding from you, why should you have any difficulty asking him to pay up? When a friend of mine borrows money from me and would not show up when she needs to pay up already, I wont even thing twice asking her up for my money. Its enough that I got offended when she disappeared on me on the day she needs to pay, no text or notice of unable to pay for the meantime. NONE! so, I should not bother thinking that kind of question on I will use to get my money back. If its offends him.. its his problem already. But I need my money.

thats cute that you lent him money when he needed^^ thats sweet of you^^ anyway the way you should approach him is say sorry but can you give me a bit at least of the money i lent you? im needing right now^^ if you cant pay all for now is ok but at least a bit bcs i really need it. if you say this in a sweet way im sure he will understand^^ when i worked in a place, there was a girl that i didnt even know well and i lent her money many times and i always was shy to ask her. she said i give you in end of month or always giving excuses. she then started to skip work and i never saw her again and sent her message and she never answered. she never gave me my money back. also she before took money from my wallet one time pretending wasnt her but was obvious was her bcs was only time i refused to give her. that was money for my dinner and i didnt want to lent her more bcs was already a lot of money she was owing me. also can you imagine? she stole the cell of a girl that was work friends with me and her. she was a thief. i regret that i lent money to someone i knew since like 3 days. so dont be shy to ask your friend. i wasnt pressuring that girl enough. asked her one time or two in person, and two times by text. i should had say give me now. but didnt. you i trust that your friend is a good guy but ask him. in a sweet way but ask him. i dont want that happens to you what happened to me really. wish you the best^^

I would not lend a large amount of money to a friend. And none of my friends would ask. It is a sure way to ruin a friendship. If he can't afford to pay you back, maybe he can help you in some other way, like help you with chores or give you rides somewhere?

In answering your post some things come to mind. The first and most important one is that before I ever lend money to anyone, I always ask my self if I can handle it if they fail to pay me back. If the answer is yes, then I won't mind the loss if they fail to repay, as despite best intentions sometimes you may not get your money back. If I feel that it is to important and I can't afford the loan then I don't make that loan. It's not worth my desperation over my own financial situation, and the hard feelings that result because someone fails to pay me back, and now I am having a hard time making it. Second, If your friend can figure out that they have to ask you for money, and are quite able to come to you and borrow it, then they are also capable of paying it back, and you shouldn't have to ask them for it. Out of their respect towards you, and that you honored them in their time of need, they in turn should seek to keep their own self respect by honoring you back in repaying the borrowed money. All that being said, you reached out to help someone in their time of need. You mentioned that they have an an allowance. That person must learn to budget what money they have. It is not up to you to make sure that they make it even though they fail to be responsible for what they have to begin with. You have already been trying to contact the person to ask for repayment, and they are obviously ignoring or avoiding you by not answering your calls. I would count it as a good deed towards someone, and that at some future point in time when you are in need your need will be met. Then I would just let it go, and not say anything to that person. One of two things will happen. 1) They will remember that they owe you, and will repay. 2) When you stop asking for your money back, and carry on as if nothing has happened, they will probably figure your an easy mark, and will soon come up with another story as to why you should give them money. If two should happen, then remind them that you are still waiting for repayment of your first loan to them, and until that is repaid you have no way to help them now.

Better talk to him directly that you need the money back for you need something for yourself. If he refused to pay, try to ask for a partial payment to let him feel that you really in need. Tell him that someone also ask your help and since he promised to give you back the money, you lend to another person to help. In that case, he would know that you are really someone generous in giving help. Not to feel him guilty but to let him know that you still trust him.

Depends on the amount of money. Small amount. 1. Ask. 2. Ask again. 3. Send him a letter in which you demand him to give back the money within 7 days of sending. 4. Forfeit. Big amount. 1. Ask. 2. Ask again. 3. And ask again. 4. Send him a letter in which you demand him to give back the money within 7 days of sending. Mention that when he fails to do so you will report this to police and when you deem necessary consult a lawyer. 5. When the payday is due ask the lawyer whether it's advisable to sue him. Also ask the police if he can be arrested. [b] This is not to be perceived as legal or personal advice.[/b] ( I need to disclaim that... just in case... :D)

That's your money, don't be shy. Message him via Facebook. Write on his wall. I am sure he will come running to you. Shyness will not make him return your money. You have to be firm.

This is a good lesson for you. You must be very protective of your own income. Please think of your money as your livelihood. To give back to the community, if you can afford it you should only consider 10 percent of your income as charity. If your charity is to your friend, fine. Never expect your charitable giving to come back to you. As far as your friend is concerned, I wouldn't expect it back, he can't afford it! I would not drop a friendship based on money. You are a very kind person, just don't go broke being so. God smiles down on you!

i've been in this siutaion a number of times. and i would suggest to you, just to be blunt about it. don't beat around the bush. ask for what you want. if they beat around the bush and take forever to pay you back. wait awhile then demand you money back. first off you was giving that individual the money out of the kindness of your heart. and its unfair that they can not pay you back. right now, i lent my friend my digital camara. and she has not given it back to me after a week and a half. i asked her for it. she never texted me back. so i plan on calling her, and being up front about it. good luck!

i dont know as i have never had a friend ask for money