PayPal

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During the first years of MyLot, we were asked to sign up for Moneybookers account. I noticed that they already changed it to PayPal. I don't have a PayPal account yet so I decided to sign up, for obvious reasons, of course. Otherwise, I won't get paid, hahaha! Question is, they recommend that we sign up for Premier Account which I did. It is still unverified because I did not provide credit card or debit card information. Did everyone here signed up for the Premier Account? If I signed up for the personal account, will it be for free? Or will there also be a fee? All the while I thought signing up for PayPal is free of charge. Stupid me.