Which do you prefer credit cards or real money?

I also prefer real money than credit card. You know why? With real money, you spend only the money you have, while with credit card, there is always a risk you over spend and spend some money you not yet have.

I have learned my lesson with credit cards. Luckily, I was able to pay off my credit card debt months ago. I was paying interest that was way too big and my credit card balance was not really getting smaller before I was able to pay it. Right now, I only use my credit card when I want to buy something on installment. There are a lot of stores offering three months up to twelve months zero interest. As for our groceries and other necessities, I just use cash and spend only what we can afford. Cheers!

I use a credit card for almost everything I buy. Bt I pay it all the same month so I only use it as an accountant and don´t pay the interest. I will not spend more than what I earn, if possible. If I use my credit card that way, I will not pay a bit extra for the things I buy but they give me some small quantity of money depending on how much I use That money can be used to pay part of an airfare for my vacations.

I prefer real money because I know it's there, I don't use credit cards, I use a debit card 'cause it works the same way, except actual cash is paid instead of paying it later.

Hi lady1993! Actually, I have a credit card but I use it properly, for two years, I have never paid an interest at all since I pay my purchases before the month expires. But, you are right though, if you have enough money, then there is no need for you to get any credit cards any more, but for those who knows how to manage their credit cards then it's okay. Just like what I have done with mine, that is good question though, lady1993, cheers! :-)

i usually use money to buy something,because the government discourage to use credit card in china.and it is convient for me.you need not pay for interest.

in the Philippines I prefer money because it is more convenient for me. my mom really discouraged me to use a credit card.

Real money please. Credit card is nothing but a facility that the bank provides you. Whereas for money, it is yours for keeping. What you have, you spend, don't have to worry when the bill arrives or what.