Difference between marriage and really long relationship?

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Hello friends, i want to ask you about the marriage. Im interested because just now i had one answer in other of my discussions, which answer showed me that some people think that marriage is something much more important than a relationship? In my country, Bulgaria, lately it's modern someone to get married. I don't know why, because one sign doesn't change anything, in my opinion. Young people get married and then divorce after some years, because of their own problems. For me there is no difference between one long and strong relationship where partners know each other and support and love each other and marriage, with the same qualities. I am with my boyfriend from one year now. We live together from the start of our relationship. It just happened that way, that we lived in different cities and as you know, long distance relationship are not so much fun. So i moved in their home. We got out own apartment from the summer and we live together. We really support each other and really care each other, with a lot of love. Whatever are our problems, my boyfriend hug me late in the night and say "but i'm happy that i lie to my girl". We discuss everything, there is nothing I asked him to do and to receive a denny. There is nothing i would like to do and he to say "no". It's the same with me, but i'm pretty nerve lately and i'm not sure what's wrong. It doesn't matter, but we live in a harmony, if i have to be honest. If we have enough money, as we had the last winter, to pay out expenses, we really have a great relations. I believe that i'll be long with that guy. Why else i would change my living place, would pay so much expenses somewhere else, than home, where i have everything? It was kind of serious decision and i can't say that i'm sorry about it. What would be different if we get married? The responsibility? I think that wouldn't change. As much as we are responsible now, we will be the if we get married. We will share our expenses and will love each other, just we will have one sign on a document, we will have to pay to change all the personal documents each of us has, and my family name will change? Does it worth to do all of that, if we can have it when we want, just without all the formal traditions? I think that serious people are serious in relationship, serious with friends, serious and when they get married. And i suppose it will be the same if they are not serious? How do you think? Just forgot something ... leaving partner seems to be much easier than leaving a husband, but break up is like a mini divorce or a big one, depends what kind of person has to do it.