In life we all have those bills to pay

Yes that really does irritate me. Especially when I might have actually had the money to give them. Providing they would have paid me back the money from the last time I lent it to them ages ago. This is one of the reasons why I stopped lending anyone any money period. It is just something that is an exercise of frustration. Some people will pay it back. Many will not. I can't deal with that so I just stopped. They're just going to have to figure out how to get by like everyone else. That might seem cruel but hey, that's life. Life is not fair, far from it in fact. I might be short on money, but that just means I have to do without something for a bit. They should take the same advice and not try and beg someone for a hand out.

In life, we'll have time when we need helps from others people and when we help them. So, you don't worry that no one helps you when you need after you help them with all your interests.

You know what? It is important that you think about yourself too. If no ones is doing that for you, then you need to do that for yourself. If they want you to get the things for them, tell them to pay upfront. Tell them you don't have extra cash to spare. See what they say. But you know, sometimes even we are not comfortable saying that because we don't want others to perceive that we are somewhat lacking. That's the trouble with most people. I can perfectly understand. But now that I'm working towards better financial system in my life, I need to protect the people that matters most in my life - that could be my family. If they don't get enough just because others are asking to lend money, then I'm not doing justice to the people closest to me.

I'ts better to have an agreement before you do the task. And I think you always talk to the wrong person. They are just using you, taking advantage of you.

ohh....you should start to be firm on that pal. i hope you'll get over that problem. have you ever confronted them?

Well, there are two things I know that are constant in this world of hours. The first is change. And the other one, is Bills. We all have bills to pay. To eat we pay the bill. To have water there goes another bill. So, the only time we get out of bills is Never?

There are lots of people who does not gave back the money we lend them. It happened to me lots of time in the past. Now a days I gave money to only people who gave it back. Sometimes I gives the money that I needed or needed to pay the bill within one week and hope to get it back within one week and sometimes does not get it back. I think we should lend money to people whom we can trust and hope will return it back.

Maybe they are asking you to get them something because they do not have money at that particular moment? And I don't think they assume you don't have bills to pay, just that either a) your bills are at different times b) you have more income so more disposable money. Personally, if I wanted the money back straight away and knew that they wouldn't pay me back until a week or so later then I just wouldn't buy them the items in the first place.

One way to stop that is to ask for the money before you go buy whatever for them. When they say I'll have the money next week, just say then I'll be happy to pick it up for you next week as I don't have the cash flow to enable me to do it this week!!! After one or two times they'll stop asking you altogether!!!!

People want instant gratification. When they get what they want, there is no pressure for them to put out any money or effort. People hate to part with money, even if they owe it. I have had so many people act differently toward me when they know they owe me money. They seem to have no problem asking for it or asking me to get them something but when it's time to pay back it's a different story. I also don't like when people take more than they ask for. An example of that is when you let someone use your credit card. Once I let a family member use my credit card to get a few gifts for her children for Christmas. She not only bought for her kids but for the neighbors kids too. She practically maxed out my card, which I normally did not use much. She then only made two payments toward the bill and I had to pay the rest. People will really misuse you if they think they can get away with it.

Good for you!!! You don't need these types of friends. It is time for them to grow up and take responsibility for themselves. You work hard for your money just to give it to someone else. Stand up for yourself and be proud to say No.

I know what you mean.I feel like there are alot of people that have no money as they spend the money that they get on alot of rubbish, rather than paying their bills.I get so fed up of hearing the same old thing and like you say we all have bills and they should be top of the list to pay along with if you get things off people, then going out and blowing money last if they have anything left over.

Hi joystick, I noticed this too. When we borrow, we pay back before they can ask. But if they borrow, they dont return monies for over 50 years... and then they do not like the issue to be brought up, especially if the amounts are large... they think it is not right to ask! But they have no objections in asking... Interesting. Isn't it? So I look at it philosophically now. I think ok - I lost 200 bucks now. Thank god, it is 200 and not 2000 or more. Expensive way to learn whom to trust and whom not to. But at least it clears the trash out of our circle of friends. :)

I completely, 100% understand where you are coming from. I have the same friends. Constantly asking me for 20 bucks or 100 bucks, with their open ended promises. I started to say no, since they still have not paid me back and decided to ask for more. I am not a bank, maybe someday, but definitely not this year. I sat my friend down and explained to him, what he was doing. He was destroying our friendship because he has the inability to save any money. How is that my fault?

That's where you need to put your foot down and stop being taken advantage of. You need to take care of yourself and your family's needs and finances. Instead of borrowing money to others why not pay down your debt and maybe build a nest egg instead for retirement or a home ect.

People that borrow money or expect you to do things for them,are not thinking about you , or the fact that you have bills to pay.They're only interested in themselves and getting what they need .Proof of this, is when they tell you they'll pay you at another time. if you're in the habit of not saying no to these people, you're being taken for granted and depended on as the person who will always be good for a loan or gift. I suggest the next time someone asks to borrow money or asks you to do things for them,tell them, "you know what? i was just going to ask you for a loan, since i'm really broke right now" That should stop them in their tracks.