Alertpay or Paypal,which one is best?
By bigearner
@bigearner (131)
India
December 1, 2010 9:08am CST
hello friends,i have a paypal account and sending my mylot and other ptc sites earning to it.once i tried to purchase online and made two transaction in a day,next day they limited my account and said add credit card,but i don't have a credit card.also yesterday i send 2$ to my paypal account but i don't get it in my paypal account,help me.
is alertpay a better option then paypal,if you don't have a credit card? can i send money to my indian bank accout?
12 responses
@shattered (1728)
• Philippines
2 Dec 10
You need to verify your account for paypal to ascertain that you are not a fictitious person and that you are not engaged in money laundering. If you don't have a credit card, I believe paypal allows you to verify it using any visa/mastercard related cards so a debit card in that line is acceptable.
@shattered (1728)
• Philippines
2 Dec 10
A debit card is just like a prepaid "credit" card, its just a savings account ATM card that is connected with Visa or Mastercard. Even a student can get one. It earns interest but usually has an annual fee like a credit card. If you can get a savings account, you can get a debit card. Just make sure its either Visa or Mastercard to be accepted by paypal. You can probably get it from any bank nowadays, if you can get it from your current bank.
It is easier to get than a credit card because you can only use it up to the amount of your deposit. The bank wouldn't have to check your credit history.
@bigearner (131)
• India
2 Dec 10
thanks for reply,i don't credit card or debit card.can you please tell me how to get a debit card,cedit card i can't get it as i am student and not working.
1 person likes this
@bigearner (131)
• India
3 Dec 10
thanks shattered,
this information is very useful and i will contact bank and ask them if i can get a mastercard or visa card.thanks a lot
1 person likes this
@harry89 (2330)
• India
1 Dec 10
I would like to tell you that you can not transfer your money from your alertpay account to your bank account through bank wire as it is not available for india and to get your money you need to have a credit card. And paypal is better than alertpay but to use best of your services you should add a credit card then they won't limit your account again. Happy mylotting. Regards, harry.
@bigearner (131)
• India
2 Dec 10
thanks for the answer,but i don't have a credit card.in this case what should i do?
@ngoctruong92 (152)
• Vietnam
2 Dec 10
Hi bigear. I'm using paypal too. I think paypal is more popular than alertpay. Eventhough the security of alertpay is better. I hear you say that you buy online but Do they accept your money from paypal? And I don't know credit card too.
@bigearner (131)
• India
2 Dec 10
@ ngoctruong92
thanks for reply
yes paypal is popular and best than alertpay.they have limited my account.i don't have credit card,that the big problem for me.
yes i once bought a software,not other thing i have tried it.
@huqh123 (182)
• China
2 Dec 10
i think the paypal is better. you know, every payment way has its advantage to some degree.so it depends on where you are using. you know, some payment way may not support your local area. befor using them, you should first contacting with the service. so you can have a better understanding of these using methds. what should you have to start an account and when you choose to buy something, you needs to learn the steps. In their website, you need to learn about all the attentio points. you know, nowaday, paypal is wide used by many websites to make business deal. so read the instructions.
@bigearner (131)
• India
2 Dec 10
yes you are right,we must check are guidelines before start anything.i will be more careful next time.paypal is best for indians too but they just limited my account and need me to link credit card but i don't have it.
@jagjit273 (1754)
• India
2 Dec 10
Hello My friend .I have both account but my paypal account is not active yet as i dont have pan card.i have made two transaction at alert pay it is Good butit has no facilty to transfer money atIndan banks yet.So paypal is best of them for the time being.
@bigearner (131)
• India
2 Dec 10
hey jagjit as you said you made two transaction through alertpay,then you please tell me how can i get money through alertpay as it doesn't send to indian bank account.if i go for bank wire then how can i redeem it in india,whats the whole procedure.please help me
@narnia007 (1050)
• India
1 Dec 10
Paypal is the best so far.It was the first online money banking system to support india.Even now,some people say only paypal is available for Indians and alertpay not applicable.You can link your debit card to paypal.It should be internationally applicalble debit card..Yes you can send money to your indian bank.For that,it is not necessary to link your debit card unless you want to raise off your limits
@bigearner (131)
• India
2 Dec 10
thanks,you can please tell me how to get a internationally applicable debit card? whats the requirement and fee to have that one?
@narnia007 (1050)
• India
3 Dec 10
Some banks like IOB give their debits cards which is internationally accepted by defalt.ALso most of private banks like icici,axis,hdfc give you internationally accepted debit card by default.You can also check out in their websites about this.In some banks,they ask youa little extra charge for giving you debits cards which is internationally accepted.In case of governmental banks-I know for sure IOB gives you internationally accepted debit card and its free.
@bigearner (131)
• India
2 Dec 10
hey cecil04,please tell me how to get a virtual or prepaid credit card.i really need a credit card.i am completed my graduation and looking for job.in this case can i get a virtual or prepaid credit card?
@shia88 (4570)
• Malaysia
2 Dec 10
Hi,
I only have paypal account and I never come across the word
of ALERtPAY.
I only know about alert pay from your post here.
Is it same like paypal too?
frankly speaking, I am not that familiar on how paypal work, i know that we
can withdraw out the amount from paypal account to our bank
account ,credit card account and we can
even use it for online shopping.But i never try any of these method before.
But one day..i sure will withdraw out my paypal account amount once I have
reached my target amount.
As for your enquiry about transferring the paypal amount to your indian
bank account, you would like to clarify directly with paypal admin for this issue.
Hope it works!!
@bigearner (131)
• India
2 Dec 10
yes alertpay is same as paypal but their charges are normally higher than paypal and it is not so popular as paypal.most of people using paypal and i am also using paypal more than alertpay.i linked my bank account with paypal and had no problem.but i made two transaction and they limited my account for security reasons and want me to link credit card but i don't have it.
@ReViewMeMedia (3785)
• United States
1 Dec 10
I'd have to say PayPal, I've been using PayPal for a long time now and I've seen that it works fine, even if there are some fees, it's good, and more sites accept PayPal than AlertPay.
@bigearner (131)
• India
2 Dec 10
yes you are right most of paying sites are linked with paypal and give money through paypal only.
@epicoronel (89)
• Philippines
2 Dec 10
It is required to choose both also if you are earning money online.
But my best choice is paypal,because they're more like,comfortable to use.
@monty21 (119)
• India
1 Dec 10
I have not a paypal account yet as i am new to here, but i will suggest you of staying with paypal account. My friends have been using it for long time and they did not get a problem. Yes, there is problem without adding credit card to it, but even it is better than alterpay.
@bigearner (131)
• India
2 Dec 10
thanks,you are right paypal is better than alertpay but you need to have a credit card and i don't have credit card.
