How Do Credit Cards Effect Your Holidays?

I hate credit cards and I will tell you why, I had got a credit card with a $500 limit from the bank I am with and I always paid the balance in full every time I used it so I went to the bank to see if I could get a higher limit and the lady called someone on the phone and put them on the phone with me and I was told after that phone call my credit score was lowered just because I asked a question!!! I was so angry that day and the woman on the phone was very rude asking me all kinds of dumb questions that I am sure she already knew the answers too!! To this day I still don't get what was the point of all that? Why offer me a credit card with a $500 limit that was always paid on time and then be treated like I was stupid? I will never again have a credit card in this lifetime and that is my opinion.!

I don't have a credit card, but I can definetly tell you the cons about them during the Christmas holidays. You want to get everyone around a nice gift, so when you go shopping, you sometimes don't look at the price, and just put it on your credit card. Then, when you look at how much you spent on all of your gifts, you realize you spent way more then you expected, because of all of the holiday foods, decorations, and gifts. My opinion on credit cards is that they are a quick and easy way to pay for something. But the thing I don't like about them is that after you realize how big your bill is, you regret buying a bunch of useless stuff.

i've got two cards... but just one is in use. i think the purpose i use it just coz it can get me rid of those coins change. and what's more, it can protect me from some fake notes sometimes... however, sometimes i forget to pay the bills. it's a boring thing...