Why is saving so important?

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It is really time to start investing your money.It can be very difficult to do so in times like this. Personal consumption is a must. We have to eat, wash clothes, etc. At the same time we have to save. Plan for your retirement. No one plans to work until they are seventy. I see a lot of homeless people when I take the train and most of them are elderly. That is a real eye opener for me because it shows what is likely to happen if people don't plan their future. Invest in something, may it be stocks, bonds, but save because it is proven to help.