NO Credit Card.....

@magenn (78)
January 7, 2011 12:25pm CST
There are so many commercials on tv and internet. There are some commercials that selling any kind of products or some are services which is very minimal or affordable price that sometimes makes you interest to have it just like from 39.99 just pay now 9.99, is it not interesting? If you are interested to have they said just contact their number and if it is online they let you fill up forms. The mode of payment mostly thru credit card. What if YOU/I dont have credit card? you can not have chance what you want/like? What will you do if you like anything which needs to pay thru credit card which you dont have?
1 person likes this
4 responses
@LittleMel (8742)
• Canada
7 Jan 11
I think it's a good thing not to have credit card LOL no chance of getting into debts and trapped by fine prints credit card is not why I get into debts, but it's not helping for sure for 5 yrs I have been living within budget to pay off my debts it works. but I have become less of a shopper
@magenn (78)
8 Jan 11
Yes its true its not good to have a credit card because if you have, maybe you will depend so much in it and makes you buried in debt and it will affect your daily life striving just to pay the bills. Its easy to charge in credit card but you suffer the consequence later on.
@petersum (4522)
• United States
7 Jan 11
If it is on TV, you can guarantee that the price is grossly inflated! It will always be available elsewhere much cheaper, or it just isn't worth buying. The internet, as we all know, is 99% scam! Unless they have a full postal address listed, I wouldn't buy anything!
@magenn (78)
8 Jan 11
Yes thats true.
• United States
11 Jan 11
Like everyone says: it's better not to have credit cards but what shall we do when we need that something and we don't have credit card. just ignore it and find in some places that something you like maybe you can pay it in cash and it makes you out of debts in the future.! Like us for now, we finally get rid of our credit card and if there is something we really like that needs credit card we call the customer service and ask if they have other option to pay. if not then, we just ignore it and look for similar items in the shopping mall where we can pay in cash.
@sanjay91422 (2725)
• India
7 Jan 11
I think you can also do the payment through the bank accounts if you have a ATM Card or the internet banking system. I don't have a credit card but I have a PayPal account. I don't have the exact answer to your question so I will look up for this discussion to get the answer.
@magenn (78)
8 Jan 11
We have only checking account. No debit and credit cards thats why I'm eager to now if some have an idea regarding on this situaion that if you want something and you dont have credit card if theres any other way.They dont mention check or cash or money order. They are particular of credit card.