Do you have a secret bank account?

Dear friend, I do have one, but only an account there is only the minimum balance. Mostly I withdraw money as every time there is some reasons comes, not only for my self for my family too. But I do have spend money from that account for my family also from that secret account, but as long as there is minimum balance it remains there, I waiting for some cash to deposit secretly.

Better to have a secret account.It will be helpful either to spend or save.

First of all, saving money is fantastic. I started last year about this time and we put aside my final bonus check and a little bit of other stuff. It sure came in handy when the water line began falling apart, and the breaker box in the basement needed work, and we had to replace a hot water heater,etc. Unfortunately, we have not built it up and left it. It has gone for major important uses. I have a savings account, hubby knows it is there, but it is connected to my checking account. I also have PayPal, and Amazon. He knows about them, but pretty well stays away from them. Since it takes a day or two to transfer PayPal we do not do impulse shopping with it. Not being upfront about the account may not be the best thing. It seems a bit deceptive.

I'm not telling! It'd hardly be a secret if I broadcast all the details of my theoretical secret bank account now would it?

Well, I do have a secret bank account, and my family (my mother and sisters) does not know anything about it. I think it is good to have an account that only you know about. For one, at least other would not be able to borrow money from you, especially those who have the intention of taking advantage over your savings. Second, I think it is all right to be able to save some of your money so that you can use it when needed. Last, I think it can help make a person avoid withdrawing cash since people around him or her know that he or she no longer has money. I think pretending that you do not have money is a good way of being able to stop a person from buying too many things.

No, I think it shows a lack of trust, and if that is an issue in a marriage, you are likely to have deeper issues as well. But your reason, being able to save more this way, makes more sense I think. I don't think I would do it, but I am not against it, while I think the guy who goes to strip clubs and stuff should really re-think his behaviour!

I have a secret bank account. I also have a secret stash hidden in the house lol. My husband knows about the secret stash. I put money into it that we have left over if we take money out for something and don't use it all. Or if I get money for my birthday from my parents or something. It comes in handy for times we don't feel like cooking and want to order something and stuff like that. The bank account I opened a few months ago when we were having bad problems. I was worried that if we divorced I'd be left with nothing. So I opened the account and put money that I had earned myself online in the account. It doesn't have much in it because I also used it for spending money when he started trying to limit what I do by saying I couldn't use our money. We are starting to do better but I'm not going to tell him about the account. I'm going to keep it there for the same reasons you have. We have three kids I'd like to see go through college, but also I'd like to start taking a vacation every summer or at least every other summer to the beach or something.

I did once...when I was getting ready to leave my husband. I wanted to make sure I had some of my own money for the split as it was going to be tough raising the kids by myself. Before that he took every cent I made and called it his own. I started skimming money from the groceries etc so that I would have that pad I needed for extra expenses.....I also bought everything for the kids I thought they would need for a while to cut down on the initial shock of being the lone provider.

"Secret", no, but I do have my own savings account that I divert part of my earnings into. I put enough to cover my car payments and just a little bit more, so if I ever have an emergency, I have a little bit of extra cash put by.

Hi. katsmeow1213. No. I don't have a secret bank account at all. I never thought about opening one before. I think that with you opening up a bank account, would be wise. Especially if your husband is not good with managing money. I don't think that this would be deceptive at all on your part. My husband has a bank account that he has money in. It is his business account, I am assuming. The 2011 tax refund came back and a lot of the money was deposited into this bank account. Well, I asked him about this money and he said that the tax money did not came back and that he did not file anything. Well when I called the IRS, it specified that the refund was already deposited into his bank account. I would notice that this same bank would send letters to our P.O. Box and what not. But, these were my husband's letters. So, I never bothered to look in them. At first I thought that it was a college that he has been going to. I figured that he was lying to me because, if the IRS says that the refund was deposited into a bank account, then it was. If he is not aware of this, then that means he really needs to contact IRS about some free money that he has gotten that he does not know about!! Which I knew was not the case here. He very well knew that this money was already into his bank account, he just did not want me to know about it. He was trying to hide this from me, I could tell that he was not being honest with me when I asked him about it too. I told him that he could have told me that the refund was deposited already because IRS said that it was. Then on his print out at the tax office, it stated the date that he filed and when he should expect a refund. It also had the amount that he was getting back too. This money he says is used only for emergency purposes only. He will not give me any money out of this account. I understand the purpose of saving this money and not squandering it, but he still could have been honest to confess that the money was deposited into his account. This makes me believe that he is trying to hide the fact that he received a refund from the IRS. If he was lying, I did not appreciate it. I am honest with him at all times, and I don't think that it is fair that he can keep the refund a secret. It really makes me question his honesty in our marriage. The tax refund was filed as a joint and married return. We filed all three of our kids as dependents too. He did not give me one dime out of this refund at all. So, what you are doing here with your husband is right. At least he is aware that he is not efficient into keeping up with money. If you feel like he may take from this account, then you will have to have it set aside just for a rainy day or an emergency. I don't look it as having a secret bank account. I see it as having an account that is an alternative to having money set aside.

No, I don't have a secret bank account. The bank accounts that I have my husband does know about. I don't really hide anything from my husband. I wouldn't feel comfortable hiding this sort of thing from him. It is a good idea to save. I will never say the opposite. But if you want to save, I don't think that you should hide this from your spouse, or partner, or something like that.

Having a secret bank account is the best idea ever as long as you know that your family can survive without the extra amount. If you file together and he's the one who does the taxes and is really anal about the amounts then he'll find out anyway. I'm in the same boat about cooking though. I would really love to stop eating out but as I work harder and harder in my biz I'm just exhausted by the end of the day or I'll forget to defrost something and we just order a pizza or a box of tacos. I know, bad news.

My husband knows about my"secret" account. He just doesn't know how much is in it. I use it to buy items for the house that are not necessary, but things that I want. I put all of my survey money into it.

Every man I know has a secret stash somewhere. With all of the divorces that happen in America, guys are afraid of being left flat broke if they become divorced. I have talked to older married guys, and some of them tell me that once they have complete confidence in their wife, they then use some of that stashed cash to buy a nice 20 year aniversary presents for their wives.

I did. But then the bank blew my secret when they sent a letter to me in the mail about it! At least I thought they had blown it, but it turned out to be me. I figured since my husband got to the letter first, he'd know instantly. So after he read it I ended up telling him all about it. After I did he let me know that he thought it'd been an error on the bank's part, seeing as we were already customers and all. So oops, I spilled the beans, so to speak, and my secret bank account turned out to be a secret no more. LOL By the way, my reasons were the same as yours. My husband and I are terrible at saving money...at least when both of us know we have it, and I wanted to have some money put aside...just in case we ever needed it. Okay, so there were a few occasions I was able to save some money, like when I wanted to get a car for the family. So long as hubby didn't know about it, we were good. However, once I reached a certain amount I'd get excited and have to tell someone. And who do you think that someone was? LOL Anyway, it's been even harder to save since my husband lost his job. Lord knows I've been trying, it just hasn't worked out. Happy mylotting!

Hubby and I each put each other on our personal bank accounts last year, so that means we can access each other's bank accounts if we want, though we don't We only did this in case one of us passes away and to avoid a lot of paperwork. Since we're open and honest about everything, there's no need of having a hidden bank account. My mother in law, on the other hand, has to have a personal account that her husband doesn't know about, else like your husband would, he'd make up all kinds of excuses to spend it. She's just like you, a saver. I personally don't see anything wrong with that, with the reasons you're doing it, I mean someone needs to take an initative to take care of the finances.

My spouse and i have everything arranged together, including financial matters and bank accounts. I do not agree with a secret bank account. IN our relationship we feel we are one and so we trust one another completely.