Saving tips... anyone?

Hi dear, Increase the savings and reduce the expenditure - this is my new year resolution and I am on the track of it. The methods adopted - Priorities our needs. 1. Most urgent, most important, less urgent, important and less urgent and less important. Spend the money also accordingly. Avoid or ignore all unwanted requirements. Here itself we can save 10-15% of our expenses. Then come to extravagances - think what we spending is really needed. Many items like, unwanted expenses we do. Spending for moves, outside food, miscellaneous additional expenses, unwanted (avoidable or not required) travels, major parties, guest treatment expenses (keep only required), high cost dress, proper shopping, do not waste food and other things, moderate spending, and many more. If we sit and prepare a list of such things and adopt a positive and clever move on these areas, you can save 30-35% of wastage of money. Can you agree with me? Also, regularise fixed expenses like utility expenses, stop whichever we feel need to be stopped. List out all such things. Make a note of all and priorities the order of requirement. Now find what is your income and spend accordingly. Do not adopt anyone else's life style and accept or make a own way of living. The higher income earning people can spend their money in any way they like because they got a lot of money. I don't tell you that stop all at a stretch. Slowly you can go for it. Again, the best part is, once we keep a separate amount of money and once it goes increasing, we will have a feeling of making more and more of it and which in turn make us more happy and regular for the saving. Apart from all, if we have a good amount of hard cash at hand, we can be independent, the money can be used for a best use, it can be a help for any time. Above all, if we have some money for our own, we feel proud enough that it is made out from our own hard work and effort and can be used later on whenever you find a good cause for it. Best of luck and have a nice day. Thank-s

The best saving that I know is salary-savings= expenses.It means that you have to set aside your saving first before you spend a penny of your salary.Plus limit your dining out or having fast foods.

Save your change! This sounds really weird, but you would not believe how fast all that change adds up. I have been doing this for years now, and each time I empty my change, I have at least $100 now, which is a really nice added bonus. Also... try to automate your savings, if possible, so that the amount you want to save is taken from your salary automatically, without you ever seeing it.