Would you like to be in an accident, for money?

was in an accident, and was paid for it - accidents and settling for money
@bounce58 (17385)
Canada
January 26, 2011 5:53pm CST
I have a couple of friends, who in separate incidents have financially benefited from separate accidents. One was hit head on in 2003, and the other was T-boned in an intersection a couple of years ago. In both occasions, it was determined that it wasn’t their fault. It was the other driver’s fault. I know that both of them had some troubles with the insurance companies, and both had to deal with some aches and pains, but in the end I also know that they came into large sums of money as settlement. I was just thinking, with my money woes right now, wouldn’t I be lucky if I also got into an accident and settled for some money? But I’m also thinking, why would I want to be in an accident in the first place? If there was an assurance that I would escape from it unscathed, would that also mean a large settlement? I put this on to you as an idea to play around in your head, would you want to be in an accident if it meant a large money settlement?
6 people like this
31 responses
@RangaGirl (103)
• Australia
27 Jan 11
Hi Bounce. Short answer - no. Longer answer - I've had my car rear-ended and totalled by a driver who did not realise I was stopped, waiting to turn. While I didn't suffer any permanent injury other than a scar between the eyebrows, it was stressful enough. Being a single Mum, of course I was worried about my children and who would look after them while I was in hospital. It also took over 2 months before the (other driver's) insurance company paid me anything towards my car - and then only paid out my loan since the car was under finance. I had to buy a cheap "bomb" to drive so I could get to work and, in the meantime, in my country area, which has no buses or other public transport, I had to rely on other people to even take me to the shops to buy food. Being an independent woman, it was very hard not being able to get myself and my kids around and having to ask for help. Unless you are badly hurt ("permanently incapacitated"), the payout for accidents would not be much. In my opinion, it isn't worth losing an arm, leg, eye or whatever else, just to get money. A young friend (23) of my family has recently been in a car accident of his own fault, which left him a quadraplegic. Even if someone else had to pay, no amount of money could make up for the sort of life he now has and the struggles he will go through for his entire life. There has to be a better way to make money.
1 person likes this
@lkbooi (16070)
• Malaysia
28 Jan 11
Oh I see. I'm really glad to learn that you are moon. Yeah, your old usename recalls me we had shared our views and feeling in many interesting discussions harmoniously before. No wonder I haven seen you here for quite a long time as you join in the activities here using a new username. I'm rather obtuse and couldn't recognize you from you writing style at all I'm so sorry to learn that you had encountered such a road accident earlier that gave you lot of inconvenience, especially the transportation problem. It didn't occur to me personal transport is that essential in your place. People here are so fortunate that there are all kinds of public transports for the convenience of those who don't own any private vehicle. Anyway road accidents would happen at anytime for there are lots of road users are tend to move on the road carelessly, and never like to follow the road regulation courtesy and even impatiently Happy posting!
@bounce58 (17385)
• Canada
29 Jan 11
Losing any limb, or any sleep for that matter because of all of the stress, does not seem worth any settlement. Specially, as you say, if you have other people around you that has to suffer through all the stress too. Lucky these friends of mine, walked out of their accidents with just minor aches and pains, and seemingly no permanent injury.
• Australia
20 Feb 11
Ikbooi and bounce, as you can see, I don't pop into myLot often. However, it is because of friendships such as yours Ikbooi and discussions that make me think (bounce), that I pop in at all. Ikbooi, I half-expected you to know me because of my orangutan - since several of Piscesmoon's discussions were about saving them and not using palm oil. :) Arghhh, I can't smile yet. Those of us that have been involved in serious car accidents but have come out of them relatively well, must thank our lucky stars (or moon). To the original discussion point, in my country, a person only receives very large compensation if they are totally and permanently incapacitated. The pay-out would not be worth the injury.
• Philippines
28 Jan 11
Of course not! But I have seen movies, and maybe it happens in the real world, too, that some people risk their life in an accident just to get money from other people. Of course, we know that your friends didn't do it on purpose. It just so happened that they are lucky enough to be alive now and there's nothing they can do about the situation but accept the settlement.
1 person likes this
@bounce58 (17385)
• Canada
30 Jan 11
Hi clairie0411. Of the (relatively) lots of responses I got from this discussion, I could count by the handful the people who really got the gist of the point I was trying to put forward. That my friends are lucky to come out healthy from their accidents, and even luckier that they've had settlements. Thanks.
@lkbooi (16070)
• Malaysia
27 Jan 11
Hi bounces58, life and safety is very much more important than money. It's too silly one would like to be in an accident just for the purpose of claiming insurance. It's impenetrable there were cases that happened before people planned purposely to get himself injured in road and other accident to claim great amount of insurance. similar cases seen in movies and tv series as well. What to say if one injures seriously in an accident. And money couldn't let him to restore to health as before. It's a great sorrow if he is disabled or becomes a cripple. So it's best not to involve in any accident. Anyway it's unfortunate that accident couldn't be foreseen. Of course it's nice to have insurance indemnity if encountering any undesired accident Take care and happy posting
@lkbooi (16070)
• Malaysia
29 Jan 11
You are most welcome bounce58. It's really glad to know that not all the world tend to be in an accident for money Yeah, safety and health is most important. There are countless ways for healthy people to make revenue Have a nice day
@bounce58 (17385)
• Canada
29 Jan 11
It is silly to purposely want to be in an accident in order to claim a large sum. There are a lot of uncertainties involved, and when it comes to health, I'd rather not roll the dice. Of course we still see it in movies or TV's. Thanks Ibooi. And hello RangaGirl.
1 person likes this
• Australia
27 Jan 11
Hi Ikbooi. I agree with your comments. Good to see you again! While you won't recognise my name, we were friends when I was "Piscesmoon" a few years ago. Sending friend request.
1 person likes this
@pokumon (644)
• United States
27 Jan 11
You could not pay me enough money to be in an accident. I have never been in a car accident and I hope never to be in one (knocks on wood). You could have health problems for the rest of your life because of an auto accident and you could also die from being in a car accident. This seems not worth it at all. I would rather walk away poor and unscathed than hurt and paid.
1 person likes this
@bounce58 (17385)
• Canada
30 Jan 11
There is always that danger of having after effects that could go with the 'accident-victim' for the rest of their lives. Immediate lump sums may be enticing at the moment, but I'm sure it is not worth the stress later on. Thanks for the response.
@stevieboi19 (1419)
27 Jan 11
I've laughed and joked about this for years I've noticed things such as a wobbly star rail and I go hmmn what would happen if that were to just kinda snap and I'd fall down the stairs lol I'd never do such a thing but there's definitely people in the world who will certainly try their luck with such a thing. Another example of this for me is more legitimate and could actually happen through none of my own fault. If someone to get in a fight and punch I could very likely end up blind due to an eye condition I have. So if I were to put it that way is money worth going blind I don't think so. lol If you know you're going to be unscathed then yeah it would be nice to have some money in the back pocket but generally it goes against my moral's.
• India
28 Jan 11
for money i will never play with my life ever
28 Jan 11
Neither would I but you could see why someone might think it could be worth the risk after a serious of varying unfortunate events.
@bounce58 (17385)
• Canada
28 Jan 11
It does go against any morals, or even straight thinking for that matter. I'm sure nobody would want to play with their health, much less their lives, just to get some money. And I'm sure there'll be a few here who would voice out that there is no guarantee to be 'unscathe' if one is to go into an accident. It's funny though that there are people in the world who would do just that. Thanks.
• United States
27 Jan 11
if i hhad no choice in getting in an accident i would want to be paid. Most likely i would be hurt and need the money to pay for the medical bills. After i would have a considerable amount which i can use for whatever.
1 person likes this
@bounce58 (17385)
• Canada
30 Jan 11
I think that from all of the responses I go here, you have been the most practical. That like an accident, usually the victims have no choice, and that you wanting to be paid for it, is just reasonable for all the stress and pains that you may have to go to. Thanks.
@dawnald (85146)
• Shingle Springs, California
2 Feb 11
Oh hell no, the pain and who knows what permanent affects there could be. No way, no how. I have enough aches and pains without creating any.
@bounce58 (17385)
• Canada
7 Feb 11
Hi dawn. There are a lot of uncertainties involved in an accident. And like you said some of them might mean permanent effects. Which is really not worth any amount of money out there. Thanks.
@cream97 (29086)
• United States
11 Mar 11
Hi. bounce58. I myself have thought this, and many others that I know of have told me this before. Although the idea sounds exciting and reassuring, I would never want to be in an accident just to get some money. If I take a chance of getting hurt and or killed, it will be on me then. Forget about the money, I would rather just be without it than to get in an accident. I have heard that many people get into car accidents on purpose just so that they can get some money. That is not the way to go.
@bounce58 (17385)
• Canada
20 Mar 11
I guess I would agree that it is very dangerous to go about getting money this way. There are so many unknowns, and the probability of it turning bad outweighs the benefits. But I also know that this has not stopped a few peole from making money from insurance companies.
@rjblueyes (215)
• United States
30 Jan 11
No way, not in a million years. That's like saying "Gee, why I don't go sell something illegal so I can make money and get the crap beat outta me." Yeah, no way would I be so arrogant that I would play with my very own life like that. How do you know that the car wouldn't burst into flames and you'd be stuck? Even better, what if the other person doesn't have insurance? Then your insurance goes up while they only spend like 90 days in jail. You're in pain and agony, and you also foot the bill. Yeah, smart move.
@bounce58 (17385)
• Canada
30 Jan 11
Hello rjblueyes. That is a very interesting analogy! But I think it closely approximates what happens if anybody stages an accident. Thanks for dropping by.
@JenInTN (27514)
• United States
27 Jan 11
I think there are alot of people out there that actually do stage accidents and get big fat settlements. My luck would be that I would be seroiusly injured and probably wouldn't get a dime. Karma can be a nasty thing.
@JenInTN (27514)
• United States
28 Jan 11
@bounce58 (17385)
• Canada
30 Jan 11
And for the people who do stage accidents like this, they must be some kind of professionals. They must have studied everything that needs to be understood for a stage accident to minimize uncertainty. I'm sure if I were to stage an accident, I'd also end up worse. Bad idea. Thanks.
@aerous (13434)
• Philippines
27 Jan 11
Well, I don't want to be like. That is not a good reason to make money. How if you die in that accident what is the used of money?
@aerous (13434)
• Philippines
31 Jan 11
You right, friend. Because if you lose your life. What is the benefit of having money. It is true that your relatives benefited from it. But isn't good if the money that you eager to get will be benefited to you? So, it's not a good way to make money
@bounce58 (17385)
• Canada
30 Jan 11
Hello aerous. It is a given fact that money would be of no use if you lose your life in any accident. Something that I don't want to wish on anybody. Thanks.
@rosegardens (3032)
• United States
27 Jan 11
No, I would not. Any accident, no matter what your age is, can cause affects later in life. A car accident with minor injuries can result in back and neck problems later from the jarring of the vehicles colliding. The immediate reactions the body has may be minor and not be painful, but later one can develop arthritis and other issues. I would not want to be hurt for any amount of money.
@bounce58 (17385)
• Canada
29 Jan 11
This is so true. As my friends are still both young, they may still not have realized the full extent of their accidents. And although they may have settled for large sums, I'm sure it wouldn't compensate for all the stress, and aches, and pains later on. Thanks.
• United States
29 Jan 11
Hopefully they will be able to get along good for a long time before anything appears. I pray that nothing does come up in the future because of the accidents they suffered.
@laniekins (4579)
• Philippines
27 Jan 11
Accident is the least thing that I want to happen to me, I am afraid of accident in any form. Yeah, they can get a large sum of money but it will take a time to get that money and you need to process a lot of documents. Life is more important than money, I will not replace being handicap over money.
@bounce58 (17385)
• Canada
28 Jan 11
Hello laniekins. I'm sure most people in the world would agree with you, but there are a few bad eggs who would think that this could be a money making opportunity. And there are some people who would go to certain depths just to earn it. Thanks.
@laniekins (4579)
• Philippines
2 Feb 11
Well goodluck to their money making strategy, I would not risk my safety and life with money that can also easily gone.
@ptower76 (1616)
• United States
27 Jan 11
NO, i will pass on that. I would rather be healthy and whole than to even take a chance at being hurt or even losing my life. I have reconciled with the fact long ago that I will have to work for mine since I have never been lucky at fiancial gain without working for it like gambling and stuff like that. I know of people that have had accidents and were awarded large settlements. Those that received amounts that were worthwhile did not come out whole out of the accident. Those that received marginally good settlements winded up spending the money and are back to where they started. No, while a lump sum of cash would help, I would rather be healthy.
@bounce58 (17385)
• Canada
29 Jan 11
You bring up a good point. I think that for a lump sum to be significant, the accident would have to be significant as well. Probably involving a loss of limbs, or worse, life. And I don't think any money is worth any of that. Like you, I also have to work for mine. Thanks.
@ptower76 (1616)
• United States
29 Jan 11
Of course, I would not turn the money down if i were in an accident. Meantime, gotta make donuts myself.
@eshaan (6188)
• India
27 Jan 11
no..not at any cost...why to take such a big risk...and there is no guarantee that how much you would be hurt..or how much pain you will have...so i don't want to take such a chance in my life...these insurance companies see a lot in detail...and you would not be paid easily...and if u have to be on medication...whats the use of such money...so i will say no no no...
@bounce58 (17385)
• Canada
29 Jan 11
I guess if you just want to fool the system, then you've got to learn about the insurance as well. On how they determine which accidents are deserving a settlement. And if there is no guarantee to the accident, then I think nobody should have bright ideas about fooling insurance. Thanks.
@Loen210 (1540)
• United States
27 Jan 11
I think that is absolutely ridicuoous, dishonest, and dumb. Risking your own life or health, and framing another also, if it is planned. But no, even if for money, I would not want any family members to be in an accident.
@bounce58 (17385)
• Canada
30 Jan 11
I think that is absolutely ridicuoous, dishonest, and dumb. Risking your own life or health, and framing another also, if it is planned. Yes, it is. But it isn't unheard of. There are people who would go to certain depths just to earn a little bit of money. And it is sad.
@minnie15 (143)
• United States
27 Jan 11
I would say no. I got hit from behind 8 years ago and my back still bothers me. It is not worth the pain and suffering.
@bounce58 (17385)
• Canada
29 Jan 11
Hello minnie15. First off, thanks for the perspective. Although some might contemplate this idea, it is good to hear from someone who's actually been there. And sadly, still being bothered by pain. Thanks.
@sender621 (14893)
• United States
27 Jan 11
Being in an accident would be no laughing matter for me. It is not a way i want to earn my money either. I would feel too guilty to accept money for being in an accident. there have to be more honest ways to make a living.
@bounce58 (17385)
• Canada
29 Jan 11
I think your honesty is showing through your response sender621. Not only are you concerned of looking for other ways to earn money, you also feel guilty for taking money from accident. I think that's an admirable trait. Thanks.
@mythociate (21432)
• Oklahoma City, Oklahoma
27 Jan 11
Money is actually 'proof that you are worth something,' the settlement being 'what you would have been worth without the accident'; so no, because I would much prefer the true worth to the money it would've brought. And now, I'm angry ; because I WAS in an accident. 'Dealing with the problems the injury caused' is very distracting, so distracting that I am unable to be 'out in public' for too long without the risk of being "inappropriate." Due to that disability, I cannot hold employment (I understand common courtesy etc., but I also throw that out the window at the command of Our Father).
@bounce58 (17385)
• Canada
30 Jan 11
Hello mythociate. Sorry to hear about you being in an accident. And even sorry-er that you have trouble with jobs. But I appreciate your point of view. Specially from someone who has really been there. I hope that your 'anger' would serve as warning for others who have ideas of getting into accidents and deceiving insurance companies. Thanks.
@raj7shot (838)
• India
29 Jan 11
Its very bad to this for money.Money will come to you or to your parents, but you will not come back to them.And the love, care and affection you having on your loved ones will not come from the money. Money is necessary for everyone but the same which is coming due to the loss of peasons like you will not necessary and will not give any more love to them. Life once last is last only, But its not in the way for money.
@bounce58 (17385)
• Canada
30 Jan 11
Hello raj7shot. Money is no substitute if somebody loses a life in any accident. Staged or not. Even if the settlement is really big, I still don't think that it is really worth it in the end. Thanks for the response.