Do you use Internet banking?
By Polang
@tkonlinevn (6438)
Vietnam
February 25, 2011 1:52am CST
From two years before, Internet banking has begun to popular in our country.
I have just joined it with my bank. I like it. Now, I can transfer or receive money via my PC which is connected to internet. I mustn't go to the bank shop. It's great!
This service is convenient and simple to use. I think that it'll develop much in the future.
Do you have experience about this service? Please share and advice!
6 people like this
23 responses
@larrychen (165)
•
25 Feb 11
I use the internet banking often these days, but mainly for paying. I always do shopping in the internet and the net banking is really very convenient. Surely I also think that it'll develop better and better in the future in this internet age.
@tkonlinevn (6438)
• Vietnam
26 Feb 11
I use it for all my needs about bank service.
After using internet banking, I rarely go to bank shop.
@lovinangelsinstead21 (36850)
• Pamplona, Spain
25 Feb 11
Hiya TK,
Never, I never use Internet Banking for very personal reasons. I did have an Account and everything but not any more. I have gone right back to being as I was before and now that I am used to it again I don´t think I will change my mind for a long long time.
It´s true that it comes in very handy and all that but I canceled all of it and went back to handling money the ordinary way.
@tkonlinevn (6438)
• Vietnam
26 Feb 11
If you said that internet banking is convenient and good, why don't you use it?
It'll be very useful for you.
@marguicha (223795)
• Chile
25 Feb 11
I have internet banking and, as you say, is very convenient. I only go to the Bank to deposit now, and it´s just once in a while. Even then ,Banks are not so crowed anymore because many people use the internet facilities to transfer, check how much they have, even put some money on interest.
Now most of my bills are paid by the Bank so I don´t have to rush to pay them or have problems with paying late.
Security is ensured as I have a pass to enter that is more secure than pin passes.
I love it! I do most of my banking while I talk to you, mylotters
@tkonlinevn (6438)
• Vietnam
26 Feb 11
Life is more convenient day by day. All things are online. Do you believe that we'll be at home and doing every things online via internet without meeting people?
@stanley777 (9402)
• Philippines
25 Feb 11
I have been doing internet banking for almost a year now. And I can say it is safe since I haven't really lost any money and my account hasn't been hacked- I hope it would never be hacked. Yes, it's definitely more convenient than going to the bank.
@tkonlinevn (6438)
• Vietnam
26 Feb 11
I'm too. My money is safe until now after I use internet banking.
I don't have much time to go out. So, I use this service to work with my partners or my customers.
I also check my money when I cash out from Paypal
@cmang83 (285)
• Malaysia
25 Feb 11
Yes, i totally agree. Internet banking is a very good option for banking user. Before the internet banking service come out. We need to purposely go to bank or pos office to pay bills or banking purpose and etc.
But now, we can easily get everything done just staying at home. Some of my friend prefer use the original way to do everything due to the charges but i told them if we purposely go to bank, the petrol and the parking fees is even higher then the charges.
@tkonlinevn (6438)
• Vietnam
26 Feb 11
I believe that your friends will be like this service after they tried to use it. It's a great service as you said.
@RebeccaScarlett (2532)
• Canada
25 Feb 11
I love internet banking. I would hate it if I had to drop off or mail bill payments every month -- then I know my payments would always be late!
Also, I can quickly see what I have spent on my credit card at any time, and I don't have to wait for my monthly statement.
Online banking keeps a record of all my debit and credit purchases so I can see if anything is fishy with my card, like if someone recorded to information at a debit machine and then used it!
I would hate it if online banking disappeared.
@tkonlinevn (6438)
• Vietnam
26 Feb 11
Internet banking replace cash. So, why you must think about pops out in this case?
@daeckardt (6237)
• United States
26 Feb 11
I have been using online banking for years. I can't get cash this way, but at least I can make sure how much money I have available without having to go to an ATM or the bank.
@AndrewFreyne (6281)
• United Kingdom
25 Feb 11
Banking and gaining access to our accounts has become so much easier now via the Internet and I have come to rely on this and cannot contemplate living without this facility. One thing I would say though if you are carrying out online banking as well as online shopping is to make sure that your computer security is up to scratch! I use Norton 360 and am satisfied that this gives me the protection I need and it at least gives me peace of mind.
The worst thing you can do is do your online banking and not have any kind of decent security like a recommended antivirus product. Anyway, I have not experienced any problems and I enjoy the process of online banking, it saves me having to trot down to my local bank. I can just sit in my jim jams with a hot mug of tea and get on with what I need to do:) Andrew
@tkonlinevn (6438)
• Vietnam
26 Feb 11
It's simple to make transaction with a PC and Internet, right?
I also agree with you that Virus is a problem when use Internet. We must be careful when we use online service. I use Kapersky Antivirus now, I love it.
@scififan43 (2434)
• United States
28 Feb 11
I use nothing but internet banking now. My paychecks are driect depsoited and I pay my bills online. I realy do not write anymore checks anymore. it is so much more conveninte.
@beamer88 (4259)
• Philippines
25 Feb 11
Yeah, internet banking is so convenient. I can check my balance, pay my bills and even reorder check books without having to call the bank or going there personally. I even have some payment arrangement wherein my bills are automatically deducted from my balance on a certain date of my choosing. You can even transfer money from your account to another account. And these are just for basic depositors like me. I think they have far better facilities for bigger depositors like even checking your investments in stocks, real estate, foreign exchange and others.
@tkonlinevn (6438)
• Vietnam
26 Feb 11
Yes, internet banking is really necessary for our life. We hope that bank will have more useful facilities like this service.
@fpsninja (874)
•
25 Feb 11
I do not use internet banking, as internet banking makes it more likely that:
A: if you have a virus, then it will find your password, and anyone can log into your account, and take all your money!
B: you are more likely to go onto a phising site by mistake
If they made some device that was seperate from your computer, maybe using a mobile phone or something (but not a mobile phone, something you dont take out your house) that you had to CONFIRM any transactions made, then i think id be tempted to join. That way, if anyone does get my details, they can't take any money unless they come to where i live, break into my house, and take the device, meaning the list of potential hackers is reduced to people who live nearish to where i live!
@tkonlinevn (6438)
• Vietnam
26 Feb 11
Hi my friend,
Don't worry much. These problems are in the protect of the bank with its service.
You can be more carefully when you use this service and you'll realize that it's very useful and convenient.
@RamRes (1723)
• Argentina
4 Mar 11
Yes I use it a bit, I found it very convenient and easier than go physically to the bank. I've done transfers, purchases and some investment online with no more effort than remembering my password. So far I haven't any great complications, just a few browser incompatibilities, but nothing more complicated than on any regular site. So far the only thing I still do personally is going to the ATM for a cash extraction, obviously I can't do that online.
@Thoroughrob (11742)
• United States
26 Feb 11
I use it to pay my every month bills. I do not use it to shop. I also like to keep tabs on my account.
@34momma (13882)
• United States
25 Feb 11
i love to be able to log into my bank account and handle my business. i like that i can pay bills, transfer money, and just see how much money i have in my account as often as i want too or need to
@alottodo (3056)
• Australia
26 Feb 11
Just a word of advise[ not need to be scare] but I just used to do my banking on the net until I was short of 700.00 dollars! since then I Am very careful...I just keep a very small amount on my internet account!...the rest is private! If you have to use internet banking please separate your accounts into savings and every day accounts...and please do not link your saving account to your every day account! if you do so you may find yourself a very poor person the next day!
@shia88 (4571)
• Malaysia
26 Feb 11
Hi,
Yes..I do use internet banking whenever necessary.
It is quite convenient to have internet banking service nowadays and
it is safe as long as we keep our PIN in the safe place.
By having internet banking, we can simply do a banking transaction
at home, no need the hassle to go down to bank personally
to do it. How convenience it is!!
Even if we are at another country, we can simply do our banking services
by just having a computer and internet in hand.
@krizzie (6)
•
25 Feb 11
You're right Internet banking is really great. It makes less time specially in paying bills and it has a long line in the bank or post office. Internet banking make more convenience to all my billing transaction, balance inquiry, transferring money to other account and to shop. Hope you enjoy all like me :)
@vasugi (143)
• India
25 Feb 11
Yes its true, I have been using internet banking with out any issues so far.. I think most of them started using it as it makes their work more easier and saves good amount of time...
But we also need to be careful about the hackers so be cautious when you log in and logout because I have heard few saying that if you haven;t logged from the site in the right way, then there are chances that your account can be accessed by others... I don't know how its true but I have not faced any issues so far...