How do you save money?

We save by automatic tranfer into separate account. Seem to work for us. We would only use this account for emergency purposes.

I don't work but my parents transfer my pocket money in my bank account every month. I don't use all of it, just when I need it. But if I go for parties with friends, I know I'll spend all of it there so I try hard not to go often.

Cost of living is increasing. And I am really find it quite hard to save. But I m now trying to cut my spending to a very large extend. I am still earning around $200 from online artcles and work. The ironic part is that, it is still not enough. Just need to double up on being prudent and not to spurge around, I guess. Cheers

I do it in multiple ways, really. I save 10 % of my salary automatically, as soon as my salary gets into my account, that is taken from it. I also make extra payments to my savings account on a regular basis, and I save almost all of my online earnings. Other than that, I also save all my change. That sounds silly, I know, but it really adds up in the end!

Saving is definitely a must. However, low interest rates in the bank is turning our money into lower value in the long run. Maybe investment in Gold or property or at least in mutual fund is more reliable than relying on banking interest to survive when we retire :p Anyway, online income is also good, however i only manage to earn $10-$15 per week from online income.

I dont go to the malls often because going there would tempt me to buy things to i dont really need. each month I also list the things i need to pay so that they are settled first, next i list the things i need to get from grocery. I always try to put a coin or two to my piggybank everyday! :)

well, i use my mylot and triond money to purchase Christmas presents from ebay to save money (you can often find a deal there). i dont buy books (i visit the library) and i stay out of stores when possible.

Hi,i don't put part of my salary into the bank every month. Actually, i just draw some money from salary account out for the daily life. And when the left amount in the salary account reach to about 5000, i will put them in a short term deposit. Of course, if it is near some holiday, i will put more money for it. So i will not put money into the bank for two months. And when it is near the new year, and we will receive some bonus, i will calculate how much should i leave at home, and put the left into the bank.

I live on a retirement pension which means that I have to live on a budget. Nevertheless there are always ways for me to save. All my online earnings go to my paypal and then are used entirely on vacations and travel. I have always thought that vacations are a way of keeping healthy and I try to keep my eyes open for new experiences. Besides that untouchable money, I also save for vacations in my piggybank, Now, in my last vacation in Aruba a couple of weeks ago, I brought home a bigger one. I place there big coins with which I "pay" myself for doing chores that normally would have to be done by someone else. I don´t place more than a dollar a day there, so that I won´t feel I´m cheating.

I don't work outside the home, and I am on a fixed income, but even so, it is so hard to save money because of the economy being so bad. It is so hard to save anythi9ng at all, since things do cost so much more than they used to. I do make a little here and there online, and without my fixed income, I would really be bad off, and as it is, I am struggling, so if and when I can save, I know that it will help me out when I really need it. Take care, and have a very good day.

lol i don't have any job, never had, i am a house wife you know.. we have some houses given on rent, after retirement of hubby, he gives the entire amount from house rents to me i keep some in bank and spend the rest as i like thanks for sharing cheers god bless kalyani

How can you do this? i really should learn from you, because i don't want to be the moonslan anymore. Every month, i just spend all my money, i even don't know how i spent all my money.