Key Obstacle toward self-improvement ?

I think that I will agree with that statement, and I will elaborate on it as well. I think that we do stand in the way of our own success not only because we cannot see ourselves any different, but also because we have a hard time changing things that need to be changed in our lives for improvement. For example, a man and woman want to improve their finances, they both work, and can pay their bills, but have little left over because they are always buying extra things that they really do not need. The man keeps going this way because he just cannot face having to change his spending habits....his finacial situation remains the same. THe woman, after much personal struggling, stops buying things that she doesn't really need and even makes more changes to her spending habits, such as buying cheaper things when she does spend money at all.....her finacial situations slowly improves because she overcame her biggest obstacle, and that was herself. She not only wanted a change, she saw that she could make it possible and did just that. I think that it has a lot to do with our mindset as well. We have to think positively, act positively and be willing to make changes and envision ourselves making those changes as well as the final outcome.