things to consider before getting married

hi there heart! i do like the act of saving together for your future but i must say that i agree with the folks here, 4 years is a very long time to wait and a lot can happen in those years. I would suggest having your own account and a joint account, in that way you can divide your money and notgive it all away to your partner.

2015 is still 4 years more to go and anything could happen. not that I dont want your marriage to not to pursue but its just that I am not sure if its okay to take the risk. I am the kind of person who doesnt want to take the risk you see. I think I would make a joint account. He'd better save on his own and I save on my own too.

Yes, it is a good plan. The foundation is important. If you don't have to be worried about the finance after marriage, it will be good for both of you. As sometimes the quarrels are occured because of the finance. Besides the money, there are still many things to talk about. Such as the wedding ceremony, baby, career, house etc. And try to imagine the difficulties and see whether your solutions are the same or similar. I love China

I think the first thing and it seems stupid, is to have fun. Lots of fun, even if you found the right person you still can be engaged, have fun, real fun not cheating, not saying to do stupid things and ugly things but go out just the girls, have guy friends yet, we can be close to them while nothing is too serious, now married it's like the guys just go away running. But really enjoy life. I think any women that does that don't regret and I've seen many girls that married too soon sometimes have their marriage fall apart and they go enjoy life at 30 wich is ridiculous and humiliating.

This is a really good idea. Saving now for your future with your future husband. I do think there are a lot of things to consider before getting married, and money is one of the key sources. Being stable is what everybody hopes for! Good Luck with everything!

Yes it's a good idea to invest first for the future, it's a good thing that you and your partner decided to invest first for the both of you :)

Saving money for the big day is okay, but I really don't favor joint account particularly if you are just bf/gf stage. Four years is still a long wait and there are a lot of things to happen. They say it is never a good idea to associate even in business deal if your gf/bf because you will never end up in marriage. Be it true or not, but what my opinion is that if you want to earn and save just save without opening a joint account. But this is still up to you and it will always be your decision. I have been married for 4 years now, but before I married my hubby, we didn't open any joint account. We just earn what we can and plan it a year before our own wedding. Anyway, we were not extravagant. We started on civil marriage and then we held a wedding renewal of vows just this year. We had used the money not particularly on wedding preparations alone but on traveling back and forth the country. Anyway, you both have a long way to go.

I think being together for 9 years before getting married is not a good thing. I think you can get married without have all your 'ducks in a row.' In other words, I think you should think of it this way, having money is not the reason to get married or not get married, it should be about love and wanting to spend the rest of your lives together, for better or worse. Nine years, wow, for me that is just too long for and engagement of marriage. What happens after all these plans, then things don't work out; not saying that is going to happen, it is just food for thought. Good Luck

I agree with the others, 4 years is too long and all together 10 years. Also you must plan who pay the bills like utilities and who going to wake up at nite when theres baby. I dont know if you both stay together already.

It's a good idea to save money, no matter what point of life you are at. Saving for a house is a great idea! It's also nice to have a little nest egg, in case anything ever happens and you need that money. Good idea :)