Sometimes its hard to be nice to your neighbor.....
By whengcat
@whengcat (1457)
Philippines
May 4, 2011 10:03pm CST
I know a lot of you will react about my topic but hear my story first....
As many of you who responded to some of my discussions before knew that I own a small business, a variety store. Since its just 2 years old, we are kind of having high's and low's because it don't profit that much. And as much as possible we don't allow creditors so we can re-use our earning to buy more goods to sell.
Came one time, a neighbor of ours approached me and ask nicely if I can lend her some goods and promised to pay them on a weekly basis. Since she's almost begging, I let her and she's been a good payer. But weeks ago, she approached me and told me that she'll have to skip a week in paying me because she have some shortage in her budget. I tried to understand her and agreed since its just a week according to her.
Weeks have passed now and as if she's ignoring me, there are times that she'll just pass by without even saying a thing. If she wants to buy something from us, she'll let her daughter do so. Then one time I took the chance to ask her about her credit and guess what she told me? "I'll just give it when I already have money"...
Whoahh, just like that and I don't even know when is that. I'm disappointed, to think that I readily lend her some goods and that's what I'll get as an answer.....some neighbor.....
7 responses
@isloooboy (1733)
• United Arab Emirates
5 May 11
I think that kind of response means she is not ready or willing to pay your money. Now question is, how to get your money back?.
I think this is the time to play with diplomacy with her to get your money back. Try to talk to her with smiley face and show her that you are very kind towards her and want to help her out. Gently push her towards payback like, I understand your position in these financial crunch period. If you are not able to pay right now and need some more help than I am with you or if you don't have enough to pay than I will not force you but want you to pay as much you can pay easily.
So you will get less but you will get your money, would you try this method?.
Cheers :D
1 person likes this
@SIMPLYD (90721)
• Philippines
5 May 11
I learned from experience that it's really so hard to ask for payment from somebody who purchased from you on credit or borrowed money from you. They will resort to various kinds of excuses just so that they will not pay you on its due date.
It's sad, but it's true. Sometimes i end up short in my budget because i have to give them another time to pay.
1 person likes this
@whengcat (1457)
• Philippines
5 May 11
As of me, If I owe someone I make a point to approach the person and make amends If I think I can't pay before my due date expires. At least by doing so, that person would somehow understand me and feel that I'm sincere . What she's doing to me, ignoring me, sending somebody to buy for her and such is disappointing. It makes me loose my trust in her so I think, there's really won't be a next time for her if ever she pays me back.
@hardworkinggurl (37063)
• United States
5 May 11
Sorry to hear that some this lady has taken advantage of your generosity. Sadly when you are nice this way some people simply don't know how to at least acknowledge that you were nice to her.
It sad when we loan out of the goodness of your heart to later be made as if you were the enemy. It is people like this that cause us to distrust even the more needy.
Hope she understands this at some point because some day she will need again. 
1 person likes this
@abatencila (970)
• Philippines
11 May 11
Sometimes some people are also getting into my nerves. They don't know how to be polite enough to others. I have also experienced having a neighbor which I do not like because they are very annoying. Drinking in the streets in the middle of the night not even thinking if they are disturbing someone. Maybe, it takes a lot of patience to understand that kind of person.
1 person likes this
@rrbterania (95)
• Philippines
5 May 11
There really are people like that, they are the one's at fault but they have the guts to get angry when you ask them about it. I think they are just problematic or just having trouble with money or just trying to hide their feelings because they are ashamed of what they did. why not try to talk to her again and explain everything and come up with possible solution that will credit both of you.
1 person likes this
@sophiecheer (931)
• Philippines
5 May 11
It is not uncommon for this situation to happen. In my own point of view, I think most creditors refused to pay not on the sole reason of lack of money but because they are trying on "how long they will be able to get away with not paying their debts". Most people refused to pay because they think they can get away with not paying their dues on time. I think that you need to assert your self on this matter for you are trying to grow a business. Just explain that you are running a business and not a charitable institution. Just be downright frank to your neighbor.
1 person likes this
@mallu30 (461)
• India
5 May 11
It used to happen anywhre in this kind of relations. My friend also run a shop and he lend the things to all the known people. This kind of incident happened with him several times. He always tried to convince them and keep relation intact. We have to get solved these problems with patience.
