how do i get credit?

You can't build credit without credit cards, as a matter of fact, they can complicate life altogether. Do you have anything in your name? checking/savings account, cell phone bill, electric bill, car that you are making payments on?

I remember this problem! Get your mom or dad to co-sign a credit application at a store for a TV or something not too expensive. Be sure to pay it off on time. Put some money in the bank to "secure" a credit card. This means they'll give you a credit card, but will hold the money to make sure you pay off the card. Never fail to pay a bill when it's due! Get a cell phone contract and pay it; that will help build your credit. Get a job.