What new TV commercials do you hate?

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I've hated the J D Wentworth commercials for sometime, in part becasue I feel they are preying on people with money problems. Then again their "It's my money" campaign seemed like too much of a ripoff of the movie network. Then it was worse by following those ads with the "opera" commercial. How many people like opera? Then there's the stupid "Geico" radio commercials. Thoe are bd enough ut they are topped by the two kids doing "Glad TV". I can see kids pretending to be on TV but wouldn't it be more likely they would be pretending to announce a baseball or football game instead of play by play of mom putting the trash out? Lastly there's one commercial that makes me feel disturbed. It's the one with three people talking about allergy medicine. What bother's me is that there's a white guy, a white woman, and a black guy who all seem to be together, yet when the white people sit down they on't make room for the black guy. They start a discussion seeming to ignore the black guy who is working with a phone of PDA, It's possible tat the white folks are a couple but more likely they are just co-workers. Maybe I'm crazy but it seemed o me the way the black guy was excluded could be rascist and before you say anything else, I'm white. Well one last rant, I hate the Subway commercials that have alarm clocks spouting off ingredients. Now then, what's your opinion?