Sources are all drained..
By mobhomeir
@mobhomeir (7558)
Philippines
May 22, 2011 9:14pm CST
Hello guys what would you do in your own way?
Your salary is monthly basis and since you had so many payable s you're already short
of what you had received. What would you do to survive until the next pay day.
All sources were already drained nowhere to run for some help.
Any suggestions?
Mobhomeir here..
5 people like this
11 responses
@arnouardian (286)
• United States
23 May 11
this is why I do other business when my salary is still enough to finance my needs until the end of month. but now that your case is all resources are drained, you can first try to borrow money from your parents or close friends. usually they will lend you money. but if they don't, could you just wait until the next paycheck comes without paying more things other than foods and transportation? you said you are short of income, it means you lack of money, but you still have some to survive until the next paycheck comes, right?
I used to be in this case sometimes and I just cut my entertainment expenses such as going to movie or buying new shirts. I also cook at home to bring home made foods to school to save money. or you can try gambling to get quick money. I haven't done this before, but I think it may be helpful.
@mobhomeir (7558)
• Philippines
24 May 11
Hello friend, I've been experiencing this status after I resigned from my job two years back. My life status fluctuated if I survived those past months I don't know that's why all of my resources already drained. I feel ashame of going back again for same reason. I am just hoping I can cope up and survive this onslaught of my life.Momentarily I have a job that could not really save all of my monthly bills, well, it is better than nothing. I want to have an additional job as a buffer zone of my recent job, indeed, i have to work double time.
Thanks for responding my friend..
Mobhomeir hre.
@arnouardian (286)
• United States
24 May 11
Hi mobhomeir,
I understand your situation. take as many chances as you can and believe that there will be solution to this problem. someday you will get out of this problem. keep updating.
@cerebellum (3863)
• United States
23 May 11
This has happened to me a few times. If there is nothing to sell, or no extra money coming in, I just try not to spend anymore. I only get a check once a month, and I make a list of how much I should save for bills and such. Everything else is extra. That way I can see how much I am spending, and how much I need for the month.
@mobhomeir (7558)
• Philippines
24 May 11
Hello friend, I appreciate your budgeting which I didn't have. The problem with my attitude when it comes to money is the saying that goes "let tomorrow's problem solve its own problem" which gave me a reminder that it should not be.
Right now I am suffering of my bad attitude.
If I could really pass this scarcity, I would never adapt that kind of concept.
Thanks for your share my friend...I appreciate it.
Mobhomeir here..
@skysuccess (8858)
• Singapore
23 May 11
mobhomeir,
I believe the best area to work on for you would be to start bring your meals to work. Eating out can be a costly experience and if you are working in a prime business district the food prices can really be considerable.
The other area would be to start eating cheaper foods like cheaper vegetables and less meat where the latter can be expensive. Also, it would be wise to look for offers if you are buying your foodstuffs in supermarkets, but I can assure you that you can save a bundle if you are willing to sacrifice your sleep to buy them from the wet market.
Last but not least, use public transport and if you can stay up late at the office to do some of your personal work like myLotting or other online activities. I believe you will be saving a bundle on your transport and utilities expenses. A lot of times people do not realize that they are actually paying a big bundle to transportation and utilities.
Hope these few tips will be of help.
@mobhomeir (7558)
• Philippines
24 May 11
Yeah..don't you know that I started walking already which I never did before. Walk for 20mins on where I would usually go and back again. Your idea was one of the best I appreciate that because that's already what I've been doing.
Eating and buying foods from different food chains never happened always in my life how much more these days?
I guess the best idea to solve my scarcity right now is to have an additional or extra income backing-up my small income recently.
How I wish some of us here who have a good income site would recommend or offer their help. Anyway, thanks for responding..
Mobhomeir here..
@ckyera (17331)
• Philippines
23 May 11
Hello daddy mob!
Well what I usually do before is to borrow some from my parents and return the money back when I already receive my salary, but that was when I was still living with them. But now, I what I usually do is to budget whatever amount we receive so that we can make ends meet. We don't usually spend more than what we got.
But there are still some time that we also have some difficulties financially but God always have His way to help us. Keep your faith on Him.
1 person likes this
@mobhomeir (7558)
• Philippines
24 May 11
Hello iloemi good day, i miss you, where you've been?
Honestly I am still experiencing too much scarcity and I already learned lots of lessons. I admit I have an attitude of being extravagant whenever I have money.
Now, this is the result. Maybe I had just a wrong interpretation of "let tomorrow's problems solve its own problem".
I am not blaming anybody else but only me.
I hope I can overcome my life's scarcity before "rupture" comes.
Extend my regards, and keep on coming here.
Mobhomeir here..
@naija4real (1291)
•
23 May 11
I do not think it is wise to put all your hope on a monthly basis. It is wise to invest your money on different type of business so that you can survive on multiple income. You can set up a small farm when things are okay with you and when you are financially down or hard up you can go to your farm to get some food for yourself.
It is not a wise idea to put all your effort in one basket. Take for example, there are people who invest their lives in their job and when they loose their job they start suffering. start a small farm and that will keep you alive for the raining days
@mobhomeir (7558)
• Philippines
24 May 11
Your idea is great my friend. I love farming. But, we live in the urban city and there's no farm area here that I could cultivate and toil. I guess the best thing for to do which I also wish is I could land an extra income to buffer my recent small monthly income.
I need most of the daily income so I could have an everyday income where i could use it on my daily basic needs, saving my other monthly regular income...
Thanks anyway for responding my dear friend..
Mobhomeir here..
@ravisivan (14079)
• India
23 May 11
First option is to take loan from known people. If that is not coming, then sell old newspaper, old things which you do not use nowadays and raise some money. Next option, is find out whether you have extra time after regular work - do some work wherein you will get paid extra -like teaching, rental brokerage, insurance agency etc. have a good day
1 person likes this
@mobhomeir (7558)
• Philippines
24 May 11
Hello friend good day. Yeah you have a good idea. I guess I've done it all already that's why I said all of my resources are already drained. I feel ashame to go back again to those people I owe a lot.
I have an insufficient job right now, but it is better than really nothing. What I want to have and wish is I could have an extra income as my buffer zone on my other income. Anything as long as it's legal and legit. Hoping I could get suggestions from our friends here..
Thanks for responding my friend..
Mobhomeir here..
@danishcanadian (28953)
• Canada
23 May 11
I keep small amounts of money (anywhere from $50-$200) in different places, so when I think I'm out of money, I'm not. I also keep my husband and I on a strict budget. We are both on a low income, and only get paid monthly, so we know the feeling. That's usually how it is towards the end of the month for us, but I always have a bit of "backup" money put aside for an emergency. All of the money that I earn on line is filtered into that backup account.
1 person likes this
@mobhomeir (7558)
• Philippines
24 May 11
I appreciate my friend the way you handle your budgeting system. I think you have a good strategy to minimize or keep away from scarcity. Am not the way you are.
Thanks, how I wish I would be like you as soon as I could survive my financial problem these days...
Thanks for responding my friend danish
Mobhomeir here..
@JenInTN (27514)
• United States
24 May 11
I can not really give any great advice here. There are a lot of people that are doing the best they can and cut back on extras, but are still struggling. I think that this a dependent on the person, their income, and the things they need versus what they want. Sometimes it is about cutting back on the things you might not need, but I have struggled before even after doing that. If there are any programs or charities that can help..even if it is just once..that might be an option.
I do hope that things start to look up for you soon.
@jaiho2009 (39141)
• Philippines
23 May 11
dear Martin,
Cast your burdens upon HIM.
I know you are strong,and you will never allow any trials to bring you down.
Keep up your faith my friend...i know you will find ways.
I wish you all the best and luck...there is always a good reason behind these suffering my dear friend
@mobhomeir (7558)
• Philippines
24 May 11
I understand that my dear. I keep on praying but my prayer never answered yet. Well,I know everything has its own timetable, that's not a question with me. Survival is the keyword here, how to survive until big break comes.
Of course, to survive you have to find legal and legit ways and means. All of my possible means were already exhausted and totally drained. Well, I have recent job now but not enough to sustain all of my monthly bills.
What I want and wish is an additional or extra income to beef-up my other monthly income.
Hope there's somebody here who have a heart of a lion that could offer or recommend a good income site or whatever as long as its legal and legit.
My dear friend I know you have a lots of blessings, but remember, you must also share your blessing as what the Bible says...
Stay as beautiful my dear friend, it is an asset that you never be drained
Mobhomeir here...
@allknowing (136369)
• India
24 May 11
May be you could start with making a list of all those items you can currently do without and cutting down expenses on others where if you gave a second look you might perhaps find ways to do it. The most dangerous thing is to use credit cards. Even if you do, please have just one where you might get some discount. Go for shopping where there is no pomp and glory but real good stuff at reasonable rates. These are ofcourse temporary measures till such time you get out of this situation.
1 person likes this