YouNeedABudget - finance recommandation

There are a lot of softwares out there, however, I think we just need some basic things to know first. The softwares will just help out with managing them. Starting your financial freedom is not difficult but it's not easy either, it's actually simple but takes a lot of habit in order that you would get to where you would want to in the future. Here are some of the tips that I personally have tried and think that you could do too. 1. Check your current financial situation. You can do this by making it a habit to list down expenses and income on a daily basis. Just to get into track of how things are doing. 2. Create financial goals. What do you what to achieve financially? it should be specific (e.g. want to pay off debt in a year, etc.) 3. Evaluate your options. What could you do to decrease expenses and what ways could help you increase your sources of funds more. 4. Choose an option and implement. Nothing could be done if you are only thinking about it, you need to act on a decision and implement. 5. Assess and revise alternatives often. You need to re-check your options and actions once in a while to see if it's giving you the best return. There are a lot of steps out there but I think this is the one of the best one that is proven. However, it takes a lot of energy to break off the habit of spending, and it takes a lot more to start a new habit. But once you've tried it, you will see that it isn't difficult really to start paying more attention to your finances.

Would this software cost any money to have it? Or is it for free download? If it is not free, it just broke my budget plan. So, It will against my budget. I would like to have most of online stuff free, that is called budget planning. I won't know if I like this software or not. If not, I simply waste my money. Don't you think?

Thank You Jamzevel! Since I am not working right now and my husband is the only one with all the bills, sometimes the money is not enough to cover everything. Maybe using this software we can find a way or make some changes in our routine. I think I should try it.