multi-level marketing..

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a friend invited me to join a networking company whose primary product is credits for prepaid services. they have 2 options. you can join as retailer, or if you want a much bigger income, you can apply for dealership. for me, since i don't have money in hand and i don't want to gamble a big amount for something that i'm not sure of, i joined as a retailer. i started studying the company and the business opportunity they are offering and i found out that it would really be better if i'm going to be a dealer. but as what i've mentioned, i don't have the amount they require to be a dealer. so my friend and i decided to share. we're still working on it. my friend wants to gather all those who are surely interested before we invest our capital. but for me, i want to pay in already so we can have bigger profit on those who wants to buy the retailer cards(included in the dealer's package). dear mylotters, especially those who were successful in this type of business. by the way, "multi-level marketing" is also known as "networking". need some advice here. should we invest it already, or shall we gather our invites first..?