What Would You Do If???

Lily, if you don't make them accept the full consequences like a jail term you are setting them free to do that to someone else. I believe that we have a responsibility to future victims to stop people like this and put them away so they can do no more harm. The person knows it's wrong, knows what they are doing and knows what can happen--and more than likely was planning for someone else to pay back the loan! That has to be stopped. Your way, they can do it to other people. My way, it stops right there and no one else is hurt.

GOOD point!!! It also makes me wonder...since he was such an easy target the first time; I'd bet she'll do it to him again, but for a larger amount. Afterall, he cares enough for her to not report her...so he's an easy mark!!! I think he's dumb to do nothing!!! At a minimum, I feel he should report her to the lender & let the chips fall where they may!!! Being a student loan, it is very possible that she has committed a federal crime & may be in deep trouble. This guy is setting himself up for possible jail time too for being an accomplice after the fact!!!

He doesn't have to report her to the police!!! All he need do is report her to the lender which will absolve him of being responsible for the loan & let her deal with them. There's a distinct chance that the lender won't file charges as they can't recoup their losses if she's sitting in jail. They may very well give her the opportunity to come up with a second co-signer & just remove him from any liability!!! I keep thinking that she was NOT concerned about him while she was setting all this up; so WHY should he be so concerned about her??? He says he never wants to see her again. What better to be sure you don't see her than to take care of yourself first??? SHE wasn't worried about going to jail when she forged his name. As a matter of fact, SHE didn't care what happened to him when she forged his name!!! I don't know that I would be willing to report her to the police, but I'd most definitely report her to the lender!!!

I agree, she has committed the ULTIMATE betrayal!!! If he doesn't do something NOW, she'll do it to him again in the future...but next time it might be for a LARGER amount!!!

with the Credit. Not as Bad as a Student Loan, but she did this with a couple of their Credit Cards.

What you aunt did was WRONG!!! She betrayed the trust of her family. Unfortunately, we are stuck with our family!!! This guy is NOT stuck with his girlfriend. He knows what she has done & just letting her get away with it then complaining he shouldn't be responsible for her debt. IF he really doesn't want to be responsible, he should report her to the lender & lt them deal with her as they see fit!!!!

Hi, Well said my friend. I would probably do exactly the same thing.Of course like you said, relationship wise, it'll be the end of the road for both of us as she has proven herself to be untrustworthy.

He doesn't have to turn her into the police!!! He only needs to report her to the lender & let them decide what they want to do. At worst they will file fraud charges against her & he is relieved of ANY responsibility of the loan. At best they will do NOTHING to her & he's still NO longer responsible for the loan!!! Now can you two answer a question for me??? IF you're truly NEVER going to see her again, WHY would you care whether she goes to jail or not??? SHE made a purposeful choice to commit fraud & took her chances that she wouldn't get caught & she LOST!!! If you can't trust her & no longer want to spend your life with her, why not let her life deal with her??? WHY would you be willing to become part of the fraud & possibly go to jail yourself??? If she is low life enough to forge your signature, what makes you think she won't default on the loan & leave you to pay it while she runs off with another man??? At that point, you are responsible for the loan by your failure to act & turning her in then would just turn yourself in!!!

I would be more upset over the betrayal than the money!!! However, I'd be sure to get MY name off the loan also. I know I'd be reporting her to the lender in order to get my name off & I'd be willing to testify against her assuming the lender did prosecute her for fraud!!! Student loans are generally Federal loans, so she has committed a federal crime here & could be in some real trouble & by protecting her, he will be seen just as guilty!!! Living in a country where Mothers go to jail for protecting their children, I don't see how this guy will possibly get less time than his girlfriend & could possibly get more. PLUS, if he lets her get away with this, she will feel confident he's a fool & the betrayals will grow worse & worse. He will be in for a long, miserable life even though he loves her!!!

He has been EXTREMELY betrayed!!! I don't care if he's a millionaire & can afford it, I think he needs to turn her in!!! She needs to learn that what she's done is UNACCEPTABLE!!! I can NOT imagine WHY she felt it was OK to do this!!!!

This boy NEEDS you for his Mother!!!! WHY would they leave the decision up to him as it's obvious he is too emotionally involved to think clearly!!!

It's soooo low, I'm ashamed to have to admit she's of the female species!!! I can understand why he's hesitant to turn her in to the police, but feel very strongly that he should report her to the lender!!! That way he's protecting himself & it will be out of his hands whether she's prosecuted or not. Most student loans here are Federal loans, so she may be in more trouble than she ever imagined & he's an accomplice for knowing & not reporting. Therefore, he could be facing some jail time for not turning her in & still be responsible for the debt!!!!

Specifically...she's a liar & a potential thief!!! She has committed fraud with the lender & our Federal Government...not counting that she betrayed her boyfriend. She could be facing jail time if convicted of fraud. By not reporting her, he is making himself an accessory to the fraud. If he reports her now, he can have his part of the responsibility for the loan removed. If he continues to cover for her, he's not only an accessory to fraud, he's responsible for the $19,000 loan which I'm almost positive she has NO intention of paying!!! If he doesn't report her & the fraud comes to light, he could be facing as much jail time for protecting her as she's facing for committing the fraud!!! He's being really stupid by not doing the right thing too!!! Two wrongs NEVER make a right!!!!

Sadly, I didn't set this one up. It's happening to a young man whose girlfriend has done this to him & he's not wanting to be responsible for causing her to go to jail. By not reporting he, he becomes part of the fraud & therefore responsible by default for her loan. If he reports her, she might go to jail & he can clear himself of this debt. I'd love to explain to him that "he is NOT causing her to go to jail" as she has chosen to commit the fraud herself & "SHE alone" is responsible for her fate!!! He really needs to think WHY he would want to spend his life with a woman who is already LYING to him!!! It seems obvious to me that her affection for him is NOT as great as his affection for her or she would NOT have put him in this position. I think this one act should give him GREAT insight into her character!!!

WELCOME TO MYLOT!!! Boy, you catch on fast!!! Too bad the young man caught up in this situation can't see it as clearly as you do!!! The girlfriend cares NOTHING for him or she would have NEVER done such a thing!!! I can just see her not paying anything on the loan & then leaving him for somebody else once it's time for him to pay it himself. Females like her give women a bad name!!!!