why is spending money a lot easier?
By gamma9967
@gamma9967 (607)
India
June 17, 2011 3:50am CST
I don't understand that i cannot keep money with myself cause i tend to spend it on different things such as food,clothes,gifts and various other things and after spending i have to wait for 20 to 25 days for getting my pocket money back so i just wanna ask whether this happens to you all or not.
3 people like this
25 responses
@sjvg1976 (41275)
• Delhi, India
18 Jun 11
Hi gamma you tend to spend more money because you want all your demands like good clothings,good food etc to be fulfilled & the value(monetary) of your demands is more than you earn thats why you think you spend much.
I would suggest you to save money if you earn on Fds or any other plan on monthly basis or if you don't do job than get open your saving bank account & put all your money in to it and take out money from bank as per requirement because if you keep all money in your pocket than it will spent more easily.
1 person likes this
@sjvg1976 (41275)
• Delhi, India
20 Jun 11
I think you should have done much before if had done this you would have saved lot of money till now. As you should always remember its easy to spend money but difficult to possess when required in some serious situations so its better if you make a habit of saving money.
@gamma9967 (607)
• India
19 Jun 11
Absolutely correct i tend to spend more when the money is in my pocket so from now on wards i will try to keep my money in the bank and will remove it only when i will need to buy necessary things and hope that i get a good job so that i can earn more.
@nangisha (3496)
• Indonesia
20 Jun 11
I think we all had the same problem, its will be easier to spend the money and looking for it. There is time when I really want to saving but when I see something I like or stuff thats I feel a must have item, its will be bye bye saving .
I usually if need something to buy and its need saving few month or a year I will not put it in bank but in my mom hand. trust me mom keep the money better than any bank . I always can use ATM to withdraw my money or use it in many merchant, but if it in my mom hand the money won't get out until the mission fulfilled .
I think if I want I can spend what earn in a month in just few hour, but luckily still had my common sense until now.
1 person likes this
@gamma9967 (607)
• India
21 Jun 11
Yes the problem is we want everything and when we think of saving money we tend to look at an item and then we feel like buying that item and we think that we will save it next time.
@oscar6 (1938)
• United States
17 Jun 11
I really hate spending money but I do tend to spend a lot of money on food. It does take awhile to get it back. I have found that it is better to put aside some money each month into savings so that it isnt as bad. I also earn money online so that it is easier to get the money back into my pocket. I would consider myself more of a saver though.
@gamma9967 (607)
• India
17 Jun 11
Its really a good habit that you tend to save money and yes earning on the internet also helps but even i don't like spending money but i tend to spend it on something or the other.
@sophiecheer (931)
• Philippines
17 Jun 11
Like you, I do tend to spend quite a lot on food!
Recently though, I try to limit my expenditures on food. Not only for my pocket's sake but also because of my health. I try to eat healthy and do away with excessive food indulgence else I end up.. well you know what I mean.
Have a good day!
@gamma9967 (607)
• India
17 Jun 11
Even i wanna stop my expenditure on food because half of my money is spent on food and what it brings in is only bad health so if i start eating healthy food at home then i think i won't need to spend it outside on junk food.
@gamma9967 (607)
• India
19 Jun 11
Yes it is very easy for us to spend money because we have a thinking that we have earned only to spent it and some children have rich parents so they don't know the effort it takes to earn money and therefore they spend it without even bothering that money is hard to earn.
1 person likes this
@maharlikah (1045)
• Philippines
19 Jun 11
I couldn't help but spend money on a lot of things too specially when it makes me happy. Simple things make me happy like when I have a new bag, new clothes, new ornament for the house and food I love to eat. We're but similar :-) But I spend a lot on arts and crafts.
1 person likes this
@gamma9967 (607)
• India
20 Jun 11
Everyone gets happy when we get something new but the fact is we have to buy that happiness and its not a problem for people who have a lot of money but for those who earn money working hard find it difficult so one has to control oneself.
1 person likes this
@annavi23 (6522)
• Philippines
19 Jun 11
it's true. spending is more easier than earning cause there are lots of needs and wants. though people can control themselves from spending, sometimes we just can't help not to spend. earning is really difficult that's why we have to strive hard to earn and get money for us to have something to sustain our needs.
1 person likes this
@gamma9967 (607)
• India
19 Jun 11
One has to do a lot to earn money and therefore those who value it will always spend it carefully but those who don't will spend it on everything and that why if one has the experience of how the money is earned he will always remember o spend the money wisely.
1 person likes this
@ladygator (3465)
• United States
20 Jun 11
Yes I am the same way. I try to not even go shopping. Since it is my weakness. I have always been that way tho. And it has always gotten me into trouble. So now prefer to buy things from resale. And then I use them on my crafts. I love finding a treasure that someone has let go of. And then turning it into a gift for someone else or myself.
@gamma9967 (607)
• India
21 Jun 11
Its good that you try not to go to shopping but many find it difficult and yes one should go for shopping when there is sale so that they can save a considerable amount of money.
@gamma9967 (607)
• India
23 Jun 11
Yes a lot of people in this world find it difficult to save money and there are only a few who have control over their spending habits so don't worry you are not the only in the world who is facing this problem.
@CTHanum (8234)
• Malaysia
18 Jun 11
Hi gamma!
It is because it take less effort than making money. Activity with less effort always be a lot easier. We don't have to use more energy to think and work hard to get it. That is so easy!!! That is why spending is much easier than earning and making lot of money~ Since my income is still not in a stable state I don't easily spend my money on things that will not give me any benefits. If I have a smooth and huge income I will be just like you spend and spend and save a lot as spending too much is not okay too~
@gamma9967 (607)
• India
19 Jun 11
Yes spending money is far too easier then earning it and we tend to spend money a lot quicker and it takes much time to earn money.If you don't earn much money then you don't spend too much as one knows the value of money.
@for3verfamous (2190)
• Canada
18 Jun 11
I think most people have the thought in the back of their mind that we are "making money to spend it." It's a true statement.. But we need to stop and think that does NOT mean spend it all. We always think of things we want to buy then as soon as we get money we spend every cent of it. I definitely need to stop adding things to my list of stuff to buy.
@for3verfamous (2190)
• Canada
19 Jun 11
I think humans are naturally greedy. Once we buy the item we've been waiting for.. Soo after we come up with more items that we want to buy. It's sad but that greed is what is motivating a lot of people.
1 person likes this
@gamma9967 (607)
• India
19 Jun 11
One must be selective in what things he wants because everyone will not get everything so i believe we must try to control our mind so that we buy things which are necessary and avoid unnecessary things.
1 person likes this
@gamma9967 (607)
• India
20 Jun 11
Yes even i believe greed is one of the factors also that force humans to spend more therefore i believe one should have a control over his mind and his activities so that he can control himself.
1 person likes this
@m_perez (506)
• United States
18 Jun 11
I hate spending money I feel so bad after I do. Maybe because I'm so stingy...I don;t know when it comes to money I hate letting go. But at times when I don't care well I begin spending like crazy and at the end of the day I get mad at myself. Oh well..what's the point of money if your gonna hide it away some where for a long time(that's what I always tell myself). :)
@gamma9967 (607)
• India
19 Jun 11
Yes its very difficult to control one self when he is into shopping because all the plans to save money fails if one sees something that he wants to buy and therefore its very difficult to save money but if one has extra bucks then there is no problem spending a few.
@gamma9967 (607)
• India
18 Jun 11
A lot of people think that life is for enjoyment and spending money is the only solution to it and therefore people tend to spend huge amount and at the end of the day they are left with nothing so it is better to be wise in terms of money.
@RamRes (1723)
• Argentina
24 Jun 11
It generally doesn't happens to me, as I rarely got tempted to buy something (even the cheapest things) by just looking them, and I'm not a big buyer of anything. Rather my expenses are mostly the daily cost of food, buses, some drink and a few other things and the monthly bills from home, but rarely something else. Also I try to keep an strict control and record of each income and expense I make to keep it under control.
But why is it so easy? I guess because it only depends on you! To buy something, you must have money and self-determination to go and purchase it, it's all up to you if you want it or not.
But to earn money, you must sort of convince someone else to give you something, which is a whole different thing. You must either show that what you're selling is good and better than your competence or offer lower prices. But the final decision is not yours!! The same when looking for jobs or offering some service.
@gamma9967 (607)
• India
24 Jun 11
Its really great to hear that you have a very good control on money and you also control your mind very well but not everyone can do that and it is a lot difficult for me but its good that you save money and don't waste.
@abatencila (970)
• Philippines
23 Jun 11
Money is really very easy to spend because we wanted to have a comfortable life and we wanted so much in life even though we don't need them at all. We all want a luxurious life and we people tend to really love material things indeed. Sometimes we don't save enough because we don't have control in our own money.
@gamma9967 (607)
• India
23 Jun 11
We all want luxurious life and therefore we tend to spend a lot of money even without thinking about our budget but we must take care of this and spend money according to the situation.
@sophiecheer (931)
• Philippines
17 Jun 11
It all boils down to control. It is best when you put your money somewhere safe like the bank so that you may not risk it being spent easily.
Develop that sense of control else you end up getting broke all the time. It is not a good feeling so you better act up wise soon.
Have a good day!
@sophiecheer (931)
• Philippines
17 Jun 11
Having the right attitude towards money handling as well as the will to control spending will help us in our bout against poverty. While it is true that having a savings deposit will help us, sometimes I admit it is not enough.
If you have the means I suggest you make some investments. Passive investments, if you can, invest in the stock market. I still don't have the complete details on how to do this but I am seriously contemplating on undertaking this. I have a financial mentor on line (I don't have to pay him for advice, but I am an avid follower of his newsletter), and he is advising us to invest. As said, as little as 500 per month in pinoy currency (that would be a little below 10 dollars), I will have a passive income of about 100% by next month following the previous month investment. And that comes even without you breaking a sweat!
@gamma9967 (607)
• India
17 Jun 11
Yes investing money can lead to more benefits and we can almost double our income if invested in the right area but it also comes with a risk and we can loose our money if not invested properly.The person should have a firm knowledge about the market before investing.
@gamma9967 (607)
• India
17 Jun 11
Yes from now on wards i will have to be wise and keep some money in the bank so that i do not spend easily and i will also have to keep control on my spending habit or else i will keep on spending.
@tarachand (3895)
• India
18 Jun 11
The human brain has evolved over millions of years - and the basis of human greed could be the reptilian cortex part of the brain, This is what makes humans aggressive and creates the need to accumulate more and more, to be the alpha male or the alpha female, to be better than the next person. For, ultimately survival of the self as well as continuity of one's gene pool- immortality through descendants depends on possessing more - it was food and females for the reptiles. For man it is possessions that matter to oneself and one's peer's and the people in one's environment/s.
This part of the brain makes us aggressive and hence you could blame our very distant ancestors - the reptiles for this urge of yours.
All creatures tend to spend and try an accumulate, and so I don't think that you are very unusual. Once a person reaches a particular age and has attained experience in life, the tendency can be curbed and to a certain extent reduced. All the best!
@gamma9967 (607)
• India
18 Jun 11
Every person in the world will never get satisfied with what he has but he wants more and more and these behavior of human beings is at fault because in order to achieve more and more we tend to spend more and more.
@Bebs08 (10681)
• United States
18 Jun 11
That is a good question. Why is money easy to spend and hard to earn? Well, spending money depends upon how you handle it. If you are frugal in your spending, you will be able to keep some of your money for savings but if you are an impulsive buyer, that's how you spend money easily. Avoid going to the mall often so that you can not spend a lot. hahahaha
@gamma9967 (607)
• India
18 Jun 11
Yes one should know where to spend the money and he should also spend it on necessary things and not unnecessary things because that will not be a good thing for the future.
@aerous (13434)
• Philippines
19 Jun 11
I absolutely agree with you, friend. Spending money is much easier than to earn it. Even if budget things, spending still unstoppable. While looking for some money is very hard...we work almost over time to find money. But when we get them...in just a little time. Money is none...
@gamma9967 (607)
• India
19 Jun 11
yes spending money is difficult but earning it is a lot difficult.
1 person likes this
@bloemart (222)
• Philippines
18 Jun 11
So do i. This is also one of my problems that i have to eradicate. I spent a lot of my money to those things that I called necessities, like cosmetics, deodorant, perfume, clothing, and sometimes food. When it comes to food, I don't have much problem because i always eat healthy food, except from soft drinks. I always try to spend below my means but i really can't. But I am trying not to spend much of my earnings, I usually go home right after the bat of my work. I just spend my time in front of computer. Instead, going to gym, i just go home and watch some videos about exercise. I am also trying to read a book about writing to enhance my skills in writing that I can use as a tool to get a part time job here in internet.
@gamma9967 (607)
• India
19 Jun 11
Its a very good thing that you are taking such simple but vital steps to save money and it is good for the future and at the same time you are trying to enhance your writing skill to earn money so i admire that and best of luck.
@surekharathi (14146)
• India
18 Jun 11
Friend I not like to spend more money but if necessary then I not think about anything. I like only sarees and rest of the money is saved. Because I know God will give us a problem any day so this money will help for us at that verse day.
Because friend to earn money spend full month and hardworking but to spend money one day is sufficient.
@CTHanum (8234)
• Malaysia
18 Jun 11
I agree with you Surekha~ To earn money it takes our whole life but to spend it, it could be just a blink of an eye~ I believe in wise plan and budgeting will keep us away from spending too much on unnecessary things~ Yet is it still fine to reward yourself once in a while~
@ravisivan (14079)
• India
17 Jun 11
Money is received for being spent. If one has more money he will spend more. if one has less he will spend less. That is economics and that is the concept of life. It happens to those who do not plan their budget. Even when people plan on account of sudden illness, accidents such things do happen.
@gamma9967 (607)
• India
18 Jun 11
Yes the more money one has the more he tends to spend so just keep an amount with you which is enough for the cause and therefore we won't spend more and we will save more and be happy for the future.