What should I do with my earnings?

not much - but am confused on how to use them now.
Philippines
June 19, 2011 9:53am CST
NO, there's no way am giving this to you if that's what you're thinking I work it hard on this for two straight month, wasn't that active because of other stuff that am forced to be busy with. It's the first time i got confused on what to use of it. it's not big though but i am afraid that i might spend it on something that is not worth for an entire month:( * i could buy pet food, but they're eating something already * or fill my skype, probably look for a cheaper skype credit offer * save it till next month? (NO WAY! are you kidding me?) * buy groceries, but i guess only if it's necessary, we have renters now for petes sake.... Officially, this is my 19th...next month will be my 20th pay since i have already reach pay out.. Any "worthy" financial advise, it's only 17$
4 people like this
23 responses
@sjvg1976 (41281)
• Delhi, India
19 Jun 11
Hi i have not reached payout and i have never got any payment from online sites ever it will really be great feeling when i will get the first payment.though $10 is not a big amount but the feelings to get it is big.May be next month i will reach payout & thinking to some gifts for my kids,wife ,parents,brothers and from next payouts i will try to spend it on bills.
• Philippines
19 Jun 11
Hello sjvg, Consider this story as an inspiration that you can actually earn something online. unfortunately, plain 10$ plus can mostly spend on food at most which is something right to do. if you think big feelings for a small pay out, it's not going to last a day and you have to work it out again for the next month. remember what should you spending first because it may not come back
3 people like this
@sjvg1976 (41281)
• Delhi, India
19 Jun 11
Hi LK as it will be great feeling for me so i wanted to make it memorable to all therefore i decided to give all of them small gifts i know $10 is very small amount but then too i want to give then something which when they see & i see say yes this i gifted them from my first online earning. Yes to spend $10 on food is also not a bad idea i will think on it as my payout will be in next month i suppose.
1 person likes this
• Netherlands
20 Jun 11
It is inspiring.:) Looking at my total of 0,23cents I am really thinking to myself Sigh!;) But with your story I am inspired to go on. I really like this concept of the discussions. Don't really know if it pays but I like it. I will keep on going. Wondering when my payout of 25 dollars is reached. At this speed.. I guess..in 10 months..:s thanks!
• Philippines
19 Jun 11
Just save it just in case you'll be spending on something and you're a bit short. When I don't know what to do with my money, I just put it aside for later use than think of something to spend it to. it's really important to save nowadays, too, that's another reason why you should just save it.
3 people like this
• Philippines
19 Jun 11
Hello frontvisions, I agree with you here, i guess there's nothing wrong with getting my pay out for next month instead.besides, if i withdraw it now or tomorrow am not sure how much i will be spending in a day that every one is going to noticed. i've been wanting to save but i couldn't. but i guess now i should have the guts for it.
1 person likes this
@crasite (10)
19 Jun 11
Have some fun with it! if you don't have any bill to pay then just go out of your house get into the city then have fun. you worked hard for the past 2 month. Give yourself some prize (1st to the 9th bill should already be about 340$)
3 people like this
• Philippines
19 Jun 11
Hello crasite. I will do my best to have fun with it though but make sure that i can saved much for some other stuff to buy. i wouldn't want to waste just because i work my hands out for it.. well, it could have been bigger but this will do i think
3 people like this
• Portugal
19 Jun 11
you should use it in something that makes you happy^^ if you want to buy something for yourself, something you want for awhile then thats great^^ i guess that 17 dollars in pinas isnt that bad money.. it is already enough to buy some cute things right?^^ so just spend it with something you like^^ or give a lil present to your mummy.. after all she helps you a lot^^ she deserve something sweet given by you. im sure she would be so happy^^ and you would feel happy by seeing a smile on her face thinking that her son thought of her^^
1 person likes this
• Philippines
20 Jun 11
Hello sweetie, I missed you and am sorry if am not that around that much in facebook. am not usually online late in the morning now a days.well, you're right maybe i should give something to her upon an occassional event. hi visavis, having a gf for me NOW, is expensive so, no way. have a nice day to both of you
@louievill (28851)
• Philippines
19 Jun 11
hello, you are a very sweet girl and I like the way you say "Pinas" it's so very Filipino way to refer to our country sort of a slang, I like Potuguese, maybe because I have Portuguese ancestry, yes you are right, maybe he has to give something for his mummy, or maybe knight should have a girl friend already so he can buy her something with his money
1 person likes this
@louievill (28851)
• Philippines
19 Jun 11
hi, I saw some neat looking Philippine-American era coins on ebay, Your 17 dollars won't be enough to buy the large one peso coin, but it would be enough to buy the second largest 50 centavos that costs around 700 to 800 pesos if it's not a key date. Just keep it as investment silver and coin, make it your trophy to remind you of your work at Mylot, it would be good heirloom piece to give to your future wife or children when you decide to marry, and tell them you earned it Mylotting
• Philippines
19 Jun 11
Hello louie, that's...a very nice thinking but i am not that rich, if i was rich i wouldn't mind buying one with out the use of mylot earnings.i am not even sure if am gonna get married or if my kids would even be interested in listening to my story about some coin, they might even dare steal it from me and sell it to the pawnshop.
1 person likes this
@louievill (28851)
• Philippines
19 Jun 11
, well another good idea is if you have a green thumb, my brother bought me imported catleya and vanda (orchid) cuttings this afternoon, they are quite expensive if you buy the ones with flowers, but you can really buy them cheap in Baclaran if you just buy cuttings without the flowers, around 150 to 200 hundred pesos each, huggle for the price especially when they are about to close and ask for extra bulbs and cuttings. Since you have a garden, plant them in charcoal and they will propagate in no time especially now that rain is abundant, your mom can help you out on this, just keep propagating and you will have a nice orchid display, or sell it in front of your commercial stall or online in sites like sulitph, this is long term investment but really worth it if you plan to make that 17 dollars grow, good luck on your decision
• Philippines
20 Jun 11
As for me if ever I get my payout, I'll add it up to the sum of money I am planning to start to invest. I've read about compounding and even the smallest bit of adding the earnings here in myLot can give a good result if I discipline myself to invest and compound it with what I can invest at the moment. I don't have anything to fancy at the moment, so no buying yet of leisure or any thing unecessary. I'm beginning to discipline myself in saving and investing money. I hope I can discipline myself and get on with it.
1 person likes this
• Philippines
20 Jun 11
Hello Agent-Gulaman, Well, if you nothing else to use about you're money then it's good. but the temptation is there, as for me i have decided to withdraw 3/4 of that pay out. it's not easy to discipline ourselves with money unless you're willing to sacrifice a lot. as for me, i have spend it a little for my dog
@cutepenguin (6431)
• Canada
19 Jun 11
Honestly, I don't know. I usually leave it in paypal because inevitably we end up needing it for something. We've actually had a couple of months where the money I made online was what kept us afloat, and ever since then I've been a bit cautious about leaving myself a buffer.
1 person likes this
• Philippines
20 Jun 11
Hello cute-penguin I don't mind leaving it in the paypal account. before, i was thinking about because i wanted to wait for the higher or lower exchange rate to happen. usually, with paypal the exhange rate is definitely lower. have a nice day
@Amanda81587 (3042)
• United States
19 Jun 11
When I payout I usually spend my earnings on eBay or paying some of my bills. There has been once where I put it into my bank account and too the kids to lunch.
• Portugal
19 Jun 11
ebay is usually a good thing to spend the money. Buy a movie, a game, or another object. Only thing that you have to be aware of is that you shouldnt buy from members that dont have 5 stars in selling ;)
1 person likes this
• United States
19 Jun 11
David15923: I have been on ebay for a while now so trust me I am a buyer aware. I read everything through to make sure I know what I am paying for. Letranknight25: There are items on ebay fpr 50 cents it just depends on what you want to by. I buy all my fourwheeler parts on ebay as well as my cell phone cases, even diapers for my baby I get them brand new and cheaper on ebay!
2 people like this
@jaiho2009 (39141)
• Philippines
19 Jun 11
dear LK, $17...uhmn lemme think Let's have the second conference then
1 person likes this
• Philippines
20 Jun 11
Hello Sis Jaiho, I don't know still about that. as for the expenses, i've decided to leave 200 pesos or four dollars for my renewal of debit card.
• United States
23 Jun 11
The money I earn from any site goes into my paypal account then I transfer it to my bank where it will go into my savings account. I am trying to build my savings account and feel once I am done with my difficult course that ends on Friday I will be able to get back into earning again. It has been tough for me with graduate school, being a housewife and trying to remodel the house. Also, with Christmas coming up soon I am hoping to increase so I can make extra money.
• Philippines
23 Jun 11
Hello randy, Usually my debit card is already my savings account, if i could earn at least 20$ a month for the entire year i might be able to have it enough to get my bank account into having an interest..well, i won't be using too much of my earnings this christmas, that's for sure.
@allknowing (136541)
• India
20 Jun 11
Online money is special even if it is seventeen dollars. Offline earnings which run into hundreds or even thousands of dollars no one talks about them. I am here not for those earnings but yes when I earn here I get that top of the world feeling!
• Philippines
20 Jun 11
Hello all knowing, Seven teen dollars is still a lot to me. well, who would wanna talked about them if they will be exposed to danger having that kind of money. i mean, only one user that has the balls to talked bout her winning the lottery and put it in her discussions here.
@allknowing (136541)
• India
20 Jun 11
One does not have to win a lottery as people are paid salaries which amount to quite a few dollars. http://www.payscale.com/research/US/Country=United_States/Salary
@jak2010 (1550)
• Papua New Guinea
21 Jun 11
Since you are undecided, can you donate it to Red Cross in your country. It is worth giving.
• Philippines
23 Jun 11
Hello jak, oh no i have already spend 3/4 of it and some are still in the bank. i agree with you, the red cross here is so active that you thought they are from a different government
@jak2010 (1550)
• Papua New Guinea
24 Jun 11
hahahaha, good for you, you sweat it you spend it. fair enough, this is free capitalistic world. have a nice day.
@pro_ojha (600)
• India
19 Jun 11
Hi Letran Haaahahah heheheh. Why you think if you earn some money then you must have to spend it now. Save it for future. If you have enough money for future then donate it.
1 person likes this
• Philippines
19 Jun 11
Hello ojha, No, i won't donate it, that is also spending. It's going to be thousands or millions worth if am ever gonna donate something and not some penny that won't last for five minutes at least.
1 person likes this
@gamma9967 (607)
• India
20 Jun 11
Congratulations for achieving your my lot earning and yes we feel a lot proud when we receive it because we have worked for it and earned it so i think you should spend on something that you like a lot and i know its not a big amount but its good enough for me to buy a thing which i enjoy a lot.
• Philippines
21 Jun 11
Hello gamma, thank you for the congratulating me. yes, i have work hard for it and it's not a joke when you make a discussion with having a supportive articles on your side. it's not a big amount but i take it as a pride for some reason that's why i love the online earnings
• India
23 Jun 11
Yes even i am waiting for my first earnings like a lot of people but yes when i earn my first money from online i will be very proud and i will also be excited as you were.
@GemmaR (8517)
20 Jun 11
I don't use mine for anything that I wouldn't usually buy, as it means that I then feel as though I have wasted my time online. I am to earn enough from MyLot each month to pay for my phone bill, which I do usually manage with a little bit to spare. Other than that, any earnings which are left over help to pay the rest of my bills and then get put into my ISA account, as I am currently trying to save up for a deposit on a house, and I am actually doing rather well at that and almost have enough so that I would be able to get a mortgage.
• Philippines
21 Jun 11
Hello Gemmar, That's exactly what i've always though when ever i use the internet. but the problem is that when ever i see my pets, i couldn't help myself but do so. i have saved at least 4 dollars there, maybe i can relax a bit and not get some money from my debit card. besides, i got plenty of things to do other than use that online money
@Cutie18f (9551)
• Philippines
20 Jun 11
Are you kidding me? You've been paid 20th times already? Don't you ever sleep? LOL. Really, I envy you. I wish I can do that too. I am a bit slow when it comes to earning from this site. My fault really since I do not put in so much time. The last time I got paid was many months ago and I am not even halfway now.
• Philippines
21 Jun 11
Hello Cutie, During my addiction times in mylot i often sleep around four to five in the morning. after months of being active in the computer, my PC crash for the first time and then fell down for months. that was just before my bother can fix my pc and have a reboot on all of it's systems. you should give it time am sure you can make it back again
@junrapmian (2169)
• Philippines
22 Jun 11
Well, I guess if you have nothing to spend it on, just keep it in the mean time. You might have some important things coming up at which you will spend it in.
• Philippines
23 Jun 11
Hello junrapmian, i have kept a few after spending 3/4 of it's in just 3 to four days. imagine all you're months worth is just days worth spending. i think i need to save my earnings a lot more from now on. probably use my earnings for my pets food instead and the rest will remain in my bank or debit card
@visavis (5934)
• Philippines
20 Jun 11
Actually your lucky my friend because you have time to think where to spend such amount, to me not yet earn from mylot is already budgetted to something else, I don't know why? May be because I'm a family man which need more money for them specially for this coming second semester in UP Diliman (my son)..you know what I mean. So I have to earn more, would you lend it that to me LOL
• Philippines
23 Jun 11
Hello visavis, yeah, i had a bit of time to think of what should i do with my earnings. unfortunately, i had to spend it for my pets food, most specially my dog. as for your son who is in college, maybe he can join mylot too so that he can earn a bit from the internet. though, i guess you don't have to reveal yourself here if he's around
@mantis36 (4219)
• Philippines
20 Jun 11
for me, the best way to do on the earnings is to reinvest it in another internet money making propaganda, but if that link is a scam hehehe, what ta disaster... but if that link is a legitimate, then, awesome....
• Philippines
20 Jun 11
The best way to do with your earnings is to save it for the future or if you have an idea you can invest for a business, most of the people today don't know how to save money for the future. Saving money is very important in fact if you are only an employee its a must to save money but if you have your own business its not necessary to save money because you are earning big amount of money buy whatever you want to buy.
• Philippines
21 Jun 11
Hello kingsulit, I have been doing my best to save it. but unfortunately, we are still in the stage where we have to pay the bills to the highest comfort. i really wanted to save money but i can't afford not to spend it. most specially if my mom doesn't have the resources now a days.. i have only bought something of a need than want.