How do you see the credit consumption?

China
June 20, 2011 3:58am CST
"Overdraws the money, advance consumer" becomes common practice, the people hold the different views to this issue, well, how do you regard the credit consumption? you will consider loan to buy a house or a car if you income higher but unstable currently? and do you think consumer credit needs to do to prepare?
2 responses
cher913
@cher913 (25782)
• Canada
20 Jun 11
i find that people do not know how to be content with the things they have. unless you have the money stay away from credit!! it can be a dangerous trap to fall into.
lilyfang1991
@lilyfang1991 (164)
• China
21 Jun 11
Well, it is certainly can cause some troublesome, sometimes, but meanwhile, credit brings the good function is huge...
kingparker
@kingparker (9673)
• United States
20 Jun 11
Well, don't borrow unless you a quite sure you have the money to pay all back in the near future. Many people simply live with their credit cards, and sooner they just don't have enough money to pay for it back. That is a scary thought, and you don't want that happen. Something you need to be sure before borrow money.
lilyfang1991
@lilyfang1991 (164)
• China
21 Jun 11
Thanks for your nice response, yes, i totally agree with you, and it will cause troublesome if you can not forecast your future income correctly.