My friend works his way through to clean those debts

Thats fantastic, make sure you find time to check you are getting the best rate on your debts first as that only takes minuites but any extra interest soon wipes out hours of work.

That's one hardworking friend you have there. I also have debts like your friend does but I haven't had the time to put up a well planned out saving system since I'm all too busy on weekdays and was always out on weekends. I planned to organize myself something like that but couldn't find the time to do so. I just think things like these need more thinking than usual but I'm always drained but I'm still looking to find time for it.

Well your friend is definitely someone worth emulating. There is a big difference when someone will find the value of hard work and the value of money as he walks his way in life. There is always a greater chance of success. Though there are people that are born lucky to have lots of money already, but working your way through and facing out the difficulties in life will surely give you a sweet feeling of success!

Being totally free of debt is the most amazing feeling in the world, and I can honestly say that there is no feeling better than not owing money to anybody. Your friend sounds like such an inspiration, and I would like to think that if I was in the position of being in debt myself I would be able to do the same and make life work for myself. I am fairly motivated so I think that I would just work until I had earned all of the money that I needed to in order to get myself out of the debt again. Good luck to you and your friend.

That is awesome you have a good friend that is so responsible! I think we all are starting to want to get rid of our debts now. I know I am on that track too. It may take me a year or so, but I will get it accomplished. yes if we have good friends that are setting good examples for their friends, it really helps friends to do this also. Good Luck to you. Start with the smallest debt and pay minimum on your others and pay it off and then go to the next one. that is how I am paying mine off. I did have 7 payments a month now I am down to 5. Paid two off in 2 months so I am always excited to hear someone else is doing this also. I think reading about others encourages us to do so also!

I did that while my husband was in school so he could get his promotion at work. I would teach the normal school day and then did another 20 hours a week at a retail store and tutored Saturday mornings. We paid down close to a $1000 on the principle of the house and paid off my car loan. We wanted as little debt as possible before we had our child. I still teach, but try and take the summer off to spend as much time with my child as I can. We have been pretty good about not maxing out or putting more than we could afford on the credit cards

You should be proud of your friend. What he's doing is not an easy thing to do. I have found myself in the same situation several times before. Sometimes, you are not aware that you are slowly burying yourself deep in debt. And everytime you realize that you are in too deep, it feels really bad and depressing. So, good for you and your friend. A few months ago, my hubby and I were finally able to pay off our credit card debts. Then, the unthinkable happened. My hubby lost his job. Then, our saving started running low, then we started using the credit cards again. Now, I am feeling that we are slowly getting back to being buried deep in debt. I hate it. I just hope hubby finds a job soon so that we can get out of this mess.

I admire him as well, but I feel that working seven days a week may stress him out eventually. I have some debts to pay off as well and I am working hard towards paying them off. I have not been able to find work in my area (I live in a rural area and my husband and I only have one vehicle). With money being tight he is the only one on the car insurance so I cannot drive the car. I am trying to find ways to make money online and have not had too much luck.

Well, that's good! At least, your friend's sacrifice have paid off. Anyway, maybe he should try thinking about himself now after working so hard during the past year. Tell him to just keep it easy and relax a bit, he might make himself ill if he continues to work hard.

Good for him.. I too am looking for a second job but unfortunately I havent found any yet. Credit cards really get people into trouble so if someone is unsure of his capability of controlling his urges to splurge then he should just stay away from that evil plastic.

i think that you are making an admirable effort in paying off your debts because it is not good to owe money in this world. your friend suffered for a year but now he is no longer oppressed by the financial restraints debt puts on people. you should make an effort to pay off all your debt with as much expediency as possible. you don't have to get 2 or 3 jobs, you could just stick with one job and pay off the principle as well as the interest.