My Salary Not Enogugh For My Family

Hello deepak, My salary is sufficient for me & my family.I think if your salary is not sufficient you should search for new job which can give you much salary. Don't stick to your current job else you will stress yourself in long run.Try out some part time jobs. Ask your wife to do job. If your wife is not that much literate ask her to do stitching at home sort of jobs.That will definitely be helpful for you.

Hi! I hear you as it is always an adjustment when you have a child in the equation as I am there too. One thing you can control is see what expenses you can cut back on. For example, do you use coupons for what you really do need and perhaps get the store brands? Try a few and see if you like them. Dine out a lot? Look for coupons there too (newspapers and online). Another way to cut down is clothes; try Goodwill as I found 98% of my sons clothes there and for a 100th of the price of what retail would have asked for. Some do better than others so ask around and give it time. DVD's--can you get to a library or perhaps Netflix? Can you get bills to work with you; credit cards and utilities and see if you can get some better rates? Can you perhaps work at home? This may sound like a lot of running around but if it saves you $60 a month, that is $ you can put aside for emergencies. This is what I had to do when I had my son and even though I wish I didn't have to, I know it's for the right reasons. I also have faith that after a while, things will get better. It's just a few re-adjustments. Good luck!

Way back 5 years ago, I was connected with a multinational company, hence I was still employed then. I got monthly salary and I could say with my husband's salary, the earnings we have for a month is good enough for us and our two kids. But now that I am not employed anymore due to closure of the company where I worked the salary of my husband is also like yours not enough for our family. Life is kinda hard right now but we have to live with it. We do have lots of sacrifices right now and do every thing to cost cut and save but still we ran out of budget. But were still hoping things will get better soon.

hi, actually i have minimum salary here in my country and that salary is enough for me maybe because i am still a single,and that salary is just for me only,monthly i give 10% percent of my salary to my parents for their maintenance for their health,and still its enough for me to get what i want and to save also.

I'm a student, so, I don't win any salary per month, only some money that I win with the internet. Gladly, me and my family never pass for a bad financial situation and I always can buy what I need. Hope we continue like that!

you should all ways avoid extra expense, like going party with your friends, dont go higher thought. go higher salary or job

I'm in the same boat. The salary I make is not enough for my family and I. And with only working part-time it's impossible to keep up with the bills. When my husband was working, he made enough for us to live comfortably. Although we lived pay check to pay check we were still able to keep up with the bills and eat out. We never spoiled ourselves with vacations or fancy new cars, but we were happy with what we had. And we were content. Now, all I can do is look for work, and hope someone will hire me full-time. Because at the pay I get I could really use it. Happy mylotting!

Huh? That's not going to work. You are going to end up broke. You need to find a way to keep your expenses inside your income. Spending more than you make, will result in you being bankrupt. Very bad.

Hi Deepak, I believe it's spelled as Bachelor (?) :-) cause I'm still single, but I live with my family. In our house, I work, my sister works and my father works. My mother stays takes care of our baby brother who goes to school. But we live in the city. The combined income my father and sister and I are still not enough to run the entire family. Lol. The more money we get, the more things we need to buy lol.

It is not abnormal thing, You got marriage and have child means your exp. must be increased. First try for some increment in your present job. If you don't get it than try for some other job. If your wife can do any job that join her. In present time nothing is wrong in it that wife earn for family.

I had to take a lower paying job, but it did give me more time with my daughter. My husband and I both work. In the current economic times, it is really hard to make it on one income. We have a tiny bit in savings, and we both have a little in retirement accounts, but a baby is expensive. One doctors visit can be $100. luckily, mine has been healthy and relatively safe. One trip to the doctor for a twisted ankle, but was severe enough to go and get xrays, and on sick appointment.

Are you the only person in your family that earning money? You took the saving every month? What is your plan when your saving is finished use? It seems really hard to earn money for one family, even the salary also no enough to cover the expenses. I really need start saving money now.

Its the same for everyone. Once you have a kid, you will have an extra mouth to feed. So now you have to be more cash savy so that the salary will be enough. Buy only the things you need and not thinks you want. Trust me, as your child gets older and older, you'll realize that you are spending more and more every year because their appetite gets bigger. But all this will change when they start working, cause they'll have to pay you instead. You can never earn enough money, and never have enough money to spend. Being a cheapskate helps :D

Its quite natural that when we enter into a family,a new problem creates about the financial things that we have to face.May be these can be overcomed by our knowledge or families co-operations.During batchleor time,we never reaize about money and spend it lavishly.You can very manage your family by any investment.Because nowadays there are many options to save money like LIC childrens planning,pension planning etc.You can start investing for your education by paying very low price of your wish.These is my suggestions.

I think for most of us, the story is the same…rising costs, the same income, increase in expenditure…most of us seem never to have both ends meet. It’s the same for me too, only thing is that I’m fervently trying to tune myself to cutting costs. It makes me sad sometimes you know, after all I’m working hard throughout the week and at times when I cant indulge in small luxuries, life seems very unfair. However, that’s the way it is…we middle class people can hardly have all our dreams come true.

I think it is quite common that when you are a bachelor, you are able to save some portion of your salary. When married, it tends hard to save some money due to too many responsibilities. Having a family is not an easy task in life, as it means more expenses added to our life. When you have a child, your expenses is much more expensive since children food and daily use things are getting more expensive. You need to start looking for a better job. If you are unable to change job in a short period of time, you can try to spend your free time into earning some money through getting some part-time job. Or, you can even work online, to earn some extra income. Hope you can solve your money problem soon.

My husband and I are struggling as well. He works parrtime and I am currently not working. His salary is just barely enough for now, but I am hoping that once I get some down time this September (hopefully, the remodeling will be done) I will be able to make things and sell them online. I do some crafts and would love to sell them online. I try to save as much as I can as well. I make a little money online which helps a little, but that goes into the savings account.

Had i not have my own job, my husband would really be hard up in sustaining our daily needs. I am thankful to God, for helping me have a job of my own , which i enjoy too. I think, your wife could help you cope up with your family's needs, if the kids can already be on their own in taking care of their daily activities. That way, your joint salary could sustain the family.

I say you should invest. Try working on having passive income. Also, ccost cutting measures should be done. Live well below your means. If you really can't make both ends meet then you better look for other high paying jobs or alternatives to earn. Money is really hard to get when you haven't plan enough for financial management.

i'm not married but my friends who are married said that the company they are working have a different salary policy for single and married people. The married people get compensated better aka they get more money to support their family. I don't know the policy in your company but you could at least try to ask your employer weather you can get a raise or not...