fixed deposit

Fixed Deposit is like Time Deposit If I am not mistaken. Since you said you have a monthly salary. You start from saving money from an account you promise to withdraw the money for s span of time. If you are in Philippines BPI has an offer where you can deposit such amount and you gain interest and once you achieve an amount without withdrawal make. You will another earn from that term. Are you from Philippines?

I think fixed deposit is the safest way for earning even though the interest given is not very high in my country. I never try invest by other method such as invest online, because i never believe it even though they paid us very high interest, but high risk also, isn't it?

Fixed deposit can give you higher interest than ordinary savings. However, if you only put a little amount, the interest will also be minimal.