Any one thought about earning money while sleeping?

Yep, if you have any spare cash, you can loan it out to people through a peer to peer lending platform (at around 6-9% interest at time of writing), so other people are working and paying you while you are sleeping. Be advised though that your money is not insured like in a bank and that people can and do default on loans. Some P2P lenders split your cash loans over many borrowers, so that if for example you put £100 in to lend, they will loan £10 to ten different people, that way you should not lose all of it, if a borrower defaults. I'd say yeah, it's a little riskier than leaving it in the bank, but you are getting a negative rate of interest in banks these days and have to make your money work for you to stay ahead, so IMO, it's a better option than a zirp zombie bank...... disclaimer: this does not constitute any investment advice but is posted purely for information in alternative ways of earning some cash....