Payment Over The Phone, It Scares Me!!!

That is weird! Exactly, it could happen and that thought really scares me. I have a debit card and I will not pay over the phone anymore now that this came to my mind. It scares me. Your not weird or at least not to me but maybe that's because I am a weirdo too! LOL

lol! weirdos together. well thats me firmly decided i will not give my details over the phone ever again, besides if something is completely and utterly legit, they will have a way that you can online, or through the bank.. thats what i think anyway! :)

The thing is that most purchases (and accounts) are protected MORE if you take the tech route. For example, I was once victim of ID Theft - I used my internet banking site on a new laptop without double-checking my usual firewall was active (d'oh, my own fault). Bank account empty in three days. But because everything was done online, it was easy to track. I could tell them exactly the last transaction that was mine, which ones weren't and the whole thing was sorted out within a week. New cards issued, get-through-the-moment cash available at local branch, account re-secured and tons of data en route to the police. Apart from about 2 days where things were tougher, I barely even noticed. Now if someone had taken my cash, I'd have had no recourse.

That is a very good point too. Like I said sometimes technology is a great thing. There is no protection on losing or someone stealing cash. That is absolutely true. That is one reason my husband likes that we have a debit card because he said if something like that happened we would be okay.

I understand, though getting a pre-paid card for situations where you want to purchase something or make a payment online would be a good idea..I am stuck and have to pay my bill this way. Before I got my card, the bill rarely got paid, to the point where the dentist wasn't going to do any more work...

Well at least its a prepaid card thats a little better. I have a debit card and they could get all of my money out of my account so I will never pay over the phone.

It's true. Many companies don't care about what happens to that information after they're done with it. I remember there was a news story on television about people dumpster diving. Some people just go through the garbage of companies and businesses. The news channel had people go through the garbage just to see what they would find and they found people's social security numbers with their addresses and full names. It's horrible. Sometimes it could even be places of employment that do that to their own employees.

We are a propane company so people make their payments over the phone but it really scares me. Thank goodness I got lucky and I work for a Christian company. Everyone that works here are really good and honest people. However, if they weren't some people could really be in trouble! I have had the same thing happen to me where I hear other people's conversations on my phone line. Creepy! Yeah if your giving that information, anyone can get it that way too. Yeah we have to write it down first to make sure we have everything right. We ask the customers all of their information twice after we write it down the first time. So all of their info is on that paper. I rip them up into small pieces and throw them away after I'm done but it's still scary that other companies might not rip them up small enough where it couldn't be put back together or whatever...

I tried that already. I downloaded my earnings into my paypal to make sure it worked then uploaded the money again. lol. Just old fashion me being careful. lol

Yup I agree. Its better to do it the old fashioned way. It is a lot safer! I do it that way too and then I just hope and pray it won't get lost in the mail because I have had that one happen too. I was like man I just can't win. Thank goodness it was a small amount or I would have been in BIG trouble! I am a little worried about paypal being hooked to my account. I am just praying that everything will be okay with it. I swear if all of my money ends up missing I am suing the snot out of paypal!!

I know! I have heard of people selling other people's information and I think that is terrible. That's good that you burned all of the information, that was the right thing to do. I'm glad there are other good people out there that wouldn't do something like to anyone.

i think of it many times. but i rather choose to have a good name than to destroy it just for money.

I do not blame you at all. It is really scary and terrible things can happen! Exactly, there are plenty of dishonest people in this world. Sad but most definitely true. You never know if the person is going to completely screw you over.

Maybe the company is reliable but you never know who your dealing with through the phone. To me that is a scary thought!

I never thought about it either until this job! I wasn't screened at all for my job actually and I have to take payments over the phone every single day. So, no were not all screened. Thank God I am a trustworthy person and would not do that but some people would. I am not video recorded either, I'm not really sure where you heard that. We are not a bank or anything, there are no cameras where I work at all anywhere. We are a small propane company.

I work for a propane company so they have the option to make their gas purchases over the phone. A lot of our customers do this. I just wouldn't do it if it was me...

Well yeah but some people don't care about prison obviously or our prisons wouldn't be so crowded right now... It is easily tracked but I am sure it takes some time for this and so what your out of money while your waiting? That stinks. Well at my job there are no security cameras at all and people pay over the phone all the time, every day. Matter of fact I had two payments over the phone just today at work. It's just a scary thought to me!