thinking how to make my money grow..**

Hi tess_quinain, Money never grow. Only your actions towards money will make it to grow further. Keep an eye on your expenses and look for good investment opportunities which gives good returns on your investment. It can be Bank deposits, shares, Mutual funds or any other investment opportunity. Good Luck!

First of all, you need a plan. You need to plan your moves when it comes to spending each and every month. So far, you are doing well, in that you have a job. I think that is the first step. For the next month, track your expenses. Write down all the things you buy and how much. The simple act of jotting your expenses down may somewhat deter you from spending unnecessarily. If you have a smartphone, you can use an app to help you record all your expenses. At the end of the month, the app can help you categorise your spending into FOOD, TRANSPORT, PERSONAL, INSURANCE, HOME MAINTENANCE, FAMILY, etc. Look into each of these categories and lock in a budget for each category. Ensure that all your expenses do not exceed your salary. This is the basis to assist your money to grow. For the next month, make sure you follow your budget strictly. Whatever balance you have is your savings. Once you accumulate a good amount, you can start investing it to generate more money. You can choose mutual fund that generate dividends for a start. There you go, you are on your way to make your money grow.

I don't really think about it that much. I spent a really long time getting out of debt, and right now we are just trying to put money into our savings account each month. Mostly because soon after we got out of debt, we had a child, so we didn't have a lot of time to build up a cushion. Kids sure are expensive!

In the future, consider a banking account and savings account. I have one that automatically takes one dollar from my checking and puts it into my savings account. It helps so that I have money when I need it. You don't necessarily need to invest to get more money, just try to be wise with your grocery purchases, grocery purchases can get way out of hand.

No need to worry. Think positive always. According to my opinion, to earn money we have to workhard. That is the solution for our success. Best of luck.